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司法拍卖购房 可以捡到便宜但也有风险--亲稳舆论引导监测室
2012-07-29

司法拍卖购房 可以捡到便宜但也有风险新东福花园是重庆首批十佳住宅小区 摄影记者 梁杰 The new east garden is the first ten best blessing chongqing residential district LiangJie photographer

  商报记者 廖洁

Business newspaper reporter LiaoJie

  位于渝中区闹市区的叠拼别墅才140万元/套?这个听起来“不可能”的低价,以司法拍卖的途径真实地展示在我们眼前。

The yuzhong district is located in the downtown fold spell villa only 1.4 million yuan per set?This sounds“Can't”low,By way of judicial auction is the real show in front of us。

  7月18日,重庆联交所一套司法拍卖的叠拼别墅,以120万元的起拍价吸引了数名竞争者,最终以140万元的价格成交,而当地市场价类似房源的价格在160万元以上。由于起拍价和成交价都低于市场价,近两年来,通过拍卖的形式买房,这一楼市“淘宝”新方式逐渐走进了大众的视线。

July 18,,Chongqing stock exchange a judicial auction fold spell villa,With 1.2 million yuan attracted to several competitors fry attracted an initial bid,Final with 1.4 million yuan price clinch a deal,And the market price of similar local homes price is in 1.6 million yuan of above。Due to fry attracted an initial bid and clinch a deal valence is below the market price,In the past two years,Through an auction to buy a house,The property market“taobao”The new way gradually entered the public view。

  抢了103轮仍比市场价低

Robbed 103 wheels still lower than the market price

  上周三,位于渝中区菜袁路新东福花园别墅区的房屋拍卖,竞争十分激烈。这套建面233平方米、起价才120.23万元的叠拼别墅,有超过20人关注、近10人进行了网络电子竞价、竞价103轮,最终才以140.53万元的价格尘埃落定,溢价16.8%。

Last Wednesday,The yuzhong district is located in LuXinDong yuan garden villas blessed food of the auction houses,Competition is so fierce。This building surface 233 square meters、For only 1.2023 million yuan fold spell villa,More than 20 people attention、Nearly 10 people on the network electronic bidding、Bidding round 103,Finally the price with 1.4053 million yuan the dust settles,A 16.8% premium。

  但让人感到意外的是,就算经过了103轮的竞价,最终的成交价仍然比市场价低。周边类似房源的二手房价格,在建面7000元/平方米以上,但是按照140.53万元的最终成交价计算,这套房屋的成交均价才6031元/平方米,而起拍价格更是只有5160元/平方米,相当于市场价打了7.3折。

But let a person feel surprise,Even after 103 rounds of bidding,Finally clinch a deal valence is still lower than the market price。Surrounding the secondhand the room price similar houses,Face under 7000 yuan/square metre above,But according to 1.4053 million yuan at the end of the clinch a deal valence calculation,The price of this flatlet house to 6031 yuan/square metre,And the price is distributing only 5160 yuan/square metre,Market price is equivalent to the 7.3 off。

  由于采取的电子竞价,记者无法直接采访到最后将这套超值别墅纳入囊中的幸运儿,联交所也不便透露客户信息,但从当天现场工作人员的话中,仍透露出那位成交者的兴奋,“最后成交的竞拍者"高兴惨了"。”

By adopting the electronic bidding,Reporters can't directly to the last interview this value villa into lucky the weights of the bag,The stock exchange also reveal customer information inconvenience,But from the field staff in words,Still, revealed that the deal of excitement,“Finally, a bidders"Happy miserable"。”

  二手房起拍价才24万元

Fry attracted an initial bid only 240000 yuan secondhand the room

  这套价格看起来相当诱人的别墅,并非低价购拍卖房的孤案。

The price it looks quite attractive villas,Low price is not for the auction room isolated case。

  记者登录联交所网站,发现仅仅7月以来,已经有超过20条涉及房屋拍卖的项目信息。其中,包括位于北部新区的别墅、汽博中心和茶园新区的花园洋房、直港大道的高层精装豪宅、南坪的跃层小户型,甚至还有位于近郊区县的商铺等各类型物业,这些项目的起拍价大多低于市场价一大截。

The reporter had logged on site,Found only since July,There were more than 20 of the project information involving auction houses。Among them,Located in the chongqing new north zone (CNNZ including villa、Steam bo center and tea garden district semi-detached house、Port of high-level hardcover straight road to a person of extraordinary powers curtilage、NaPing jump a layer of small family,Even the suburban area county is located in various types of shops in the property,These projects fry attracted an initial bid most below the market price one big chunk。

  以其中一套位于南坪万寿路钻石年代的跃层小户型为例,这套建面33平方米的房屋起拍价仅24万元,而记者来到当地的二手房中介,同一栋楼面积相近的二手房,标价均在30万~35万元之间。

In one set of PRC in NaPing diamond s jump a layer of small family model as an example,The face of the houses built 33 square meters fry attracted an initial bid only 240000 yuan,But the reporter comes to local secondhand the room intermediary,The same building area of close secondhand the room,Price in 300000 ~ 350000 yuan are in between。

  竞拍人数3年涨了3倍

The number of auction 3 years up three times

  联交所工作人员透露,近两年明显感到拍卖房屋越来越受到大众的关注。“类似业态、相近面积的物业,关注和前来缴纳保证金竞拍的人数,起码是3年前的3倍。”

People who work at the stock exchange,In the past two years the auction house obviously felt by more and more public attention。“Similar format、Similar area of the property,To pay attention and the number of bidding deposit,At least 3 years ago is three times。”

  而经过联交所的观察发现,关注低价的司法拍卖房屋的,有相当一部分是投资者,“比如之前解放碑雨田大厦部分楼层拍卖,就引起了一位澳洲华人的浓烈兴趣。”不过,最终的拍卖结果却显示,真正购买拍卖房的购房者,自用和投资各占一半。

And after the stock exchange was observed,Lower the price of the auction houses on judicial,There are quite a number of investors,“For example TianDaSha built before the rain of floor auction,He caught a Australia Chinese strong interest。”but,Final results have shown that the auction,Really buy auction house buyers,For personal use and investment accounts for half of all。

  “拍卖购房最容易出现的就是欠费问题。”联交所工作人员也提醒市民,购买拍卖房屋,一定要提前到现场实地考察,到物管了解项目是否有欠费情况,与邻居沟通小区目前存在的问题等,尽可能多方面地了解拍卖房屋所存在的风险。

“The auction of purchase most prone to owe a fee is。”The stock exchange are also reminded the public,Buy auction houses,Must to advance to the field investigation,To understand the project content canal whether to owe a fee,And the neighbor communication area the existing problems and so on,As far as possible to know various auction houses the risks。

  新闻链接

News link

  想通过拍卖购房 这些流程先知道

Want to purchase these flow through auction ChengXian know

  那么普通市民想要通过拍卖的方式购买性价比更高的房屋,需要注意哪些问题呢?重庆联交所工作人员介绍,首先购房者可以通过报纸和网站的公告了解项目的具体情况,一般情况下不动产会进行30天以上的公告,市民也可以趁此期间到项目当地了解物业具体情况和风险。

So the ordinary citizens want through the sale of the purchase more cost-effective houses,Need to pay attention to what problem?Chongqing staff introduced the stock exchange,First of all the person that buy a house can through the newspapers and web announcement of the specific conditions of the understand the project,Usually real estate will more than 30 days of a public announcement,People can also take this period to project local knowledge property specific situations and risk。

  如果确定有意参与竞拍,那么就可以将保证金打到法院的指定账户中。

If sure to participate in the auctions,So can play to court designated deposit account。

  接下来市民可以凭借保证金收据和本人身份有效证明,如果是公司参与竞拍就可以拿着公司营业执照、组织机构代码证、法人身份证复印件,到重庆联交所办理竞买登记手续。

The next citizens can deposit receipt and identity with effective certificate,If the company is in auctions can take the company business license、Organization code certificate、Legal person id card,To deal with the formalities of registration chongqing stock exchange。

  到了拍卖当天,市民就能凭借联交所提供的账户和密码登录电子竞价系统参与竞拍。

On the day the auction,Citizens can with the stock exchange account and password provide login electronic bidding system in auctions。

  联交所工作人员介绍,由于我市司法拍卖大多采取电子竞价,因此市民就算在家中也能参加竞拍,联交所也会保护竞拍者的个人信息不被泄露。

The stock exchange staff introduced,Due to the judicial auction mostly do the electronic bidding,So citizens in the home even if also can attend bid,The stock exchange will also protect bidders personal information will not be revealed。

  如果竞拍成功,市民可以到联交所办理相关手续。即使未能夺标,拍卖结束三天之后可到联交所办理退还保证金手续。

If successful bid,Citizens may have to stock exchange to transact relative procedures。Even if failed to win,Three days after the end of the auction to the stock exchange to handle the return deposit formalities。



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