昨日，《广州市社会医疗保险条例(草案)》提交广州市十四届人大第八次常委会审议，其中的焦点就是关于退休人员享受医疗保险待遇的最低缴费年限问题。

yesterday,[Guangzhou social medical insurance regulations(draft)]Submit the eighth National People's Congress of guangzhou. The standing committee,One of the focus is about retiree enjoy treatment of medical treatment insurance lowest capture expends fixed number of year problem.

　　《条例》第十五条规定：本条例实施后首次参加本市社会医疗保险的人员，达到法定退休年龄时，在本市累计缴纳职工社会医疗保险费年限满十五年(以下简称规定缴费年限)的，不再缴纳社会医疗保险费，享受退休人员社会医疗保险待遇；未达到规定缴费年限的，可在本市继续参保缴费至规定缴费年限后，享受退休人员社会医疗保险待遇。本条例实施之前已参加本市职工社会医疗保险的人员，规定缴费年限仍按原规定(10年)执行。

[regulations]Prescribed in article 15 of:After the implementation of these regulations in this city for the first time to participate in social medical insurance of the workers,When reaching legal and emeritus age,In this city worker total pay society insurance premium of medical treatment of fixed number of year full 15 years(Hereinafter referred to as the regulation capture expends fixed number of year)of,No longer pay society insurance premium of medical treatment,Enjoy treatment of medical treatment insurance retiree society;Have not reached the regulation capture expends fixed number of year,Can be in this city continue to ginseng protect capture to expend to provisions after capture expends fixed number of year,Enjoy treatment of medical treatment insurance retiree society.These regulations before implementation of this city worker is already participated in social medical insurance of the workers,Regulation capture expends fixed number of year is still by original provision(10 years)execution.

　　城乡居民社会医疗保险与职工社会医疗保险以及社会医疗保险关系转移接续人员缴费年限的折算或计算办法，按有关规定执行。

Urban and rural residents social medical insurance and worker social medical insurance and social medical insurance relationship transferring personnel capture expends fixed number of year of the reduced or computational method,According to relevant provisions.

　　目前，广州市一直按照10年的最低缴费年限缴纳医疗保险，《条例》规定了退休人员享受医疗保险待遇15年的最低缴费年限，原因为：(1)广州市医疗保险基金积累的重要来源之一为参保人缴交的一次性过渡性基本医疗保险金，每年按比例计提使用，而按近两年的计缴金额和参保人数计算，现行规定的10年过渡金仅够退休人员3年使用。随着人口老龄化的不断发展和人口寿命的延长，退休人员数量将不断增加，医保过渡金积累将不断下降，基金的支付压力将会越来越大。(2)随着医疗物价标准的调整、整体物价水平的上升以及医疗科学技术发展，参保人的医疗需求不断提高，医疗费用增长已势在必行。(3)全国对最低缴费年限没有统一规定，最高的为男职工30年，女职工25年，最低的男女职工均为15年。广州市医疗保险缴费年限从现行规定的10年改为15年，是基于两个原因的考虑：一是广州市的缴费年限较其他城市明显偏短；二是为更好地与省养老保险15年缴费年限衔接。

At present,According to the guangzhou has been 10 years of lowest capture expends fixed number of year of insurance of medical treatment of pay,[regulations]Stipulated the retiree enjoy treatment of medical treatment insurance 15 years minimum capture expends fixed number of year,Reason for:(1)Guangzhou accumulation fund of medical treatment insurance is one of the important source of the protects a person to pay one-time transitional basic medical insurance gold,Every year in proportion to withdrawal use,And in the last two years plan capture amount and the number of ginseng calculation,The current regulation 10 years transition gold just enough retiree 3 years of use.With the continuous development of aging population and population life extension,Retiree number will continue to increase,Medical insurance transition gold accumulation will continue to decline,Fund payment pressure will be more and more big.(2)With the medical price standard adjustment/The overall price level rise and medical science and technology development,Ginseng protect people's medical needs improve,Medical expenses, it is imperative to growth.(3)The national of the lowest capture expends fixed number of year no unified regulation,The highest for male workers 30 years,Female worker 25 years,Minimum of men and women worker all for 15 years.Guangzhou medical insurance capture expends fixed number of year from the current regulation 10 years to 15 years,Is based on two reasons consideration:One is the guangzhou capture expends fixed number of year is higher than any other city obvious partial short;The second is to better and province endowment insurance 15 years capture expends fixed number of year cohesion.

　　另外，为避免引发广大参保人员的矛盾，保持医疗保险政策的延续性和稳定性，《条例》体现了“老人老办法，新人新办法”的法律适用原则，即《条例》实施之前已参加本市职工社会医疗保险的人员，最低缴费年限仍按原规定10年执行。本条例实施后首次参加本市社会医疗保险的人员，最低缴费年限调整为15年。(记者/许蕾）

In addition,In order to avoid the contradiction caused broad ginseng to keep staff,Keep the medical insurance policy continuity and stability,[regulations]Embodies the"The old man old way,New way to new"The applicable law of principle,namely[regulations]Before the implementation of this city worker is already participated in social medical insurance of the workers,The lowest capture expends fixed number of year is still by original provision 10 years execution.After the implementation of these regulations in this city for the first time to participate in social medical insurance of the workers,The lowest capture expends fixed number of year is adjusted for 15 years.(Reporter/XuLei)