新华社北京８月１０日电（记者 吴雨 王文帅）中国保险行业协会１０日公布，２０１１年交强险经营亏损达９２亿元，其中承保亏损１１２亿元、投资收益２０亿元。以已赚保费为基数，２０１１年经营亏损率达１０．１％。自交强险经营以来，已连续亏损５年半。

    Beijing August 10 (Reuters)（Reporter WuYu WangWenShuai）China insurance industry association released 10,，2011 years of operating losses of 9.2 billion yuan dealing，Insured losses of 11.2 billion yuan、Investment income 2 billion yuan。With already make insurance cost is base，2011 business loss rate is 10.1%。The place since the operation，Five and a half years has been losses。

    数据显示，２０１１年交强险共承保机动车辆１．１４亿辆，保险责任已到期保费９１４亿元，未到期保费增加６９亿元。２０１０年赔付金额７４９亿元，赔付率比２０１０年下降了０．４个百分点。机动车投保率从交强险实施前２００５年末的３６％提高到２０１１年末的５１％；其中，汽车投保率从２００５年末的５８％提高到２０１１年的８１％。

    Data shows，2011 years of motor vehicle insurance cover 114 million cars，Insurance liability expired insurance cost 91.4 billion yuan，Did not expire premium increase of 6.9 billion yuan。2010 compensation of $74.9 billion，Through more than 2010 down 0.4%。Motor vehicle insurance rate from the place before the implementation of 36% at the end of 2005 to increase 51% at the end of 2011；Among them，Auto insurance rate from the end of 2005 to 58% in 2011。

    中保协交强险工作组专家陈东辉表示，交强险开办以来，经营费用率逐年下降并趋于稳定，力争以最小成本发挥最大保障功能的制度目的。２０１１年经营费用为２７７亿元，费用率从２００７年３９．２％降至２０１１年３０．４％，这一比率低于商业车险３．６个百分点。

    In dealing BaoXie working group experts ChenDongHui said，Since establishment place，Management fee and stable declined year by year，With the minimum cost to give play to the greatest safeguard function system of purpose。2011 management cost is 27.7 billion yuan，Rate tumbled from 39.2% in 2007 to 30.4% in 2011，The rate below 3.6% commercial car insurance。

    中保协表示，但由于保险业规模不断增大、综合承保率上升等因素影响，亏损额持续大幅上升。经营５年半以来，交强险累计经营亏损达１７３亿元。

    BaoXie said in，But because of the scale of the insurance industry growing larger、Comprehensive accept insurance rate rose and other factors，Loss continued to rise sharply。Five and a half years operation，The place accumulative total operating losses of 17.3 billion yuan。