中国证券网讯（记者 于雅琴）受降息利好影响，沪深两市7月6日早盘以2203.73点小幅高开，但最高报2209.45点，随后掉头向下，十点报2198.86点，再次跌破2200点关口；深证成指以9463.07点小幅高开后窄幅震荡，十点报9477.64点，涨幅0.70%。

The China securities webex（Reporter YuYaQin）Cut interest rates by the good influence，Shanghai and shenzhen two cities in early trading on July 6 by 2203.73 point small high open，But the highest to 2209.45 points，Then turn down，At ten o 'clock to 2198.86 points，Again at below 2200 points；Shenzhen stock exchange in 9463.07 points ChengZhi small high open after a narrow range of shock，At ten o 'clock to 9477.64 points，Or 0.70%。

　　盘面上看，两市地产、水泥、玻璃、家具等板块涨幅居前，银行股走势疲弱；概念股方面，保障房、稀土、自贸区等板块走强。截至10:00，合肥城建(002208,股吧)（002208）、上海新梅(600732,股吧)（600732）、大名城(600094,股吧)（600094）3只地产股涨停，“招保万金”4只龙头股亦均大幅上涨。

On the disk，Two city real estate、cement、glass、Furniture plate or the first，Bank shares weak trend；Concept stock aspect，Safeguard room、Rare earth、Free trade and stronger plate。At 10:00am，Hefei city building(002208,guba)（002208）、Shanghai new may(600732,guba)（600732）、Big city(600094,guba)（600094）Three property counters were harden，“Recruit the gold”4 only leading shares also rise significantly。

　　消息面上，中国人民银行昨日晚间宣布，自2012年7月6日起下调金融机构人民币存贷款基准利率。金融机构一年期存款基准利率下调0.25个百分点，一年期贷款基准利率下调0.31个百分点；其他各档次存贷款基准利率及个人住房公积金存贷款利率相应调整。这是央行在不到一个月、也是年内的第二次降息，上次降息发生在6月8日。根据央行公布的数据，此次降息之后一年期存款利率降至3%，一年期贷款利率降至6%。

News surface，The people's bank of China announced late yesterday，Since July 6, 2012 cut up financial organ renminbi the benchmark interest rates。Financial institutions the benchmark one-year deposit rate by 0.25%，The benchmark one-year lending rate by 0.31%；The other class the benchmark interest rates and personal housing accumulation fund loan interest rate adjustment accordingly。This is the central bank in less than a month、Is the second year to cut interest rates，The last cut happened in June 8。According to data released by the central bank，The cut after the one-year deposit rate fell to 3%，The benchmark one-year loan interest rate fell to 6%。