中新网9月17日电 国务院新闻办公室今日举行发布会，介绍卫生事业改革发展进展情况。卫生部副部长刘谦在回答记者提问时表示，目前搞大病保险，要用一部分钱去购买商业保险，但这并没有改变它基本医疗保障的性质。

Beijing, sept. 17 - the state council information office held a press conference today,Introduced reform and development of health programs progress.Health vice minister liu qian said in response to a question,Now make a serious illness insurance,Want to use part of the money to buy commercial insurance,But it doesn't change its nature of the basic medical insurance.

　　有记者问，我们看到材料里写的做好大病保险和新农合大病保障工作的衔接，我想问一下保险和保障虽然有一个字的差别，但是这两个系统之间的真正差别在哪里？是不是意味着保障是有福利色彩的，应该由政府提供，而保险是要交给市场来完善的？

A reporter asked,We see in the material written do serious illness insurance and new farming together a serious illness security work of cohesion,I want to ask insurance and security although there is a word difference,But the two system the real difference between in where?Mean that security is a welfare color,Should be provided by the government,And insurance is to market to perfect?

　　刘谦说，保险和保障从广义来说做的是一样的目的，都是为了保障健康，就是化解患者的风险，但是从比较狭义的角度来考虑，保障的概念比较大，保险是其中的一种方式。

Liu qian said,Insurance and security from broadly do is the same purpose,All is for the protection of health,Is dissolve the risk of patients,But from the Angle of comparative narrow sense to consider,The concept of security is larger,Insurance is one of the ways.

　　刘谦说，很多国家基本保险是带有强制性的，新型农村合作医疗制度具有共济性，又有保险的特征，为了让大家更多参与进来，到今天为止一直是自愿参加，从开始试点，5年间达到8亿以上的参合是非常不容易的，农村居民确实看到这样一个制度对保护自身健康的好处，所以愿意参加。

Liu qian said,Many countries with basic insurance is mandatory,The new rural cooperative medical system has in all aid sex,And the characteristics of insurance,In order to make everyone more involved,To date has been voluntarily participate in the,From start pilot,Five years to achieve more than 800 million ginseng add up to is very not easy,Rural residents do see such a system to protect their own health benefits,So willing to participate in.

　　刘谦说，基本医疗保障就是政府承担主要的责任，事实上城镇居民的医保以及新农合的医保在筹资里面的比重，各级政府承担的比重是大的。

Liu qian said,Basic medical insurance is that the government bear the main responsibility,In fact the medical insurance for urban residents and the new agriculture, medical insurance in the proportion of inside financing,Governments at all levels take the proportion is big.

　　他说，目前大病保险要用一部分钱去购买商业保险，但也没有改变它基本医疗保障的性质，还是属于基本保障的范畴，可能将来会延伸，有商业的保险，但是基本医疗保障这个范围，它的特点和商业保险也会有区别。现在虽然用新农合的一部分资金去购买大病保险，但在本质上不是商业性质，是基本保障范围，应该说应保尽保，只要出了问题就要进行保障。

He said,At present a serious illness insurance to use part of the money to buy commercial insurance,But not change its nature of the basic medical insurance,Still belongs to the category of basic guarantee,Maybe in the future there will be extended,Have the commercial insurance,But the basic medical security this range,Its characteristics and commercial insurance also have difference.Now with the new agriculture joint part of insurance funds to buy a serious illness,But in essence not commercial properties,Is the basic safeguard limits,Should say should defend insurance,As long as a problem is to protect.

　　谈到20种重大疾病的选择标准，刘谦说，一是危害大，二是制度实施起来比较容易操作，疗效确切，费用可控。

When it comes to 20 kinds of major disease selection criteria,Liu qian said,One is the harm great,Second is the implementation of the system are easy to operation,Definite effect,Cost controlled.