“您的市民卡因故在贵阳被冻结，请根据我们的要求进行操作”，要是你最近接到这样的电话，千万别轻信。最近这两个月，我市这样的“社保卡”电话诈骗案有121起，涉案金额高达363.4万元，最大一笔被骗金额57.4万元。

“Your SIMS/card in guiyang frozen，Please according to our request for operation”，If you recently received this phone call，Don't take。The last two months，City such“Social security card”Phone fraud has 121 up，Involving a value as high as 3.634 million yuan，Maximum a swindled amount is 574000 yuan。

　　苏州市社会保障·市民卡刚刚开始发行，就有人动起了小脑筋。据悉，受骗市民均接到了自称社保局工作人员的电话或短信，告知社保卡出现异常状况，如社保卡被盗用导致刷卡透支、社保卡因故被冻结、社保卡涉嫌洗钱犯罪和购买违禁药品、有未领取的社保补贴等。市社保中心提醒，广大市民应全面了解“社保卡”功能，掌握正确的社保信息查询方式，不要给骗子可乘之机。

Suzhou city social security · citizen card just began to issue，He was moving up small brains。It is reported，Deceived citizens are received claims to social security bureau staff telephone or SMS，Inform social security card abnormal condition，Such as social security card stolen lead to credit card overdraft、Social security card could be frozen、Social security card suspected of money laundering crime and buying illegal drugs、Have not receive social security subsidies, etc。City social security center to remind，The general public should fully understand“Social security card”function，Master correct social security information query mode，Don't give away fraud。

骗术一“社保卡”被盗用 Legerdemain one“Social security card”stolen

　　案件回放：受骗人吴中区王女士接到电话，称其社保卡被人盗用，现欠费158万元。

Case playback：ShouPianRen wuzhong district wang received a phone call，Says its social security card be theft，We owe cost 1.58 million yuan。

　　社保支招：苏州市社保中心每年4月1日，为参保人员的《社会保险卡》预先记入本结算年度医疗保险个人账户金额。参保人员门诊就医时使用本人个人账户金额，住院就医时只需按比例结付个人自负和自费的费用，医保报销部分由社保部门与定点医疗机构直接结付，因此“社保卡”不存在“欠费”、“透支”现象。同时，在定点医疗机构就医或购药时，参保人员必须同时出示《社会医疗保险病历》、《社会医疗保险证》和《社会保险卡》，在本人“社保卡”没有遗失的情况下，不可能发生“盗用”。

Support of social security：Suzhou city social security center each year on April 1，For the ginseng protect personnel《Social insurance card》Prior to the settlement annual medical insurance personal account amount。Ginseng protect personnel to clinic when go to a doctor to use my personal account amount，Only when the hospitalized in proportion to JieFu individual conceit and the cost of at one's own expenses，Part of the medical insurance reimbursement by the social security department and the medical establishment that decide a dot JieFu directly，therefore“Social security card”Does not exist“owe”、“overdraft”phenomenon。At the same time，In the fixed-point medical establishment go to a doctor or buy medicine，Ginseng protect personnel must be shown at the same time《Social medical insurance medical records》、《Social medical card》and《Social insurance card》，In my“Social security card”Under the condition of no loss，Could not have happened“theft”。

骗术二“社保卡”冻结 Legerdemain 2“Social security card”freezing

　　案件回放：受骗人朱女士接到电话，对方自称是社保局工作人员，并告知其社保卡在贵阳因故被冻结。

Case playback：ShouPianRen ms zhu received a phone call，The other party claims to be social security bureau staff，And told that their social security card/in guiyang by freezing。

　　社保支招：目前，我市不能使用《社会保险卡》享受医保待遇的主要有三种情况：一是用人单位和参保人员中断缴纳医疗保险费或欠缴医疗保险费的，二是办理了长居外地、转院等手续的，三是医疗保险稽查部门发现《社会保险卡》使用有违规现象的。当市民有疑问时，可以就近到定点药店进行查询，如确实有不明原因不能就医购药的，可携带《社会保险卡》到所属的社保经办机构进行查询。同时，由于苏州市区与其他社保统筹区的《社会保险卡》尚不能通用，在异地被“冻结”的现象不可能发生。

Support of social security：At present，Zhuhai cannot use《Social insurance card》Enjoy medical insurance treatment mainly have three kinds of cases：One is the unit of choose and employ persons and ginseng protect personnel to interrupt insurance premium of pay medical treatment or outstanding medical treatment insurance premium，The second is to deal with a long in the field、The procedures of a hospital, etc，The third is medical insurance the auditing department found《Social insurance card》Use an illegal phenomenon。When citizens when in doubt，Come to the point pharmacy inquiry，Such as do have unknown reason can't go to a doctor of medicine purchase，Can carry《Social insurance card》To belong to inquires orgnaization of social security agency。At the same time，Because of suzhou city and other social security area as a whole《Social insurance card》Is not universal，In different ground is“freezing”Phenomenon could not have happened。

骗术三“社保卡”购买国家禁用药品 Legerdemain 3“Social security card”Buy countries banned drugs

　　案件回放：受骗人赵女士接到电话，被告知其医保卡购买了国家禁用药品，并涉嫌洗黑钱。

Case playback：ShouPianRen ms zhao to telephone，Be told that their medical insurance card purchase the national forbidden drugs，And alleged money laundering。

　　社保支招：苏州市对各定点医疗机构管理规范，稽查严格，并对市区所有定点零售药店安装远程监控系统，对参保患者刷卡结算的每笔医疗保险费用“无盲区”实时在线监控，实现市区定点医疗机构就诊过程的“全透明化”。一系列稽查手段不仅实现对违规定点医疗机构、违法刷卡人员的有效监管，也为普通市民安心享受医疗保险待遇创造了安全环境。同时，目前《社会保险卡》仅包含简单的电子钱包功能，不存在被利用作“洗黑钱”等其他违法用途。

Support of social security：Suzhou on the medical establishment that decide a dot standard management，Audit strictly，And all the city designated retail pharmacy install remote monitoring system，To protect patients and settlement of credit card each medical insurance expenses“No blind area”Real-time on-line monitoring and，To realize the medical establishment that decide a dot medical process“Full transparency”。A series of auditing means not only realize the illegal fixed-point medical institutions、Illegal charge personnel's effective supervision，Also for ordinary citizens to enjoy treatment of medical treatment insurance created the security environment。At the same time，At present《Social insurance card》Contain only simple electronic wallet function，Does not exist is used for“laundering”And other illegal purposes。

骗术四有“社保补贴”未领 Legerdemain four“Social insurance subsidies”Did not get

　　案件回放：受骗人王女士收到短信：“市社保管理中心通知：您有份社保补贴金未领，接到短信请速与××××（号码）联系。”

Case playback：ShouPianRen wang received text messages：“City social security management center notice：You have a social security subsidies have brought，Received message please speed and * * * *（number）contact。”

　　社保支招：苏州市就业管理部门为参保个人提供的社保补贴有两种：一是就业困难人员社保补贴，要求就业困难人员向街道、社区申报，并按《苏州市灵活就业人员参加社会保险办法》（苏府[2008]69号）同时参加养老保险和医疗保险，经审核后方能享受社会保险补贴；二是创业社保补贴，指在市职业培训指导中心创业培训结业的人员，自办实体并缴纳社会保险费的，可申报享受社会保险补贴。因此，诈骗短信中漏洞明显，“社保补贴”的发放通知不应由“市社保管理中心”通知而应是市就管等部门通知，同时按照“申报”方可享受的原则，从未进行此类申报的人员切勿相信“天上掉馅饼”，而已申报人员则应至相应申报部门进行查询。

Support of social security：Suzhou city employment management department to ginseng protect personal provide social security subsidies have two：One is the people who have difficulty finding employment social security subsidies，For people who have difficulty finding employment into the streets、Community declare，And press《Suzhou city personnel of flexible obtain employment to participate in social insurance method》（Sue mansion [2008] no. 69）At the same time to attend endowment insurance and medical treatment insurance，The audit rear can enjoy social insurance subsidies；The second is undertaking social security subsidies，Refers to the city vocational training guidance center business certificate training personnel，Self entity and pay society insurance premium，Can be declared to enjoy social insurance subsidies。therefore，Fraud SMS obvious loopholes，“Social insurance subsidies”The release of the notice should not by“City social security management center”Notice and should be city is pipe and other departments notice，At the same time, in accordance with the“declaration”The principle of can enjoy，Never in such declare personnel do not believe“Heaven fell pie”，Just declare the personnel should declare to the relevant departments to query。

　　市社保中心提醒

City social security center to remind

　　在所有打着“社保”名义行骗的案件中，最后都会以对其银行账户进行“保护”、“检查”、“发放补偿金”等为由进行银行卡操作，其实都是进行转账。

In all under the“Social security”Nominal fraud cases，The final of the bank account for“protection”、“check”、“Issue compensation”On such as bank CARDS operations，Actually all is to transfer。

　　市社保中心称，我市社保部门确需告知参保人员个人有关事宜时，一般会通过参保单位联系在职人员，通过社区联系退休人员，较少通过电话、短信与参保人员本人联系，更不会仅通过电话就要求参保人员进行银行账户操作，请广大参保人员擦亮双眼，不要上当受骗。

City social security center said，The social security department that really need to be told that ginseng protect personnel individual when related matters，Usually by ginseng protect unit contact on-the-job personnel，Through the community contact retiree，Less through the telephone、SMS and ginseng protect personnel to contact，More will not only through the telephone requires ginseng protect personnel to bank account operation，Please the ginseng protect personnel to polish eyes，Don't be deceived。

　　另外，目前市区社会保险参保人员查询本人参保情况及社保政策业务有以下几种方式：登录苏州社会保险基金管理中心网站（www.szsbzx.net.cn），订制“社保通”短信服务，拨打168声讯查询电话（养老保险：16822999，医疗保险：16822666），在各级社保经办机构通过自助打印系统查询打印，在社区、街道使用触摸屏查询系统，拨打人社部门咨询电话12333，或至各级社保经办机构咨询。同时，从今年4月开始，市社保中心每年会通过邮政部门向广大参保人员发放统一定制、统一样式的“社会保险个人权益记录单”，全面反映参保人员的参保缴费和待遇享受情况。除此以外，社保政策和经办有较大调整和变动时，市社保中心将通过各级社保经办机构、参保单位、街道、社区发放宣传资料，并通过电视、广播、报纸等媒体进行广泛告知。

In addition，At present urban social insurance ginseng protect personnel inquires the I ginseng protect situation and social security policy business has the following several ways：Login suzhou social insurance fund management center web site（www.szsbzx.net.cn），ordering“Social security through”Short message service，Dial 168 audio inquires the telephone（Endowment insurance：16822999，Medical insurance：16822666），Orgnaization of social security agency at all levels by self-help print system inquires the print，In the community、Street using touch screen inquiry system，Call people club department hotline 12333，Or to orgnaization of social security agency at all levels consultation。At the same time，From April this year，Every year the city social security center through the postal service to the general ginseng protect personnel to extend unified custom、Unified style“Social insurance individual rights sheet”，Ginseng protect personnel to reflect the ginseng of pay cost and enjoy treatment situation。In addition，Orgnaization of social security policy and has great adjustment and change，City social security center will through the orgnaization of social security agency at all levels、Ginseng protect unit、street、The community issued publicity materials，And through TV、broadcast、Newspapers and other media on the wide told。