文/易宪容

Article/YiXianRong

　　针对近期房地产市场出现的新情况与新问题，国务院派出的督查组，开始进入包括北京、上海、广东等16个省市督察落实国务院关于楼市调控政策措施的情况。

The real estate market appears in recent new situation and new problems，The state council DuZhaZu sent，Begin to enter, including Beijing、Shanghai、Guangdong, 16 provinces and cities of the state council on the property market regulation inspectors implement policy measures。

　　有媒体认为，这次督察的结果将影响下一阶段房地产宏观调控政策。

Media think，The inspectors will affect the result of a stage real estate macroeconomic regulation and control policy。

　　据悉，督查组抵达广州、上海等地之后，检查的重点之一是各地的限制政策及差别化信贷政策的执行情况，其采取方式有座谈会、暗访、查阅文件等。

It is reported，DuZhaZu arrived in guangzhou、Shanghai to later，The focus of the check is one of the limits of the policy and law disseminating all credit policy implementation，The way to a forum、investigations、Access to files, etc。

　　对于国务院派出督查组，这已经是惯例。

The state council DuZhaZu sent for，This is the usual practice。

　　现在我们的问题是，为何在这个时候派出楼市政策执行情况的督查组？

Now our problem is，Why in this time sent property market implementation of the policy DuZhaZu？

　　住房市场的价格反弹是不是已经开始了？

The housing market price rebound is already beginning？

　　如果开始了，国务院督查组的督察重点是什么？

If began，The state council of the DuZhaZu inspector what's the point？

　　如果能够了解到国内住房市场实际情况，政府的住房市场宏观调控下一步是什么？

If to understand the domestic actual situation in the housing market，The government's housing market macroeconomic regulation and control the next step is??????？

　　可以说，对于当前住房市场形势，在稳增长的一系列经济刺激政策下，早几年“量降价滞”僵化的局面完全已经被打破，不仅住房市场销售快速增长，而且房价在量升的带动下开始反弹。

Can say，For the current housing market conditions，Steady growth in a series of economic stimulus，A few years ago“Quantity price cut sluggish”The rigidity of the situation fully has been broken，Not only the housing market sales fast growth，And house prices rise in quantity driving started to rebound。

　　特别是在7月份之后，北京、杭州、深圳等一线城市，不仅住房销售量快速上升（增长幅度达150%以上），而且价格也出现严重意义上的反弹。

Especially after in July，Beijing、hangzhou、Shenzhen, a city，Not only housing sales rise fast（Growth rate of more than 150%），And the price is severe in the sense of rebound。

　　如果这种局面不能够得以控制，那么两年来的房地产宏观调控就可能失败。

If this situation not to be able to control，So two years of real estate macro regulation may fail。

　　就是在这样的背景下，国务院派出了到全国16个省市了解房地产政策执行情况的督查组。

It is against this background，The state council sent to the national 16 provinces and understand the implementation of the policy DuZhaZu。

　　这次国务院派出的督查组，无论是督察的重点还是方式，都与以往有很大不同。

This time the state council DuZhaZu sent，Whether supervising key point or way，And the previous are very different。

　　从这次督察的重点来看，主要是看限制政策与差别化的住房信贷政策。强调差别化的信贷政策作为这次督察重点，应该是把握到当前住房市场房价反弹的核心。

The key to see from the inspectors，Basically be to see limited policy and law disseminating housing credit policy。Emphasize differentiation credit policy as the key inspectors，Should is to grasp the current housing market prices rebound to the core。

　　早几年的住房市场泡沫吹得巨大，完全是住房信贷泛滥的结果，而这两年住房市场价格有所调整，同样以差别化信贷政策为主要工具。

Early years of housing market bubble huge blow，Completely is the housing credit the flood of results，And this two years housing market price change，The same with differentiation credit policy as the main tools。

　　不过，如果整个国家的货币政策都十分宽松，银行贷款利率在不断地降低，仅是强调差别化的信贷政策，要想遏制住房投机投资需求同样是不容易的。

but，If the entire country is very loose monetary policy，Bank lending rates continue to decrease，Is only emphasizes the differentiation credit policy，To curb speculative investment housing demand is also is not easy。

　　至于住房限购政策，它所起到的作用更是有限。

As for the housing 限购 policy，The role that it is limited。

　　从这次督查组获得信息的方式来看，可能会与以往有很大不同。

From the DuZhaZu information way to see，And the previous may be very different。

　　其房地产市场的政策情况，不仅会来自房地产开发商，也会直接来自市场的交易者。不仅听取各种汇报，也可能来自督查组直接调阅文件计算的结果。如果这样，对影响决策判断会更有利。

The real estate market policies，Not only will come from the real estate developers，Directly from the market traders。Not only listen to all kinds of report，Also may come from DuZhaZu directly read the document the results of the calculation。If so，The decision-making of judgment will be more beneficial。

　　就目前的情况来看，要对住房市场督察真正起到作用，要真正防止住房市场价格反弹，政府就不要担心住房市场价格调整影响GDP增长，就得坚决去除住房市场赚钱功能。

In the present situation，To the housing market inspectors really play a role，To really prevent housing market price rebound，The government don't worry about the housing market price adjustments affect GDP growth，Have to resolutely to remove the housing market function to make money。

　　这样才能真正遏制住房投机投资的需求，只有这样才能切中住房市场宏观调控的要害。

In order to truly curb speculative investment demand of housing，Only in this way can we to the housing market's macroeconomic regulation and control of the key。

　　要做到这点，既要保证差别化的住房信贷政策执行，并在房地产泡沫较大的省市收紧该政策，也要尽快推出差别化的住房税收政策，通过交易、持有环节对住房投机投资需求进行事中及事后限制。

To do this，Both to ensure that the housing credit policy implementation of differentiation，And the real estate bubble in large cities and provinces the policy tightening，Also want to launch the housing of differentiation as soon as possible tax policy，Through the trading、Link to hold speculative investment demand for housing and afterwards, limit the affair。

　　同时，通过这次督察，对各省市的住房宏观政策执行情况真正问责。

At the same time，Through this inspectors，To the provinces and cities housing macro policy implementation real accountability。