本报讯 中国人民银行7月19日发布的《2012年上半年金融机构贷款投向统计报告》指出，上半年我国银行贷款投向呈现出固定资产贷款增速回升、企业中长期贷款回落、房地产贷款增速回升等特点。

Report from our correspondent of the people's bank of China on July 19, release《In the first half of 2012 financial institutions to loan statistics reports》Points out that，The country bank loans to present a fixed assets loan growth picks up、Enterprise long-term loans fell back、Real estate loan growth picks up etc. Characteristics。

　　报告显示，6月末金融机构本外币企业及其他部门固定资产贷款余额20.28万亿元，同比增长10.3%，增速比上季度末高0.4个百分点。从期限看，上半年金融机构本外币企业及其他部门中长期贷款增加1.11万亿元，同比少增3833亿元；短期贷款及票据融资增加2.68万亿元，同比多增1.3万亿元。

report，6 month financial institutions of local enterprises and other department fixed assets loan balance of 20.28 trillion yuan，Year-on-year growth of 10.3%，Growth is 0.4% higher than the quarter。See from time，Financial institutions in the first half of local enterprises and other departments in long-term loans of up to $1.11 trillion，By 383.3 billion yuan less year-on-year；Short-term loans and bill financing an increase of 2.68 trillion yuan，Add up 1.3 trillion yuan。

　　报告指出，上半年我国工业中长期贷款增速继续放缓。数据显示，6月末主要金融机构本外币工业中长期贷款余额6.31万亿元，同比增长5.8%，增速比上季度末低1.5个百分点；上半年增加2029亿元，同比少增1481亿元。

The report points out that，The country industrial long-term loan growth slowing to continue。Data shows，6 month major financial institutions of local industrial long-term loan balance of 6.31 trillion yuan，Year-on-year growth of 5.8%，Growth 1.5% lower than the quarter；Up to $202.9 billion in the first half，By 148.1 billion yuan less year-on-year。

　　报告指出，截至6月末我国房地产贷款增速有所回升。数据显示，6月末，主要金融机构房地产贷款余额11.32万亿元，同比增长10.3%，增速比上季度末高0.2个百分点；上半年增加5653亿元，同比少增2271亿元，上半年增量占同期各项贷款增量的12.3%，比1季度占比高2个百分点。

The report points out that，By the end of June loan growth of real estate in our country have rebounded。Data shows，6 month，Major financial institutions real estate loan balance of 11.32 trillion yuan，Year-on-year growth of 10.3%，Growth is 0.2% higher than the quarter；Up to $565.3 billion in the first half，By 227.1 billion yuan less year-on-year，The same period in the first half of the loan increment increment of 12.3%，More than 1 quarter than 2% of high。

　　此外报告还指出，截至6月末，我国小微企业贷款增速、农业贷款增速及中西部地区贷款增速均有所回升。

In addition the report also points out，By the end of June，Small business loan growth in micro、Agriculture loan growth and the Midwest loan growth are bounced。

　　（新华）

（xinhua）