年底除了抢票,还有一个问题备受关注,那就是回家过年的安全问题。春运期间,很多家保险公司在网上的旅行险又开始走俏,几块钱就可获得保额十几万的保障,销量陡增。

In addition to the end of the ticket,There is a concern about the problem,That is the safety of home New Year.During the Spring Festival,Many insurance companies in the online travel risks began to popular,A few dollars can get coverage of thousands of security,Sales spurt.

　　记者在淘宝网的保险频道统计发现,某款旅行险仅1月28日(截止时间下午6:00)的销量就已经突破40份。据了解,这些旅行险的时间大致在15天以内,多以3天、5天、7天、10天、14天的为主,产品的设计也满足了很多旅客出行的时间需求。而高额保障是旅行险的又一亮点,如某款产品3块钱就可以享受到保额10万的旅行意外身故、残疾,和1万的旅行意外医疗。

Reporter in taobao insurance channel statistics found,A particular travel risk only 1 month and day(Cut-off time at 6 o 'clock)Sales have breakthrough and a.It is understood,These travel risk time generally within 15 days,In 3 days/Five days/Seven days/Ten days/14 days is given priority to,The design of the product also meet a lot of passenger travel time demand.And high security is travel insurance and a window,As a product of 3 dollars can enjoy the amount 100000 travel accident die/disability,And 10000 travel accident medical treatment.

　　除了旅行险,与之相关的旅游险销量也不错。随着春节旅游旺季的到来,出门旅行的人数势必大增,保险公司推出的旅游保险保障项目更是细致入微,一款境外游的保障项目中

In addition to travel risk,Related tourism insurance sales pretty good also.With the arrival of the Spring Festival travel season,The number of travel will soar,The insurance company launched travel insurance security project is more nuanced,One overseas travel security project

　　,除了人身和医疗保障之外,还将行李延误以及公共交通工具延误的责任纳入其中。

,In addition to personal and outside medical security,Will also luggage delay and public transport delay responsibility into among them.

　　记者了解到,旅行险、旅游险等都属于消费型保险,即客户(投保人)跟保险公司(保险人)签定合同,在约定时间内如发生合同约定的保险事故,保险公司按原先约定的额度进行补偿或给付；如果在约定时间内未发生保险事故,保险公司不返还所交保费。近几年,随着网上购物的繁荣,消费类保险也成为网购的一部分,比市场价低、购买方便,为消费型保险扩张提供了一片适宜的沃土。

The reporter understands,Travel risk/Tourism risk belong to consumer insurance,Namely customer(The applicant)With insurance company(underwriter)contract,Within the agreed time in case of the contract of insurance accident,The insurance company agreed to the original amount of compensation or payment;If within the agreed time not insurance accident happens,Insurance companies do not return to place to pay insurance cost.In recent years,With the prosperity of online shopping,Consumer insurance has become part of the net,Lower than the market price/Purchase convenient,For consumer insurance expansion provides a piece of appropriate fertile soil.

　　春运期间,人来人往、车来车往,出门在外的危险几率增高,为了自身安全,有需求的旅客不妨淘份旅行险,做好出行的保险保障。

During the Spring Festival,People come and go/Car to car to,Go out in the outside the risk of higher,In order to its own security,To the needs of passengers might as well are a travel insurance,Make travel insurance.