继销售回暖、流动性放松后，一些开发商的资金压力已经得到极大缓解，在执行层面上开发贷的申请和审批已有放松迹象。[合肥两家银行放出房贷打折风声 具体执行还要看收益>>>]

After sales warmed、Liquidity to relax after，Some developers financial pressure has gain great ease，In the development of the loan application on the challenges and the examination and approval for signs to relax。[hefei two Banks release mortgage discount report specific executive to see the gains>>>]

销售回款如“及时雨” Sales r such as“Timely rain”

　　自今年3月以来，开发商不断以降价跑量的策略去除楼市库存。尤其是5、6月份刚需入市带来销售释放，更加快了开发商的资金回流。再加上一月内两次降息、信贷环境好转，开发商融资能力得到极大提升。[合肥徽商银行接到房贷85折口头通知 正式文件未下发>>>]

Since this year since march，Developers to run the price is constantly strategy remove property market inventory。Especially 5、June just need to bring sales market release，To speed up the developer's capital more backflow。Plus a month two cuts、Credit environment better，Developers financing ability gets great ascension。[hefei hui merchants bank received mortgage is 85 off verbally notify the official document not distributed>>>]

　　“现在的资金压力比以前好些了，主要就是销售回款比较好，尤其是上半年的销售情况不错。”蜀山区某大牌开发项目老总在接受本站采访时直言，“今年按揭贷款的发放速度比去年快，包括公司直接收到的现金和按揭款回款都好于去年。”[从“少量多批”到“多栋齐开” 合肥开发商信心十足>>>]

“Now financial pressure better than before，The main collection is sales is better，Especially the sales of good in the first half。”ShuShan area a big development project in an interview with this site total truth，“The release of the mortgage loans this year than last year, fast speed，Including the company directly receive cash and mortgage debt collection of all are better than last year。”[from“More than a small amount of”to“More open house together” Hefei development business confidence>>>]

　　今年年初合肥楼市销售依然低迷，大部分开发商也并没有预料到二季度销售能够取得如此迅速的反弹。尤其是5、6月份楼市热销，销售回款在一定程度上解决了开发商的融资难题。

Earlier this year sales downturn continues to hefei property market，Most developers are and did not expect the second quarter sales can make such rapid rebound。Especially 5、June hot property market，Cash sales to a certain extent the developer's financing problems to solve。

　　进入7月，合肥楼市成交量依然保持不断上涨的态势。据三六五地产家居网新房中心统计，7月合肥共有12家楼盘出现价格的变动，其中有6家楼盘上涨，涨幅最高的达到涨1400元/。

Into July，Hefei property market turnover still keep rising trend。According to the 365 real estate home JuWang bridal chamber center statistics，July, there were 12 home building dish hefei appear the price change，With six home building dish rise，The highest annual rose to 1400 yuan /。

　　“开发商资金压力最紧张的时候在今年一季度。”中国银行(601988,股吧)安徽省分行个贷部主管表示，“一季度很多房企的银行贷款到期，而新贷款还没有审批下来，再加上销售回款不足，是行业最低迷的时刻。“现在银行信贷有所松动，间接资金来源增多，销售回款加快，房企资金周转的压力已经不像以前那么大了。”

“Developers funds of the most intense pressure in the year to the first quarter。”The bank of China(601988,Shares it)Anhui province GeDai branch of the competent said，“A lot of room of the enterprises in the first quarter bank loan expires，And new loans haven't come down for examination and approval，Plus sales r insufficient，The industry is the most sluggish moments。“Now the bank credit eased，Indirect funding sources increasing，Collection to speed up the sales，Room stand the turnover of funds is less pressure already。”

信贷环境改善 降价项目减少 Credit environment improvement project reduce the price

　　在连续降息之后，开发商销售回款增加、资金压力减轻、信贷成本得到明显改善，让不少开发商对后市“信心大增”。

In the continuous after cut interest rates，Developers sales increased debt collection、Money pressure to reduce、Cost of credit have been improved obviously，Let many developers to market outlook“confidence”。

　　本站在调查中还发现，尽管近来楼市不断升温，大多数银行并没有对房地产开发贷款政策和额度进行调整，但是在执行层面上，以优质房企为主的开发贷已有所放松。

This site in the investigation also found，Despite recent increase property market，Most Banks and not on real estate development loans policy and limit adjustment，But in the face challenges，With the high quality mainly credit enterprise development room has been relaxed。

　　“我行对于开发贷的政策最近没有变化，还是重点支持优质客户。不过现在全行对整体授信的时效性要求有所提高，主要提高集团客户授信组织效率。”农业银行(601288,股吧)金穗支行个贷部王健表示。

“In the development of our credit policy recently without change，Support quality or key customers。But now both the efficiency of the credit to the whole requirements have improved，The main group clients improve credit organizational efficiency。”Agricultural bank(601288,Shares it)JinSui subbranch of GeDai jian said。

　　兴业银行(601166,股吧)合肥分行个贷部曹主任说：“目前按揭贷款的审核速度已经回到正常水平，大概15-20天左右就能发放下来，而去年年底开发商很多时候都不能确定贷款审批的时间。此外，开发贷的审批也已经加快，开发商在申请贷款时也更容易一些。”

Industrial bank(601166,Shares it)Hefei branch GeDai department director said cao：“The review of the current mortgage rate has returned to normal levels，It's about 15 to 20 days or so can extend down，And the end of last year when many developers are not sure of the time approving loans。In addition，Development of the examination and approval has also speed up the loan，Developers in to apply for a loan is also easier to some。”

　　正是由于手有余粮，6月29日，合肥共11宗土地成功出让，房企又开始出手拿地。而与此同时，降价打折促销的楼盘却在大量减少。业内人士指出，这些现象表明开发商现金流已经大幅好转，这也将影响开发商下半年的经营策略。

It is because of hand have surplus，June 29,，Hefei altogether 11 land for success，Room began to make moves to get high。And at the same time，Price discounts and promotions in a large building but reduce。Industry insiders point，These phenomena that developers have significantly improve cash flow，It will also affect the developers in the second half of the business strategy。

　　“当前开发商的现金流情况好了很多，已经能够控制销售。目前基本没有降价的项目，大部分项目甚至出现小涨，这就证明开发商的资金压力已经不大了。”合肥市同筑地产顾问有限公司执行董事朱杰认为。

“The current development business cash flow situation better，Have been able to control sales。The present basic no reduction projects，Most of the projects, or even a small price rises，It means that the developers financial pressure has not。”Hefei built with real estate consultants Co., ltd., executive director ZhuJie think。

　　城改集团副总经理李征表示：“为了确保市场稳定，短期内房地产政策不会有大变动，而货币政策将持续利好房地产。未来市场需求依然相对旺盛，公司将紧抓去库存。”（三六五地产家居网 张月）

City deputy general manager li zheng said to the group：“In order to ensure that the market stability，The short term policy will not have big changes of real estate，Monetary policy will continue and good real estate。The future market demand remains relatively strong，The company will tightly grasp to go to inventory。”（The 365 real estate home JuWang a monthly）