新华社北京７月２４日电（记者 安蓓、王培伟）国家外汇管理局２４日公布的统计数据显示，６月我国银行代客结汇１２９５亿美元，售汇１３３１亿美元，结售汇逆差３５亿美元，继４月份以来年内二度出现逆差。分析人士指出，这体现了人民币升值预期减弱下，企业和居民持有外汇意愿的增强。

    Beijing, July 24,（Reporter AnBei、WangPeiWei）Promulgated by the state administration of foreign exchange and the statistical data shows，June the Banks in China $129.5 billion settlement for guest，Sale of $133.1 billion，Below writtens guarantee carry out assembles a deficit of $3.5 billion，Following the April 2 degrees appear deficit since years。Analysts say，It reflects the weakening of the RMB appreciation，Enterprise and foreign exchange intend to hold the increase of the residents。

    ４月份，我国银行代客结售汇逆差３７亿美元，但５月份又转为顺差５１亿美元。去年１１月和１２月，我国银行代客结售汇连续出现逆差。今年１月，银行代客结售汇曾一度出现１９４亿美元的顺差额，此后顺差额开始收缩。

    April，Our bank valet below writtens guarantee carry out assembles a deficit of $3.7 billion，But in May and into surplus of $5.1 billion。Last November and December，The Banks in China is present continuously deficit below writtens guarantee carry out assembles a valet。January，Bank acting guest below writtens guarantee carry out assembles a once appear ShunChaE of $19.4 billion，Since then ShunChaE began to shrink。

    银行结售汇是指外汇指定银行为客户及其自身办理的结汇和售汇业务，不包括银行间外汇市场交易数据。银行结售汇形成的差额将通过银行在银行间外汇市场买卖平盘，是引起中国外汇储备变化的主要来源之一，但其不等于同期外汇储备的增减额。

    Bank below writtens guarantee carry out assembles a refers to the designated foreign exchange Banks for the customer and its own for the sale and purchase of foreign exchange settlement business，Not including inter-bank foreign exchange market transaction data。The difference between the form below writtens guarantee carry out assembles a bank will through the bank in the inter-bank foreign exchange market trading plates，Is the cause of China's foreign exchange reserves one of the main sources of change，But the same period is not equal to the ZengJianE foreign exchange reserves。

    “银行代客结售汇出现逆差反映了在人民币贬值预期下，企业和居民持有外汇的意愿增强，购汇多于结汇。”金融问题专家赵庆明表示，６月份，人民币对美元盘中价多数交易日出现深度下跌趋势。

    “Banks appear below writtens guarantee carry out assembles a valet reflect the deficit in the yuan--under the expected，Enterprise and residents hold foreign exchange will increase，Purchase more than settlement of exchange。”Financial experts ZhaoQingMing said，June，The dollar price most trading day plate appear depth trend down。

    赵庆明表示，当前世界经济不太景气，欧债危机此起彼伏，导致资金回流美元资产，推动美元不断上涨，人民币相应出现贬值压力。同时，随着中国经济增速放缓，市场再次出现了看空中国经济和人民币的声音和论调，从而拖累境内人民币的表现。

    ZhaoQingMing said，The current world economy isn't very healthy，The debt crisis to break out，Lead to fund backflow dollar assets，Promote dollars rising，The yuan depreciation pressure appear accordingly。At the same time，With China's economic growth is slowing，The market again see empty to China's economic and RMB voice and rhetoric，The performance of the territory and drag the yuan。

    数据同时显示，６月份，银行代客远期结汇签约１０５亿美元，远期售汇签约２１２亿美元，远期净售汇１０７亿美元。

    Data also show，June，Bank acting guest forward settlement of exchange signed 10.5 billion dollars，The forward sale of $21.2 billion signing，The forward net sale of $10.7 billion。

    对此，赵庆明认为，这和银行代客结售汇逆差表现一致，反映了基于人民币贬值的预期，企业和居民进行更多的远期购汇以锁定汇兑成本。

    this，ZhaoQingMing think，This and bank valet below writtens guarantee carry out assembles a deficit consistent performance，Based on the value of the RMB reflect expectations，Enterprise and residents for more forward purchase to lock in exchange cost。

    ２０１２年１至６月，我国银行代客累计结汇７４５１亿美元，累计售汇７１５６亿美元，银行代客累计结售汇顺差２９５亿美元。同期，银行代客累计远期结汇签约８３９亿美元，累计远期售汇签约８９２亿美元，银行代客累计远期净售汇５３亿美元。

    2012 1 to 6 months，Our bank valet accumulative total $745.1 billion settlement，Accumulative total sale of $715.6 billion，Bank acting guest accumulative total below writtens guarantee carry out assembles a surplus of $29.5 billion。Over the same period，Bank acting guest accumulative total forward settlement of exchange signed 83.9 billion dollars，Cumulative forward sale of $89.2 billion signing，Bank acting guest accumulative total forward net sale of $5.3 billion。

    ６月，我国境内银行代客涉外收入２２２８亿美元，对外付款２１６４亿美元，银行代客涉外收付款顺收６４亿美元。１至６月，银行代客累计涉外收入１２２５３亿美元，累计对外付款１１４６２亿美元，银行代客累计涉外收付款顺收７９２亿美元。

    June，China bank valet foreign income is 222.8 billion dollars，Foreign payment of $216.4 billion，The foreign guest receiving bank charge $6.4 billion。1 to 6 months，Bank valet accumulative total foreign income of $1.2253 trillion，Cumulative foreign payment of $1.1462 trillion，Bank valet accumulative total foreign mediumly the charge $79.2 billion。

    银行远期结售汇签约是指银行与客户协商签订远期结汇（售汇）合同，约定将来办理结汇（售汇）的外汇币种、金额、汇率和期限，也是影响中国外汇储备变化的一个因素。

    The bank is to point to a bank forward below writtens guarantee carry out assembles a signing and negotiate a settlement customer long-term（sale）contract，Agreed handling foreign exchange settlement in the future（sale）Foreign exchange currency、amount、Exchange rate and time limit，Also influence of China's foreign exchange reserves of change a factor。

    银行代客涉外收付款是指境内非银行居民机构和个人（统称非银行部门）通过境内银行与非居民机构和个人之间发生的收付款，不包括现钞收付和银行自身涉外收付款。

    Bank payments refers to the foreign guest territory non-bank residents institutions and individuals（Collectively non-bank department）Through the bank of China with the residents organizations and individual happened between the payments，Not including cash receipts and payments and the Banks themselves mediumly concerning foreign affairs。