中新网7月19日电 央行今日发布2012年上半年金融机构贷款投向统计报告，数据显示，上半年房地产贷款增速回升，保障房贷款增长较快。

On July 19, local fars news agency reported The central bank released today in the first half of 2012 financial institutions to loan statistics reports，Data shows，Real estate loans back growth in the first half，Security room loan is growing rapidly。

　　6月末，主要金融机构及农村合作金融机构、城市信用社、外资银行人民币房地产贷款余额11.32万亿元，同比增长10.3%，增速比上季度末高0.2个百分点；上半年增加5653亿元，同比少增2271亿元，上半年增量占同期各项贷款增量的12.3%，比1季度占比高2个百分点。

6 month，Major financial institutions and rural cooperative financial institutions、Urban credit cooperatives、Real estate loans outstanding foreign Banks RMB 11.32 trillion yuan，Year-on-year growth of 10.3%，Growth is 0.2% higher than the quarter；Up to $565.3 billion in the first half，By 227.1 billion yuan less year-on-year，The same period in the first half of the loan increment increment of 12.3%，More than 1 quarter than 2% of high。

　　6月末，地产开发贷款余额8037亿元，同比增长0.8%，增速比上季度末高8.8个百分点。房产开发贷款余额2.92万亿元，同比增长11.3%，增速比上季度末高0.3个百分点。个人购房贷款余额7.49万亿元，同比增长11%，增速比上季度末低1.1个百分点；上半年增加3455亿元，同比少增2220亿元。

6 month，Real estate development loan balance of 803.7 billion yuan，Year-on-year growth of 0.8%，Growth is 8.8% higher than the quarter。Real estate development loan balance of 2.92 trillion yuan，Year-on-year growth of 11.3%，Growth is 0.3% higher than the quarter。Personal purchase loan balance of 7.49 trillion yuan，Year-on-year growth of 11%，Growth 1.1% lower than the quarter；Up to $345.5 billion in the first half，By 222 billion yuan less year-on-year。

　　6月末，保障性住房开发贷款余额4784亿元，同比增长62.7%，增速比上季度末低1个百分点。上半年增加869亿元，占同期房产开发贷款增量的49.7%，比1季度占比高2.6个百分点。(中新网金融频道)

6 month，Affordable housing development loan balance of 478.4 billion yuan，Year-on-year growth of 62.7%，Growth 1% lower than the quarter。Up to $86.9 billion in the first half，The same period accounted for 49.7% of the growth in real estate development loan，More than 1 quarter than 2.6% of high。(Beijing financial channel)