新华社北京７月１３日电(记者 徐博)国务院要求，２０１２年实现城乡居民社会养老保险制度全覆盖。今年时间已经过半，人力资源和社会保障部有关负责人透露，６月份，覆盖最后一批地区的工作已经启动，中央财政的补助资金也划拨到位。

    Beijing, July 13 (Reuters)(Reporter XuBo)The state council asks，2012 years to achieve urban and rural residents and the system of social endowment insurance covered。Time is more than half this year，Human resources and social security chief discloses about，June，The last batch of region covered work has already been launched，The central financial subsidy funds also transfer in position。

    这意味着养老保险年内将从制度上覆盖每一个百姓，比十七大提出的计划提前了八年。

    This means that the endowment insurance system is covered from years every people，Big plan than 17 for eight years in advance。

    河北省邯郸市曲周县前衙村的龙成德今年７０岁，四个儿子每年给他和老伴的零花钱总共也不过６００元。有了新农保后，老两口一年的养老金有１３２０元，用他的话讲，等于“白得了八个儿子”。

    QuZhouXian handan city in hebei province before the village of ancient LongChengDe 70 years old this year，Four sons to him and to his every year in the pocket money also however 600 dollars。A new farm after the，The old couple a year of pensions to have 1320 yuan，In his words, "turn，Equal to“White had eight sons”。

    继城镇企业职工基本养老保险制度框架确立后，２００９年，我国启动首批新农保试点，试点地区年满６０周岁的参保农民可按月领取养老金，按照党的十七大要求，我国计划到２０２０年实现新农保制度全覆盖。

    The town enterprise worker is basic endowment insurance system framework established，2009 years，Our country the first start new farm the pilot，Pilot areas at least 60 one full year of life of ginseng protect farmers can get old-age pension by the month，According to the party congress requirements，China plans to 2020 years to achieve new farming system covering the whole。

    ２０１１年，我国又启动了城镇居民社会养老保险试点，与新农保试点同步推进，国家两项试点覆盖面超过６０％，试点地区年满６０周岁的参保居民可按月领取养老金，并计划在２０１５年实现全覆盖。

    2011 years，Our country and started the urban social endowment insurance pilot，And the new farming maintain a pilot synchronized advancement，National two pilot coverage more than 60%，Pilot areas at least 60 one full year of life the ginseng of residents can get old-age pension by the month，True in 2015 and plans to complete coverage。

    与龙成德一样，越来越多的人正从城乡居民养老保险制度中受益。据统计，第一、二批试点地区平均参保率接近８０％，有不少地方参保率和续保率均达到９０％以上，第三批试点地区参保人数也在快速上升。

    And LongChengDe as，More and more people are from urban and rural residents and the benefits of endowment insurance system。According to the statistics，The first、Second batch of pilot areas average CanBaoLv close to 80%，There are many places CanBaoLv and agreed rate above 90%，A third group of pilot areas ginseng protect the number is rising fast in。

    “今年随着第四批也就是最后一批试点地区的启动，预计年底城乡居民养老保险将覆盖４亿人以上。”人社部农村社会保险司副司长刘从龙说，“到‘十二五’期末，预计这项制度的参保人数将达到４．５亿人，其中领取养老金的老人将达到１．４亿人。”

    “With the fourth batch this year is last batch of pilot areas start，By the end of the year is expected to urban and rural residents and the endowment insurance will cover more than 400 million。”People of rural social insurance company club chief of LiuCongLong said，“to‘1025’The final，The system is expected to adjust the toll could reach 450 million，One of the old man get old-age pension will reach 140 million people。”

    为什么要提前八年２０２０年实现城乡居民养老保险全覆盖？中央党校教授周天勇认为，城乡居民养老保险的普惠性要求这项制度尽早实现全覆盖。他说：“每月５５元一年就是６６０元，全覆盖时间拖得越久，试点和非试点地区农民收入差距就越大。”

    Why want to advance a eight years 2020 urban and rural residents and the realization of endowment insurance covered？The central party school professor ZhouTianYong think，Urban and rural residents of endowment insurance pratt &whitney sex requirement the system realized complete coverage as soon as possible。He said：“Monthly 55 dollars a year is 660 yuan，Complete coverage of the longer，Pilot and other regional farmers' income gap is bigger。”

    中国社会科学院世界社会保障研究中心主任郑秉文认为，城乡居民养老保险的确令人振奋，但也有两个亟待完善之处：一是如何与城镇职工基本养老保险进行衔接；二是如何进一步提高标准。

    The Chinese academy of social sciences world social security research, director of the center ZhengBingWen think，Urban and rural residents and the endowment insurance really exciting，But there are two aspects to perfect place：The first is how to, and town worker is basic endowment insurance to join；The second is how to further raise the standard。

    记者在调研中也发现，５０岁以上的城乡居民参保积极，年龄较轻的人则有些顾虑。今年３８岁的西柏坡农民赵启德很具代表性：他希望参加待遇较高的城镇职工基本养老保险，如果现在参加城乡居民养老保险，将来能否转换，转换是否会吃亏？

    Reporters also found in research，50 years of urban and rural residents ginseng protect a positive，To younger people are some concerns。This year at the age of 38 xibaipo farmers ZhaoQiDe very representative：He wants to play in the treatment of high town worker is basic endowment insurance，If now to urban and rural residents endowment insurance，Can convert in the future，Whether conversion will be at a disadvantage？

    刘从龙告诉记者，人社部正在会同有关部门研究城镇职工基本养老保险与城乡居民养老保险间的衔接办法，今年底就会形成一个政策意见。

    LiuCongLong told reporters，People club department is jointly with relevant departments, research town worker is basic endowment insurance and urban and rural residents and the endowment insurance between join measures，By will form a policy advice。

    “参保者缴费记入的是个人账户，衔接办法无论怎样制定，基本的原则都是不会让参保者吃亏。”刘从龙说。浙江大学教授米红也建议城乡居民应尽快参保，否则有可能“两头够不着”。

    “Participants pay cost is credited to account，No matter how to plan to join，The basic principle is not let participants suffer。”LiuCongLong said。Zhejiang university professor m red also suggested that urban and rural residents should ginseng as soon as possible，Or else it may“Two head can't reach”。

    刘从龙透露，国务院有关部门正在研究建立城乡居民养老保险基础养老金的正常调整机制，也就是如何“提标”。

    LiuCongLong revealed，The relevant departments under the state council are established urban and rural residents and the endowment insurance of fundamental annuities normal adjustment mechanism，Also is how to“DiBiao”。

    记者在调研中了解到，由于物价的增长，５５元的基础养老金正在“缩水”。２００９年，５５元能够买５０斤大米或是５斤猪肉；如今，只能买２０斤大米或是３斤猪肉。

    Reporter in research in understanding arrives，Due to the price growth，The fundamental annuities is $55“shrink”。2009 years，55 dollars to buy rice 50 pounds or 5 jins of pork；now，Can only buy 20 jins rice or 3 pounds of pork。

    此外，虽然城乡居民养老保险有１００元至１０００元十个档次，但很多参保者只最低缴费档次——他们觉得几十年后这点钱起不到任何作用，只是为了让父母享受到基础养老金才参保。

    In addition，Although the urban and rural residents and the endowment insurance have 100 yuan to 1000 yuan of ten grade，But many participants lowermost capture to expend only-they think class a few decades later this QianQi less than any role，Just to let parents enjoy the fundamental annuities to ginseng protect。

    “尽早实现全覆盖为提高基础养老金标准奠定了基础，‘提标’已经纳入了我们的议程，其基本参照指标是物价水平、各级财政承担能力收入和低保等保障标准。”刘从龙说，“预计年底就会有形成一个初步的意见。”

    “Complete coverage as soon as possible to improve basic realize pension standard laid a foundation，‘DiBiao’Have included on our agenda，Its basic reference index is the price level、At all levels for finance capacity to bear such as income and low standard of safeguard。”LiuCongLong said，“There will be at the end of the year is expected to form a preliminary opinions。”