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徽商银行85折申请较苛刻 合肥房贷优惠成“奢侈品”--亲稳舆论引导监测室
2012-08-05

  虽然合肥已有徽商银行推出了首套房贷85折利率优惠,但是申请需满足一定条件,额度有限,85折依旧是合肥购房者眼中的“奢侈品”。”[合肥徽商银行首套房85折落地 40万房贷月供省200多元>>>]

Although hefei has launched the first set of huizhou merchants bank mortgage interest rate is 85 off discount,But the application will meet certain conditions,Limited amount,85 fold is still hefei in the eyes of the person that buy a house“luxury”。”[hefei hui merchants bank first suite 85 fold the be born 400000 mortgage the month for the province of 200 RMB>>>]

  

合作楼盘:仅限部分满足条件的购房者 Cooperation building dish:Only to be part of the person that buy a house to meet conditions

  7月20日,徽商银行合肥分行接到总行下发的有关“首套房85折利率优惠”的通知,但只有与徽商银行有合作的楼盘,才可申请到利率优惠。

July 20,,Hui merchants bank hefei branch issued by the head office of receiving“The first suite 85 fold favorable interest rate”notice,But only and hui merchants bank cooperate in the estate,Just can apply for to favorable interest rate。

  据统计,在合肥在售的430多家楼盘中,仅有25家楼盘与徽商银行有合作。也就是说,只有购房者这25家楼盘的购房者才可申请首套房利率85折,不光如此,申请也是要满足一定的条件。

According to the statistics,In hefei in the sale of the more than 430 buildings,Only 25 home building and hui merchants bank have cooperation。That is,Only the person that buy a house this home buyers to 25 buildings can be applied for the first suite 85 discount rates,And not only that,Application is also to meet certain conditions。

  “无不良贷款记录,申请客户不能有父母共同还款是基本前提,目前只有合肥市户口或有合肥一年以上社保客户才能申请,未满22周岁的客户必须要提供流水账号,只有这些条件都满足,客户才能提交申请资料。”华地公馆项目详情业主社区相册样板户型视频地图销售负责人向本站透露。

“No bad loan records,Customers can't apply for the parents have common reimbursement is the basic premise,At present, only hefei account or have hefei above one year social security to apply for customers,Under the age of 22 customers have to provide water account,Only these conditions are satisfied,Customers to submit application material。”China residence project details to the model family video map community album sales charge to the site has revealed。

徽商银行85折申请较苛刻 合肥房贷优惠成“奢侈品”

(合肥徽商银行 HOUSE365张月 摄?) (Hefei hui merchants bank HOUSE365 a monthly perturbation?)

  而据中海原山项目详情业主社区相册样板户型视频地图项目详情业主社区地图销售人员获悉,虽然他们楼盘与徽商银行有合作,但是客户目前选择徽商银行贷款的并不多。“相对于光大银行(601818,股吧)、建设银行(601939,股吧)来说,徽商银行申请的条件比较多,而且额度有限,85折名额是有限的,我们往往会鼓励客户选择别家银行,批下来会快些。”

And according to the project details in the haiyuan fault model family photo album community video map project details owner community map sales people learned,Although they building dish and hui merchants bank have cooperation,But customers now choose hui merchants bank loans is not much。“Relatively light big Banks(601818,Shares it)、Construction bank(601939,Shares it)for,Hui merchants bank eligible to apply more,And limited amount,85 fold quota is limited,We tend to encourage customers to choose another bank,Batch of down quicker。”

  于此同时,其它家与徽商银行有合作的楼盘也纷纷表示,具备申请条件的也是极个别的购房者,目前85折利率优惠暂未有批下来的情况出现。

At the same time,Other home and hui merchants bank have cooperation building have said,Have the conditions of application is also extremely individual buyers,Of the 85 fold favorable interest rate of the temporary not down the situation appears。

  

徽商银行:额度有限 满足条件仍需排队 Hui merchants bank:Limited amount still need to meet conditions to wait in line

  据某知情人士透露:徽商银行此次推出85折利率优惠有5000万的额度,大概有100多申贷者可是真正申请到。如此计算下来,平均到25家合作楼盘,每家楼盘也仅有4个名额。除此之外,可能还要根据楼盘的综合实力,与徽商银行的合作程度。

According to some people familiar with:Hui merchants bank the launch 85 fold favorable interest rate of 50 million credits,Probably more than 100 "the loan application to real but。So counted down,Average to 25 home building cooperation,Every building is only a four places。In addition,May also according to the building dish overall strength,Huizhou merchants bank and the degree of cooperation。

  “既然文件下来了,满足条件是可以申请的。但是能不能批下来,还不好说,我们支行暂时还没有一笔“85折贷款”批下来的。”徽商银行南七支行个贷部负责人说。

“Now that file down,Meet the condition is can apply for。But can you batch of down,Still not say,We haven't been a sub-branch“85 discount loans”Batch of down。”Hui merchants bank branch GeDai department chief to seven south said。

  “额度不多,需要排队!”徽商银行黄山路支行个贷部负责人向本站透露,目前,与他们合作的楼盘上报85折的有很多,在满足申贷条件的前提下,他们将按照申请的先后顺序进行审批。

“Limit not much,Need to line up!”Hui merchants bank huangshan mountain road branch GeDai department chief said to the site,At present,And their cooperation in the buildings have many report 85 fold,In the meet "under the premise of credit conditions,They will be in accordance with the order of the application for examination and approval。

  

多数购房者对85折不报希望 Most of the person that buy a house to 85 fold the hope

  前不久购买了蜀山区大溪地项目详情业主社区相册样板户型视频地图82的小吴签过合同后一直拖着不去办贷款,只为等待“85折利率优惠”,但当徽商银行“85折利率优惠”文件下达之后,小吴却无耐的选择了农业银行(601288,股吧)。

Recently bought ShuShan area Tahiti project details owner community model family photo album video map of 82 young wu after signing a contract has been dragging do not go doing loan,Only to wait for“85 fold favorable interest rate”,But when hui merchants bank“85 fold favorable interest rate”Documents issued after,Xiao wu but no resistance to the agriculture bank of choice(601288,Shares it)。

  “虽然大溪地项目详情业主社区相册样板户型视频地图与徽商银行有合作,但是徽商银行不给做组合贷款,所以我最后还是选择了农业银行。”小吴无耐的说。

“Although Tahiti project details owner community model family photo album video map and hui merchants bank have cooperation,But do not give their bank loan portfolio,So I finally chose agricultural bank。”Xiao wu no resistance to the said。

  随后,本站走访了合肥多家徽商银行,徽商银行分行与各家支行均一致表示:徽商银行暂不受理“组合贷款”业务,也就是说,只有纯“商业贷款”才可在徽商银行申请贷款。

then,This site visited hefei much home hui merchants bank,Hui merchants bank branches with various branch are consistent said:Hui merchants bank are not accepted“Combination loans”business,That is,Only the pure“Commercial loans”Before they can be in huizhou merchants bank for a loan。

  “与房贷优惠相比,还是楼盘优惠来的实在些,对于首套房利率85折,排队还不知道要等到什么时候,我压根没报希望。”在中海原山项目详情业主社区相册样板户型视频地图项目详情业主社区地图7月29日开盘现场,购房者刘女士果断的放弃了徽商银行,决定向其它家银行申贷。(三六五地产家居网 张月)

“Compared with the mortgage discount,Or building dish preferential is really something,Interest rates for the first suite 85 fold,Line up also does not know to want to wait until what time,I never hope for。”In the project details owner community haiyuan fault model family photo album video map project details owner community map on July 29, the opening,The person that buy a house liu decisive gave up the hui merchants bank,Decision to other Banks "lend。(The 365 real estate home JuWang a monthly)



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