新华社北京７月３１日电（记者吴雨、王文帅）中国保监会３１日通报，截至７月２９日２４时，北京地区保险公司共接到因强降雨造成损失各类报案４．６万件，估损金额约９亿元。其中，机动车辆保险接报案占比达８９％。

    Beijing, July 31 dec（Reporter WuYu、WangWenShuai）The circ 31 bulletin，By July 29, when 24，Beijing area of insurance company from heavy rainfall for losses caused to all kinds of 46000，Assessment of loss amount about 900 million yuan。Among them，Motor vehicle insurance JieBaoAn accounted for more than 89%。

    保监会表示，截至７月２９日２４时，在京保险公司共接到因强降雨造成损失的各类报案４．６万件，其中，机动车辆保险接报案４．１万件，估损金额约３．７亿元；企业、家庭、工程等财产保险接报案２２７３件，估损金额约４．４亿元。投保种植业保险农户受灾面积约２８．３万亩，养殖业损失约２４．３万头（只），种养两业估损金额约９１４２．６万元，已向农户预先赔付保险金１８５１．９万元；人身保险预计赔付保险金额４４９．６万元，已赔付２１７．４万元，涉及５１人，其中３３人死亡、５人失踪、１３人受伤。

    Insurance regulatory commission said，By July 29, when 24，Insurance company in Beijing were received for heavy rainfall of the loss of all kinds of report 46000，Among them，Motor vehicle insurance JieBaoAn 41000 pieces，Assessment of loss amount about 370 million yuan；enterprise、family、Engineering property insurance JieBaoAn 2273 pieces，Assessment of loss amount about 440 million yuan。Insurance industry insurance farmers area of about 283000 mu，Breeding loss of about 243000 head（only），Planting two industry assessment of loss amount about 91.426 million yuan，Already in advance to farmers compensate pays insurance gold is 18.519 million yuan；Life insurance is expected to compensate pays insurance amount of 4.496 million yuan，Already pay 2.174 million yuan，51 people involved，Including 33 dead、Five people are missing、13 injured。

    保监会表示，近期，暴雨、洪水、台风等极端天气对人民群众造成重大损失，也对保险业的服务提出严峻挑战。由于灾害品种多、分布范围广、灾情严重等特点，目前保险公司承保损失较重，查勘定损难度较大。

    Insurance regulatory commission said，recent，Heavy rains、The flood、Typhoon extreme weather the people in heavy losses，Also of the insurance industry service address serious challenges。Because of disasters、Distribution range、Disaster serious etc. Characteristics，At present the insurance company accept insurance losses is heavy，Survey charge is difficult。

    “特别是近期机动车辆报损数量大，对于查勘定损造成很大压力。”保监会财产保险监管部副主任董波告诉记者，近期，北京受灾报损机动车多达４．１万辆，案件占接报总量的８９％，远远超过其他险种。此外，湖北地区保险公司接到车险报案１１３１件，广东因台风报损车险５０００余件，天津接到车险报案近８０００件。

    “Especially in recent motor vehicle loss in large quantities，Charge caused great pressure to survey。”Circ property insurance regulation, deputy director of the DongBo told reporters，recent，Beijing the affected loss as many as 41000 cars motor vehicles，Case reports of 89% of the total，Far more than other risk。In addition，Hubei area to report to the police car insurance company 1131，Guangdong for typhoon loss car insurance over 5000 pieces，Tianjin received nearly 8000 works to report the car insurance。

    董波介绍，为此，相关地区的保监局和保险公司均已启动预案，调拨非灾区人员帮助进行车辆等查勘理赔工作，目前北京就有１３００余名非灾区保险人员进行协助。

    DongBo introduced，For this，Related areas of the bureau and insurance companies are already start plan，Allocate the disaster area personnel help for vehicles and so on survey claims，Now Beijing has more than 1300 the disaster area insurance personnel to assist。

    暴雨发生后，保监会对近期关于极端天气造成的案件理赔工作提出要求，各保险公司需立即启动应急预案，按照“主动、迅速、准确、合理”的要求，切实做好接报案、车辆救援、定损查勘等理赔服务；要主动承担车主自行施救后产生的合理费用，对受灾严重的企业和地区立即启动预估预赔程序。

    After the occurrence of the heavy rain，For the recent circ on extreme weather cause case claims work request，The insurance company shall immediately start emergency plan，According to“active、quickly、accurate、reasonable”requirements，JieBaoAn earnestly、Rescue vehicles、Charge survey claims service, etc；To undertake the owner to rescue the generation after reasonable costs，For the enterprise and the worst hit area immediately start estimated the compensate program。

    近期有部分受损人对于车险理赔提出一些质疑，保监会特别强调，各保险公司应按照“重合同，守信用”的原则，本着特事特办的要求，按照保险合同约定及时、足额赔付。对于特殊情况，应从服务社会角度出发，有利于受损人，适当放宽理赔条件。

    There has been a recent partially damaged people for car insurance claims to put forward some questions，Special emphasis circ，The insurance company shall pay“contracts，honored”principle，In line with the manner of doftec of requirements，According to insurance contract agreement in time、Full specified amount pays。For special circumstances，Should from the Angle of social services，Damaged people to，Relax restrictions on claims conditions。