新华社北京８月１０日电(记者王宇、王培伟)中国人民银行１０日发布的数据显示，７月份我国新增人民币贷款５４０１亿元，增量创出１０个月来新低。与此同时，体现企业生产活跃度的狭义货币（Ｍ１）同比增速较上月末下降０．１个百分点。

    Beijing August 10 (Reuters)(Reporter CDC)、WangPeiWei)Promulgated by the people's bank of China and the data shows，In July 540.1 billion yuan RMB loans new in our country，Incremental makes 10 months to new lows。At the same time，Enterprise reflects the degree of production active narrow currency（M1）A year-on-year growth late last month, down 0.1%。

    分析人士认为，７月份新增信贷较上月大幅回落３０００多亿元，凸显出当前信贷需求不足、经济增速底部徘徊的现实。

    Analysts believe that，In July, a new credit dropped sharply in the last month of more than 3000 yuan，Highlight the current credit demand、Economic growth around the bottom of the reality。

    “从７月份新增贷款量可以看出，目前投资增速企稳和房地产市场有所回暖对信贷需求的拉动作用尚不够显著。”交通银行金融研究中心分析师鄂永健同时表示，７月新增贷款并没有明显低于计划投放量，５０００多亿元的规模尚属平稳。

    “From July new loans can be seen，The investment growth stabilising and real estate market has warmed to credit demand pull role is still not enough significant。”Traffic bank financial research center for health also said a crocodile analysts，July new loans and no was significantly lower than the data plan，More than 5000 yuan scale is still in the stable。

    记者注意到，一段时间以来新增贷款结构“短多长少”的局面并未得到明显改观。数据显示，尽管当月新增对公短期贷款９５４亿元，较上月明显减少，但新增票据融资１５２６亿元，较上月多增１１８６亿元；新增对公中长期贷款９２０亿元，较上月少增７１０亿元，占比依然较低。

    Reporters noticed that，For a long time now new loan structure“Short less how long”The situation did not get the obvious change。Data shows，Although that month says to the new short-term loans of 95.4 billion yuan，Last month a significantly less，But the new bill financing 152.6 billion yuan，Add 118.6 billion yuan a month earlier；New long-term public loan of 92 billion RMB，Less than $71 billion increase last month，Accounting for than is still low。

    “企业中长期贷款占比偏低及体现企业活跃度的Ｍ１增速回落，均显示经济仍在底部徘徊。”平安证券固定收益部副总经理石磊指出。

    “Enterprise long-term loans accounted for low and active than enterprise reflects the degree of M1 growth fell back，All showed that the economy is still hovering at the bottom。”Peace fixed income securities of vise general manager shi lei said。

    “这也与当月投资、工业增加值增速未见反弹一致，表明稳增长的政策效果尚未明显体现。”鄂永健指出。

    “This also with investment that month、Value added of industry growth has not seen the rebound consistent，Steady growth of the policy effect that has not yet been obvious reflect。”Hubei health and points out that。

    国家统计局日前发布的数据显示，７月份全国规模以上工业增加值同比增长９．２％，较６月份回落０．３个百分点，经济仍处于筑底阶段。

    The national bureau of statistics has released figures show，In July, the national scale industrial added value increased by 9.2%，A drop of 0.3% in June，The economy is still in the stage of building。

    光大银行首席宏观分析师盛宏清认为，在央行连续释放流动性的背景下，银行信贷投放却依然疲弱，说明目前市场面临“流动性失效”的状况。

    Everbright bank chief macro analysts ChengHongQing think，The central bank in continuous release under the background of liquidity，Bank credit supply but remains weak，That face the market at present“Liquidity failure”situation。

    对于下一步货币信贷形势，专家认为，在日益强调“稳增长”的大背景下，货币信贷政策仍将向“偏松”方向保持微调。

    For the next step currency credit situation，Experts say，In an increasingly emphasize“Steady growth”Under the background of，Currency credit policy will remain to“Partial loose”Direction keep fine-tuning。

    “为应对外汇占款增量下降的影响、缓解流动性紧张，同时也为配合银行信贷投放，加强对实体经济的支持，预计年内准备金率还将适时适度下调１至３次。”鄂永健指出。

    “The gap for dealing with foreign exchange of the decline of the incremental impact、Ease liquidity squeeze，But also for the supply of credit with the bank，To strengthen the support of the real economy，Reserve ratio also is expected to years will moderate 1 to 3 times cut。”Hubei health and points out that。