住户贷款增长放缓

Household credit growth slowed

　　新快报讯

Dispatch of new wall bulletin

　　记者黎华联报道 昨日，央行发布《2012年上半年金融机构贷款投向统计报告》，数据显示，2012年6月末全部金融机构人民币各项贷款余额59.64万亿元，同比增长16%。上半年增加4.86万亿元，同比多增6832亿元。

Reporter li hualian reported yesterday，The central bank issued《In the first half of 2012 financial institution loans to the statistical report》，Data display，At the end of June 2012 all financial organ renminbi the outstanding balance of the loans 59.64 trillion yuan，Year-on-year growth of 16%。In the first half of an increase of 4.86 trillion yuan，Year-on-year increase more than 683.2 billion yuan。

　　报告显示，上半年房地产贷款增速回升，保障房贷款增长较快。6月末，主要金融机构及农村合作金融机构、城市信用社、外资银行人民币房地产贷款余额11.32万亿元，同比增10.3%，增速比上季度末高0.2个百分点；上半年增加5653亿元，同比少增2271亿元，上半年增量占同期各项贷款增量的12.3%，比1季度占比高2个百分点。

The report shows that，In the first half of the real estate loan growth picks up，Security room loan is growing rapidly。At the end of June，Major financial institutions and rural cooperative financial institutions、Urban credit cooperatives、Foreign Banks RMB real estate loan balance is 11.32 trillion yuan，Increased 10.3% year-on-year，Growth than the previous quarter 0.2% higher at the end；In the first half of an increase of 565.3 billion yuan，Year-on-year increase 227.1 billion yuan less，In the first half of the same period of the loan increment of 12.3% of the increment，More than one quarter of 2% higher than。

　　6月末，地产开发贷款余额8037亿元，同比增0.8%，增速比上季度末高8.8个百分点。

At the end of June，Real estate development loan balance is 803.7 billion yuan，Increased 0.8% year-on-year，Growth than the previous quarter 8.8% higher at the end。

　　数据同时显示，上半年住户贷款增长放缓。

Data also shows that，Household credit growth slowed in the first half。

　　6月末，全部金融机构本外币住户贷款余额14.74万亿元，同比增长16.6%，增速比上季度末低1.6个百分点；上半年增加1.13万亿元，同比少增3274亿元。住户消费性贷款余额同比增长15.6%，增速比上季度末低1.2个百分点，上半年增加5842亿元，同比少增2045亿元。

At the end of June，All financial institutions either household loan balance is 14.74 trillion yuan，Year-on-year growth of 16.6%，Growth than the previous quarter 1.6% lower at the end；In the first half of an increase of 1.13 trillion yuan，Year-on-year increase 327.4 billion yuan less。Household consumer loan balance year-on-year growth of 15.6%，Growth than the previous quarter 1.2% lower at the end，In the first half of an increase of 584.2 billion yuan，Year-on-year increase 204.5 billion yuan less。