房价连跌8月后环比首涨 House prices fall August even after the first link up

　　有分析人士认为，统计局最新数据显示，50城房价环比止跌上涨，一、二线城市房价明显反弹，楼市回暖加速

Have analysts believe，Bureau of statistics latest data show，50 city house price rising reason annulus，a、Second city house prices rebound obviously，Housing milder accelerated

　　近日，楼市回暖现象日益明显。根据国家统计局发布的6月份70城房价指数来看，一、二手商品住宅价格变动指数中，有约50个城市房价环比止跌或者上涨，虽然上涨幅度都不大，但达到了70%左右。

recently，The property market milder phenomenon is more and more obvious。According to the national bureau of statistics released in June of 70 city house price index to see，a、Second-hand commodity housing price change in the index，About 50 city house price link reason or rise，Although rise by much，But reached 70%。

　　对此，链家地产市场研究部常清向记者表示，由此可见，目前楼市已正式走出低谷，房价筑底回升的趋势逐渐明显。而北京中原市场研究部总监张大伟也认为，从市场的最新数据来看，房价跌幅明显收窄，很多城市房价开始上调，楼市出现事实性回暖，整体市场明显复苏。

this，Chain home real estate market research a temperamental predominance told reporters，Thus it can be seen，At present the property market has been out of the trough，House prices rebounded build bottom trend increasingly obvious。And the Beijing central plains market research department director ZhangDaWei also think，From the latest market data to see，House price declines obviously narrow，Many cities housing prices began to rise，The property market appear factual milder，The overall market obvious recovery。

　　更为值得注意的是，在6月份的房价数据中，北京等城市的新房二手房价格均出现了明显的上涨，而且在本轮房价反弹过程中，一、二线城市的上涨幅度明显超过其他城市。

More noteworthy is，House prices in June in the data，Beijing and other cities of the bridal chamber second-hand house prices are rising appeared，And in this house prices rebound in the process，a、Second-tier cities rises significantly more than other cities。

　　常清则表示，一线城市及这些省会城市当前房价上涨的压力较大，若未来持续上涨则引发政策再度从紧的可能性也较大。不过，关于未来市场走势，易居房地产研究院发布报告称，预计今年下半年，房价可能会缓慢回升。对此，伟业我爱我家(博客,微博)集团副总裁胡景晖分析表示，下半年，“降价走量”依旧是大多数房企的必由之路，局部区域个别楼盘的房价也可能出现较大幅度波动。(证券日报)

, said a temperamental predominance，A line cities and the capital city of the current house price rising pressure great，If the future is rising by the possibility of tight policy again bigger also。but，About the future market trends，Enjoysmart real estate institute released the report says，Expected the second half of this year，House prices may slow rebound。this，Cause I love my family(blog,Micro bo)Group vice President HuJingHui analysis says，Second half，“Walk quantity price”Most of the room is still the only way of enterprises，Local individual building dish house prices may also appear a large fluctuations。(Securities daily)

　　

车辆维修呈全国性涨价趋势或推升来年保费 Vehicle maintenance is national price trend or push the premium in the coming year

　　车主马先生近日在网络上看到了自己的车品牌维修配件涨价的消息。虽然马先生已经购买了全车险，维修由保险公司掏腰包，但他依然担心，如果涨价太多保险公司会不会提高保费？记者从部分保险公司证实，马先生的担忧有可能发生。

The owner Mr. Ma recently on the network to see his car brand maintenance accessories price news。Although Mr. Ma has purchased the whole auto insurance，Maintenance by insurance company dig down，But he still worry about，If prices too much the insurance company will not increase premium？Reporters from the part of the insurance company confirmed，Mr. Ma worries are likely to happen。

　　

险企关注维修涨价 Risk enterprises pay attention to maintenance rise in price

　　事实上，马先生看到的网络消息已经引起了诸多关注，除了大批车主以外，还有许多保险专家也都纷纷留言，车辆维修涨价成为网络上的热门话题之一。

In fact，Mr. Ma see network news has caused many attention，In addition to a large number of outside owners，There are many insurance experts also have a message，Vehicle maintenance rise in price on the network become one of the hot topic。

　　“从目前的情况来看，目前还算平稳，但估计很快开始涨价。”记者从多家4S店发现，汽车配件维修暂时没有出现大幅度的上涨，只有少数产品略微提升。4S店店员告诉记者，目前涨价仅在北京范围内，但存在全国性涨价的趋势。

“According to the current situation，At present fairly smooth，But it soon began to rise in price。”Reporters from several 4 s shop found，Auto parts maintenance temporarily there is no substantial increase，Only a few products slightly ascending。The 4 s store clerk told reporters，At present prices only within the scope in Beijing，But there are national price trend。

　　人保财险的一位保险员介绍，车辆维修和配件涨价就是增加了维修成本，在目前的保费成本下，多出的部分无疑需要保险公司买单。“现在许多保险公司都在商议如何应付涨价来临。”

Property insurer a BaoXianYuan is introduced，Vehicle maintenance and accessories price increase is the maintenance cost，In the present premium cost，The part will undoubtedly need pay insurance company。“Now many insurance companies are in talks about how to cope with the rise in price to come。”

　　这一汽车品牌上涨维修费用一事引发保险业极大关注。中央财经大学保险学院院长郝演苏教授上周就此发布微博称，“品牌汽车经销商开始从谋求车险业务前端利益(出单)升级到谋求车险业务末端利益(理赔)的双重车险业务收益，保险行业利益严重受损。”该微博引发不少保险人士的关注。

This car brand rise the maintenance cost caused by the insurance industry attention。Central university of finance and insurance dean professor su hao play last week released on micro bo said，“Brand car dealers started from looking for auto insurance business front interests(A single)Upgrade to looking for auto insurance business end interests(claims)The double auto insurance business income，The insurance industry interests badly damaged。”The micro bo caused the concern of many insurance。

　　多家财险公司北京分公司的内部人士证实，从去年起该汽车品牌系列的零配件价格等维修成本已经上涨了，特别是今年5月以来该车系的工时费涨幅很大。这些保险公司人士也表示，该车系的这种做法对保险公司会有一些影响，同时也将提高车主的维修成本。

Many homes company Beijing branch source confirmed，Since last year the car brand series of spare parts price maintenance costs have risen，Especially since may of this year the increase of GongShiFei a larger superkings cars。These insurance company people also said，The larger superkings cars the way for the insurance company will have some influence，At the same time will also improve the owner of the maintenance cost。

　　同时，险企人士也表示，若是全国性涨价或一个地区配件价格的上涨，到保险公司指定维修的4S店不会让车主多掏钱，但可能会影响到车主来年的保费情况。

At the same time，Risk enterprises personage also said，If national rise in price or a region accessories prices，Go to the insurance company designated service 4 s shop won't let owner draw out money more，But may affect the owner the next premium situation。

　　记者以车主的身份随机抽取了几家该品牌4S店进行咨询。北京某4S店的一名工作人员称，只有少数的配件价格上涨了一些，如机油价格和空气滤清器涨了点，但都是去年的事情了。

Reporter to the identity of the owner randomly selected several this brand 4 s shop for consultation。Beijing some 4 s store a officials say，Only a few parts prices some，Such as oil prices and air filter rise a little，But is it last year。

　　记者再以该车系一款2.0T汽车需要修理为由向4S店咨询，该店一名工作人员也表示，从去年起该系列的一些配件价格上涨了，至于具体的情况需要看具体的配件价格。当记者问及常规保养项目时，该工作人员表示，机油滤清器、空气滤清器和机油都上涨了。

Reporters then the larger superkings cars a 2.0 T car needs to be repaired from 4 s shop consultation，The store a staff also said，Since last year the series of some accessories price has gone up，As for the specific situation need to see concrete accessories price。When a reporter asked about routine maintenance project，The staff said，Oil filter、Air filter and oil are up。

　　某财险北京分公司一位不愿具名的人士称，最近该品牌汽车工时费上涨幅度很大，而配件价格此前就已经上涨了，同时近期某汽车厂家也在准备上调工时费，最近其他品牌车型的配件价格也出现上涨的趋势。

A general insurance Beijing branch an anonymous person said，Recently the brand car GongShiFei up tremendously，And accessories price it has risen，At the same time a recent auto makers are also ready to raise GongShiFei，Other recent brand car accessories price also rose trend。

　　人保财险内部人士认为，品牌车型上涨零配件的做法，对保险公司肯定会有影响，但到底有多大影响现在还不清楚，还需要一段时间的数据分析才知道。他个人认为，影响应该不会很大，因为这只是一个品牌系列车的零配件价格上涨，单个品牌在保险公司总的车险业务中占比不是很大。

Property insurer insiders think，Brand car up the practice of spare parts，The insurance company will certainly have an impact，But how much influence is still not clear，Need a period of data analysis to know。He personally think，Influence should not very big，Because this is a series of brand of car spare parts prices，A single brand in the insurance company general auto insurance business accounts for more than is not very big。

　　上述人保财险人士表示，事实上经常会有车商调整其零配件的价格，但这一次该品牌的调整力度上大一些，特别是工时费方面调整幅度很大，所以大家会反应比较强烈。

The above property insurer say，In fact often have dealer adjust its spare parts price，But this time the brand adjustments of on a few bigger，Especially in a GongShiFei adjustment range，So everyone will reaction is strong。

　　他认为，要应对车商这种做法，保险公司可以推广根据车型来定价的模式，虽然目前中国还没有这种模式。如果到了保险公司接受不了的地步，保险公司或许会在定价时候考虑车型的因素。

He thinks，Must deal with the dealer this kind of practice，The insurance company can be applied to pricing models according to the model，Although China has not this model。If the insurance company can not accept point，The insurance company might be in pricing models when considering the factors。

　　中央财经大学郝演苏教授认为，以前在测算车险保费的时候，并没有考虑汽车零配件价格上涨的因素。车商上涨配件价格会导致维修成本上涨，保险公司的赔付也会增加。目前只有一个品牌的车商涨价，但如果所有品牌的车商都提高其汽车配件价格的话，那就很可怕了。

Central university of finance and economics professor su hao play that，Before when measuring auto insurance premium，Don't consider auto parts price factors。Dealer rise accessories price can lead to maintenance costs，Insurance company's compensation will also increase。At present, only a brand dealer rise in price，But if all brands of dealer all improve the auto parts price words，That is very terrible。

　　

可能会影响来年保费 May influence the premium in the coming year

　　平安财险内部人士坦言，车型配件价格上涨，将提高车主维修的成本。

Peace general insurance insiders said，Car accessories prices，Will improve the owner maintenance cost。

　　华泰财险一位不愿具名的内部人士在与记者交流时表示，一般如果是全国性配件价格上涨(也包括全地区如某个省范围内)，保险公司保费也会上涨的。针对4S店上涨配件价格，保险公司有多种处理方式，如果是双方合作比较好的4S店，而且是保险公司指定修理的4S店，保险公司是不会让客户多掏钱的。另外一种就是4S店的配件价格上涨幅度很大，让保险公司无法接受的话，保险公司会根据市场的情况来确定其配件价格。即便是保险公司指定的4S店修理的情况，其配件价格上涨虽然不会让车主多掏钱，但是会影响到车主来年的保费，如果其累计赔款金额超过保费的话，保险公司会考虑这个系数。

Huatai property an anonymous source in exchange with reporters said，Generally if is a national accessories prices(Also include the whole area such as a provincial areas)，The insurance company premium will also rise。According to the 4 s store up accessories price，The insurance company has a variety of processing mode，If it is the cooperation of both sides better 4 s shop，And it is insurance company designated repair 4 s shop，The insurance company is not let customers pay more of。Another is 4 s shop accessories prices very，Let the insurance company can't accept it，The insurance company will according to the market situation to determine its accessories price。Even if it is insurance company designated 4 s shop repair situation，Its accessories prices although won't let owner draw out money more，But will affect the owner of the premium，If its accumulated reparations amount more than premium words，The insurance company will consider this factor。

　　大地保险北京分公司内部人士则认为，提价会导致客户的维修成本上升。比如说车辆损失5000元，因为有保险之后，他的修理费用就变成了6000元甚至是7000元。如果保险公司把修理价格固定，比如定5000元，但是市场上要修理好这辆车的费用需要6000元，最终保险公司会承担这个修理费用，但客户第二年交的保费却是与其出险次数和出险理赔金额挂钩的，所以车主也会受到影响。

The earth insurance Beijing branch is considered the insiders，Prices will lead to customer maintenance cost rise。For example the vehicle loss 5000 yuan，Because after insurance，He cost of repairs became 6000 yuan even is 7000 yuan。If the insurance company fix price is fixed，For example a order for 5000 yuan，But the market should be repaired the car cost needs 6000 yuan，Finally the insurance company will bear the cost of repairs，But customers hand in the second year of the premium is instead of be or get out of danger times and be or get out of danger settling amount of the hook，So the owner may also be affected。

　　“从目前的情况看，究竟会对保险公司产生多大影响还很难界定。”有保险专家分析，车辆维修成本增加，对保险公司肯定会产生影响，但会不会增加保费，上涨多少，还需要观察一段时间，不会马上实现。(中华工商时报)

“From the present situation to see，What will happen to the insurance company impact is difficult to define。”Any insurance expert analysis，Vehicle maintenance costs，The insurance company will certainly impact，But it does not increase a premium，Rise how many，Still need to look for a period of time，Won't realize。(The Times of commerce)

　　

国际油价再回90美元成品油价8月或闪别“6时代” International oil prices back $90 finished oil prices August or flash don't“Six times”

　　目前在国内，新一轮成品油上调的预期正在形成，国际油价连续第七个交易日上涨。截至7月19日,三地(迪拜布伦特辛塔)原油移动平均价格变化率为1.12%，纽约油价近两个月来首次收于90美元以上，成品油价8月或闪别“6时代”。

At present in China，A new round of petroleum products raise expectations are forming，International oil prices seventh consecutive trading day up。By July 19,,three(Dubai brent symplectic tower)Crude oil moving average price rate is 1.12%，New York oil prices for the first time in nearly two months closed at more than $90，Finished product oil prices August or flash don't“Six times”。

　　

纽约油价近两个月来首次收于90美元以上 New York oil prices for the first time in nearly two months closed at more than $90

　　由于中东地区的紧张形势不断升级，19日国际油价连续第七日上涨，纽约市场原油期货价格5月底以来首次收于每桶90美元以上。

Due to the Middle East tension situation continuously upgrade，19 international oil prices rise continuously on the seventh day，New York crude oil futures market price for the first time since late may close at or above $90 a barrel。

　　到当天收盘时，纽约商品交易所8月交货的轻质原油期货价格上涨2.79美元，收于每桶92.66美元，涨幅为3.1%，为两个月以来的最高收盘价。至此，纽约市场油价已经实现七连阳，是今年2月份以来连续上涨时间最长的一次。

In the day when closed，The New York mercantile exchange on August delivery light crude oil futures prices rose $2.79，To close at $92.66 a barrel，A 3.1% increase，For two months since the highest closing price。So far，New York market prices have been realized even seven Yang，Is this year since February continuous rise time longest。

　　

国际油价七连阳90美元“久违了” International oil prices even seven male 90 dollars“of”

　　受中东局势、美国库存数据、季节性需求以及股市上涨等因素推动，国际油价周四连续第七个交易日上涨，时隔一个半月重新站上90美元关口。

By the situation in the Middle East、The United States inventory data、Seasonal demand and rising stock market factors such as push，International oil prices for the seventh day Thursday rise，After one and a half months to website at $90。

　　尽管国际大行近期纷纷下调工业金属等大宗商品的价格预测，但对原油却“偏爱有加”，认为油价年内下跌空间有限，甚至可能继续上涨。

Although the international big line in recent cut industrial metals commodity price forecast，But for crude oil is“Preference to add”，Think oil prices years down space is limited，May even continued to rise。

　　周四电子盘中，国际油价延续了此前六个交易日连续上涨的强势，继续稳步上行，一度上涨近1%，达到90.82美元，创自5月30日以来的盘中高点。自6月底的阶段低点算起，国际油价在短短几周内已累计上涨超过10美元，涨幅高达16%左右。

Electronic plate on Thursday，International oil prices continue the previous six consecutive trading day up strong，Continue to steadily upward，Once up nearly 1%，At $90.82，And on May 30, since since the high dish。Since the end of June stage low count，International oil prices in just a few weeks has risen more than ten dollars，Or as high as 16%。

　　前一天的纽约市场，纽约8月份原油期货收盘上涨0.7%，报89.87美元，盘中一度突破90美元，为5月底以来首次冲破这一整数关口。9月交割的伦敦布伦特原油期货当天大涨1.1%，至105.16美元。

The day before the New York market，New York August crude oil futures closed up 0.7%，To $89.87，Plate once exceeded 90 us dollars，For the first time since late may break through this a integer gates。September delivery London brent crude oil futures rose 1.1% on the day，To $105.16。

　　

中石油上调大区调拨价成品油价风向标生变 Petrochina raise regional DiaoBoJia finished oil prices vane happen

　　中石油昨起将柴油大区的区内调拨价上调50元/吨，区外上调100元/吨。这是近年来中石油大区调拨价反弹最快的一次

Petrochina yesterday date will be diesel region in the DiaoBoJia increase 50 yuan/ton，Outside the raised 100 yuan/ton。This is in recent years in oil region DiaoBoJia rebound the fastest one

　　记者从业内获悉，中石油昨起将柴油大区的区内调拨价每吨上调50元，区外每吨上调100元。这是近年来中石油大区调拨价反弹最快的一次。此前的7月11日，中石油柴油大区调拨价刚刚随成品油价官方调整而同步下调。

Reporters learned from inside，Petrochina yesterday date will be diesel region in the DiaoBoJia raised $50 per ton，Outside the raised 100 yuan per ton。This is in recent years in oil region DiaoBoJia rebound the fastest one。Previous July 11,，Petrochina diesel oil region DiaoBoJia just finished product oil prices with the official adjustment and synchronous cut。

　　中石油该调拨价向来被视为国内成品油价格调整的风向标。这也是自今年成品油连续第三次官方下调后，石油巨头首次上调调拨价。中石油大区调拨价此次由跌转升，暗示下一轮成品油价调整或转跌为涨。（新华网）

In the DiaoBoJia oil has long been considered a domestic refined oil price adjustment of the wind vane。This is the third time since this product continuous official after cut，Big oil for the first time DiaoBoJia raised。Petrochina DiaoBoJia region by the fall turned up，Suggest that the next round of finished oil prices adjust or turn down to rise。（xinhuanet）