7月6日，从市住房公积金管理中心了解到，根据中国人民银行《关于下调金融机构人民币存贷款基准利率的通知》要求，从2012年7月6日起，我市住房公积金存贷款利率下调。

On July 6，From the municipal housing accumulation fund management center to understand，According to the people's bank of China《Cut financial institutions on the notice of the benchmark interest rates》requirements，From July 6, 2012 up，The our city housing accumulation fund loan rate cut。

　　具体调整标准为，上年结转的个人住房公积金存款利率下调0.25个百分点，由现行的2.85%调整为2.6%。当年归集的个人住房公积金存款利率下调0.05个百分点，由现行的0.40%调整为0.35%。五年期以下（含五年）个人住房公积金贷款利率下调0.2个百分点，由4.2%调整为4.0%，五年期以上个人住房公积金贷款利率下调0.2个百分点，由4.70%调整为4.5%。

Specific standards for the adjustment，Last year the anc individual housing accumulation fund deposit interest rate by 0.25%，From the current 2.85% to 2.6% adjustment。When the deal individual housing accumulation fund deposit interest rate by 0.05%，From the current 0.40% to 0.35% adjustment。Below five-year（Contains five years）Personal housing accumulation fund loan interest rate by 0.2%，Adjusted for 4.0% from 4.2%，Five-year above personal housing accumulation fund loan interest rate by 0.2%，Adjusted for 4.5% from 4.70%。