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2012-07-14
2012年4月,一年一度的北京春季房地产展示交易会在北京国贸中心举行。相同位置的楼盘大多较2011年有明显的降价,不少房企还纷纷推出特价房、团购房、低价房,折扣力度、优惠幅度均超过往年。然而,面对开发商的“热情”,大多数意向购房者的反应却很“冷淡”,观望者多,签约量少。
April 2012,The annual Beijing springtime real estate trade fair show at the world trade center in Beijing。The same position building is mostly in 2011 are obviously reduce the price,Many enterprises have also special offers from room room、Regiment buys a house、Low-cost housing,Discount strength、The discount rate by more than usual。however,Facing the developers“enthusiasm”,Most of the intention of the person that buy a house is very reaction“cold”,Watchers more,Signing quantity is little。
北京春季房展会素有“楼市风向标”之称。本届展会的行情,一方面反映出房价在强力调控下正向合理价位回归,同时也折射出人们对进一步加强房地产市场调控的关注与期待。一段时期以来,调控政策接连出台,到底成效如何?市场调整是否到位?2012年调控会不会放松或者转向?怎样才能更好地解决群众住房问题、实现住有所居?对于这些疑问,社会各界十分关心。
Beijing spring exhibitions will be known as the“Weathering the property market”said。The prices of the exhibition,On the one hand reflected in strong house prices are regulated by reasonable price regression,At the same time also reflects the people to further strengthen the regulation of the real estate market attention and looking forward to。A period,Control policies were introduced,Exactly how effective?Market adjustment is in place?2012 regulation will relax or to?How to better solve the housing problem、To realize the living?For these questions,The social from all walks of life very concerned about。
房地产调控成效怎么看
Real estate regulation has how to see
2009年第二季度以来,房价迅速回升并大幅上涨。面对严峻形势,国家先后出台了“国十一条”、“新国十条”等一系列政策措施。加强和改善房地产市场调控,密度大、力度强。
Since the second quarter of 2009,House prices rebounded and rising dramatically。Face the serious situation,Countries have issued“Countries article 11”、“Article ten new countries”And a series of policy measures。Strengthen and improve the real estate market regulation,density、Strong strength。
2011年,调控措施进一步细化,调控工作持续深入。1月,国务院办公厅下发《关于进一步做好房地产市场调控工作有关问题的通知》,从落实地方政府责任、强化差别化住房信贷政策等8个方面提出了更加严格的要求,被称为“新国八条”。随后,各地根据通知精神,纷纷推出实施细则,综合运用经济、行政手段,不断推进调控。同时,为确保调控落实到位,国务院还对部分地区开展督促检查,8个督查组实地督查了北京、辽宁等16个省区市的政策落实情况。
2011 years,Control measures to further refined,Regulation for further work。January,Issued by the general office of the state council《On further do real estate market regulation work of the relevant questions of the notice》,From the implement of local government responsibility、Strengthen the differentiation housing credit policy, eight puts forward more strict requirements,called“Article 8 new countries”。then,According to inform all spirit,Have detailed rules for the implementation of the launch,Comprehensive economic、Administrative means,Constantly improve the regulation。At the same time,In order to ensure the regulation in place,The state council also to some of the areas to develop supervise and check,8 DuZhaZu field of supervision for Beijing、Liaoning provincial 16 policy implementation。
政策传真
Policy fax
“新国八条”主要内容
“Article 8 new countries”The main content
2011年1月26日,国务院办公厅发布《关于进一步做好房地产市场调控工作有关问题的通知》,业内称为“新国八条”。内容主要包括:进一步落实地方政府责任;加大保障性安居工程建设力度;调整完善相关税收政策,加强税收征管;强化差别化住房信贷政策;严格住房用地供应管理;合理引导住房需求;落实住房保障和稳定房价工作的约谈问责机制;坚持和强化舆论引导等。
On January 26, 2011,Issued by the general office of the state council《On further do real estate market regulation work of the relevant questions of the notice》,The industry is called“Article 8 new countries”。Content mainly includes:Further implement the responsibility of local government;Increased security live engineering construction strength;Adjust and improve the related tax policy,Strengthening tax collection and administration;Strengthen the differentiation housing credit policy;Strict housing land supply management;Reasonable guide housing needs;Implement housing security and stability of prices work questioning accountability mechanism;Insist on and strengthen public opinion guide, etc。
一年多来,从49个地级以上大中城市出台“限购令”,到600多个城市出台房价控制目标;从上海、重庆房产税改革试点,到各地纷纷建设保障性安居工程;从二套房贷严格执行差别化信贷政策,到央行3次加息、6次上调存款准备金率;从7月国务院常务会议强调坚持调控方向不动摇,到10月国务院常务会议再次强调要坚定不移地搞好调控……在一系列政策措施的作用下,房地产市场逐步降温,调控成效初步显现。
For more than a year,From 49 ground level above large and medium cities come“限购 make”,More than 600 cities to come home prices control objectives;From Shanghai、Chongqing housing property tax reform pilot,To all over the country are affordable live engineering construction;Two sets of mortgages from the strict implementation of differentiation credit policy,The central bank raised interest rates three times、6 times to raise deposit reserve rate;From July. It puts emphasis on the standing committee of state council regulation direction not be moved,Until October the standing committee of state council again will continue to do well control...In a series of policy measures under the function of,The real estate market has gradually cooling,Regulation has preliminary revealed。
什么是“限购令”
What is“限购 make”
2010年4月“新国十条”出台后,一些房价过高的城市相继颁布限制家庭购房套数的规定,被称为“限购令”。目前已有49个地级以上城市实施“限购令”。如北京规定对拥有两套及以上住房的本市户籍家庭暂停售房,连续5年(含)以上在本市缴纳社保或个税的非本市户籍家庭限购1套住房。
April 2010“Article ten new countries”After coming on stage,Some high home prices have promulgated the city limits of the provisions of the cycle of family buys a house,called“限购 make”。At present had 49 ground level above city implementation“限购 make”。Such as Beijing has two sets of rules and over the city of census register family housing bca suspended,Five consecutive years(contain)In this city above pay social security or of the census register family this city tax 限购 1 set of housing。
多数城市房价涨幅回落,部分城市房价出现下跌。2011年1—12月,70个大中城市新建商品住房价格同比涨幅平均值从6.5%回落至1.6%,环比涨幅从0.8%回落至-0.2%。北京2012年一季度新建普通住房成交均价比2011年同期下降20.7%,比2011年全年下降6.4%。
Most of the city housing price will fall,Parts of the city house prices fell。2011 1-12 months,In 70 major cities new housing prices rise compared to the average goods dropped back to 1.6% from 6.5%,Annulus increases of 0.8% fall to-0.2%。The Beijing 2012 quarter new common housing than the price for the same period in 2011, fell 20.7%,More than 2011 annual drop 6.4%。
投机投资性需求得到遏制。东部高房价地区最为明显,2011年北京、福州、厦门、海口非当地户籍居民购房比重明显下降,北京居民家庭购买第二套及以上住房面积所占比重,比2010年降低7.1个百分点。
Speculative investment demand contained。The most obvious in the east high house prices,Beijing 2011、fuzhou、xiamen、Haikou non-native residents proportion that buy a house to decline significantly,Beijing residents to buy a second family and above the proportion of the housing area,7.1% less than in 2010。
社会资金流入楼市的速度明显放慢。2011年,投入房地产开发企业的资金共计83246亿元,增速比上年同期回落12.1个百分点,多年来资金过量流入房地产的形势开始发生变化。
Social capital into the property market significantly slow speed。2011 years,Investment real estate development enterprise funds totaling 8.3246 trillion yuan,Growth fell 12.1% from the same period a year earlier,For many years into real estate situation excess funds began to change。
调控初见效 房地产市场增速放慢
At the beginning of the real estate market regulation effective growth to slow down
2011年,全国房地产开发投资61740亿元,比上年增长27.9%,增速回落5.3个百分点;全国房地产开发企业房屋施工面积50.8亿平方米,增长25.3%,增速回落1.2个百分点;全国商品住房销售面积10.99亿平方米,增长4.9%,增速回落5.7个百分点。
2011 years,The national investment in real estate development 6.174 trillion yuan,A 27.9% increase from the previous year,Growth fell 5.3%;The national real estate development enterprise housing construction area of 5.08 billion square meters,25.3% increase,Growth fell 1.2%;National commodity housing sales area of 1.099 billion square meters,4.9% increase,Growth fell 5.7%。
保障房建设顺利推进。全年新开工1043万套,基本建成432万套,为“十二五”时期3600万套保障房建设开了好局,也为市场调控增加了砝码。
Security room construction progressing smoothly。New Year start of 10.43 million,Basically completed 4.32 million sets,for“1025”Period of 36 million security room construction open good innings,Also adding weight to the market regulation。
调控政策为何不能动摇
Why can't shake control policy
应当说,房地产调控取得初步成效,受到广大住房困难群众的欢迎,他们期待着继续巩固和扩大调控成果。同时,也有一些人认为,当前经济形势不容乐观,要实现稳增长,应适度放松乃至取消调控,发挥房地产“救市”作用。还有个别地方政府出于“土地财政”的考虑,也在造舆论、搞“小动作”,试图给调控“松绑”。
Ought to say,Real estate regulating has preliminary results,By the housing difficulties of welcome the masses,They are looking forward to continue to consolidate and expand control results。At the same time,Some people think,The current economic situation is not optimistic,To achieve steady growth,Should moderate to relax or even cancel regulation,Play real estate“Help city”role。And a few local government out of“Land financial”consideration,Also made public opinion in、make“incidents”,Tried to give control“easing”。
权威声音
Authoritative voice
有信心让一线城市房价降下去
Have the confidence to let a city house prices fall
姜伟新(住房和城乡建设部部长):2011年以来,多数地区房价涨幅回落,房地产市场总体运行平稳,调控成效已经显现。要继续坚持房地产调控不动摇,我们有信心在今年让几个一线城市的房价水平降下去。
he(Housing and rural construction minister):Since 2011,Most regions housing price will fall,The real estate market overall smooth operation,Regulation has already revealed。Will continue to adhere to the real estate regulation not be moved,We have confidence in this year let several first city level of house prices down。
面对种种议论纷争,中央显示了坚持调控的坚定决心。2011年12月,中央经济工作会议明确要求,继续坚持房地产调控政策不动摇,促进房价合理回归。2012年3月,政府工作报告强调,严格执行并逐步完善抑制投机投资性需求的政策措施,进一步巩固调控成果。2012年5月,国务院常务会议指出,要稳定和严格实施房地产市场调控政策。
Face a variety of talking about disputes,The central shows the regulation to the firm resolve。December 2011,The central economic work conference clear requirements,Continue to adhere to the real estate regulation policy not be moved,Promote the rational regression house prices。March 2012,The government work report stresses,Strict execution and gradually improve the investment demand suppress speculation policy measures,To further consolidate control results。May 2012,The standing committee of state council said,To stability and strictly carry out the real estate market adjustment and control policies。
2012年3月20日,中国人民银行发布《2012年第一季度储户问卷调查报告》,数据显示,未来3个月内有购房意愿的居民占14.1%,是1999年调查以来的同期最低值。
March 20, 2012,Issued by the people's bank of China《The first quarter of 2012 savers questionnaire survey report》,Data shows,The next three months will buy the residents accounted for 14.1%,Since the 1999 survey is the lowest in the corresponding period。
那么,为何调控政策不能“松口子”呢?
so,Why can't control policies“Loose cut”??
住房需求有自住性的,也有投机投资性的。投机投资性需求以赚取买卖间价差为目的,由于所购住房中相当一部分既不自住也不出租、闲置浪费,偏离其满足居住需要的本质属性,使得住房成为牟利工具,加剧了供需矛盾,从而推高房价。
Housing demand has since lived sex,Also have speculation of an investment。Speculative investment requirements to earn between buying and selling price for the purpose,Because in housing for a considerable part of neither from live also don't rent、waste,Deviation from the living need to meet the essence attribute,Make housing has become a non-profit making tools,The contradiction between supply and demand increased,To push the high housing prices。
深度解读
Depth interpretation
日本房地产泡沫破灭的警示
Japanese estate bubble warning
20世纪八九十年代,日本上演了一场“土地神话”闹剧:在宽松的信贷政策刺激下,房地产投机性需求激增,人们普遍陷入“房价只涨不跌”的狂热之中,导致房价地价飞涨,1983—1988年,日本东京商业用地价格上涨250%,产生地产泡沫,最后蔓延为整体经济的泡沫。1990年年底泡沫经济崩溃,房价开始大幅下跌,几年后跌回起点,“土地神话”破灭,日本经济由此也陷入漫长的萧条之中。
S of 20 century,Japan on a field“Land myth”farce:In loose credit policy stimuli,Real estate the speculative demand boom,People in general“Only a house prices do not fall”Frenzy of,Lead to price soaring house prices,1983-1988,Tokyo commercial land prices rose 250%,Produce real estate bubble,The spread of the overall economy for the last bubble。By the end of 1990 foam economic collapse,House prices began to drop substantially,A few years later fell back to the starting point,“Land myth”burst,Japan's economy which is in long depression。
国际经验表明,在经济快速发展期,房地产市场容易出现投机投资性需求增多的趋势。如不及时有效抑制,一方面,投机投资性需求将非正常推高房价,迫使一些自住性需求被“挤出”市场,导致市场需求畸形化;另一方面,投机投资性需求的盲目扩张,往往出现资产泡沫膨胀,造成市场大起大落,甚至引发金融风险、影响经济平稳发展。
The international experience shows that,In the rapid economic development,The real estate market appears easily investment demand trend of increased speculation。If it does not effectively restrain,On the one hand,Speculative investment demand will push the abnormal high prices,Forced some self living sexual needs be“extrusion”market,Lead to the market demand of deformity;On the other hand,Speculative investment demand of the blind expansion,Often appear asset bubble inflation,Cause falling market,Even trigger financial risk、The steady development effects on the economy。
从近年来我国房地产市场发展的情况看,投机投资性需求是前一时期推动房价非理性上涨的主要因素。实现房价合理回归,推动市场健康发展,关键是有效抑制投机投资性需求,不能有任何松动。这既是当前调控的重点,也是必须长期坚持的。
In recent years China's real estate market development of the look,Speculative investment demand is a period before push the main factors of rising house prices irrational。Realize the reasonable prices back,To promote the healthy development of the market,The key is effectively restrain the speculative investment demand,There cannot be any loose。This is the focus of the current regulation,Also must insist for a long time。
特别应看到,调控已取得的成效只是初步的,基础还不牢固,存在许多不确定因素。当前,国内流动性较为充裕,投资渠道相对有限,投机投资性需求反弹的条件仍然存在。如果放松调控,投机投资性资金极有可能再度“兴风作浪”,阻碍市场健康发展。
Special should see,Regulation has the results achieved just preliminary,Foundation is not strong,There are many uncertain factors。The current,Domestic liquidity more abundant,Relatively limited investment channels,Speculative investment demand the bounce of the conditions are still exist。If relax regulation,Speculative investment funds is very may again“tether”,Block market's healthy development。
百姓心声
People voice
虽然房价野马已被套上了调控的缰绳,低下了高昂的头,但距离合理回归还差得远。
Although house prices for the control of bedding bag wild horse has the REINS,Low high head,But reasonable distance regression also was far worse。
房价过高的时候,租房其实比买房划算。观念一换天地宽,租房未必不安居,“裸婚”也能很幸福!
High home prices,Rent a house than actually paid。Ideas for a wide heaven and earth,Not necessarily not rent the rest,“Naked marriage”Can also very happy!
保障房要建好,更要分好,一定要加强监管,千万不能“好经被念歪”,成了“翻版福利房”。
Security room to want to build,More points good,Must strengthen supervision,Can't“Good by the read slanting”,became“Welfare house version”。
无论是坚持调控不动摇,还是推进保障房建设,关键在于地方政府的落实。要真正实现“市场的归市场,市长的归市长”,就必须破除“土地财政”依赖症。
Whether insist on regulation not be moved,Or promote security room construction,The key lies in the implementation of the local government。To really realize“The market to market,The mayor of returning to the mayor”,It must break“Land financial”dependence。
为此,必须继续坚持调控不动摇,严格执行抑制投机投资性需求的政策措施。要继续落实地方政府调控房价的责任,严格执行住房限购措施,遏制不合理住房需求。同时,继续落实差别化信贷和税收政策,对购买第二套住房的,首付款比例不低于60%,贷款利率不低于基准利率的1.1倍,加强存量住房交易税收征管等。
For this,Must continue to adhere to the regulation not be moved,Strict implementation of the investment demand suppress speculation policy measures。To continue to implement the responsibility of local government control property prices,Strict implementation of housing 限购 measures,Contain unreasonable housing needs。At the same time,Continue to implement differentiation credit and tax policy,To purchase second homes,Head of no less than 60% proportion,Lending rates are lower than the benchmark interest rate 1.1 times,Strengthen the housing stock trading tax collection and administration, etc。
合理需求怎么满足
How to meet the reasonable needs
“住房”,顾名思义,是用来居住的房屋。满足群众合理自住需求,是房地产市场的基本功能之一。1998年深化住房制度改革以来,我国房地产市场快速发展,住房投资建设规模不断扩大,居民住房条件得到明显改善。2010年,城市人均住宅建筑面积达到31.6平方米,比1997年增长近一倍。新建住宅配套设施更加完善,环境更加宜居。
“housing”,Just as its name implies,Is used to inhabit。Meet the reasonable self living demand,The real estate market is one of the basic functions。1998 deepen housing system since the reform,China's real estate market fast development,Housing investment construction scale expands unceasingly,Residents housing conditions improved。2010 years,Urban per capita residential construction area of 31.6 square meters,More than 1997 growth nearly doubled。New residential facilities to be more perfect,Environment more livable。
长期来看,我国商品住房市场潜力仍然很大,还有很多有效需求没有得到满足。我们正处于城镇化快速发展阶段,每年有千万以上农村人口迁入城镇工作和生活,持续增加的城镇人口创造出大量的住房需求。同时,随着经济发展和收入增加,城镇居民消费结构升级,越来越多的家庭有愿望也有能力通过市场改善居住条件。
In the long term,China's commodities the housing market remains strong potential,And a lot of effective demand not satisfied。We are in the urbanization development stage,Each year more than do people moving in rural town work and life,Increasing urban population will create a lot of housing needs。At the same time,With the development of economy and increased income,Urban consumption structure upgrade,More and more families to have the desire to also have the ability through the market to improve living conditions。
专家点评
Experts comment on
满足刚性需求不是“救市”
Meet the basic need not“Help city”
秦虹(住房和城乡建设部政策研究中心主任):未来房地产调控仍将坚持控制投资性需求,同时满足市场刚性需求。人们习惯将与房市有关的利好政策信息定性为“救市”。但实际上,开发商与其抱有楼市调控放松的幻想,不如抓住刚需族,解决当下的困难。
QinHong(Housing and rural construction, director of the center for policy research):The future real estate will still insist on control regulation investment demand,At the same time satisfy the market demand rigidity。People with housing related to good policy information for qualitative“Help city”。But in fact,Developers have property market regulation and relax fantasy,Not just to catch family,To solve the difficulties。
调控的目的,是促进房地产市场平稳健康发展,而合理自住需求则是市场健康发展的动力和基础。合理自住需求持续稳定释放,可以引导住房投资建设保持一定的规模,有利于市场长期稳定发展。反之,如果受到抑制,住房投资建设规模就会大幅下降,既不利于群众改善住房条件,也不利于经济“稳中求进”。为此,在坚决遏制投机投资性需求的同时,必须采取有效措施,满足合理自住需求。
Control purpose,Is to promote the healthy development of real estate market smoothly,And reasonable self living demand is the healthy development of the market power and the foundation。Reasonable steady demand from live release,Can guide housing construction investment to keep a certain scale,To market a long-term stable development。and,If under control,Housing construction investment scale will drop significantly,It is harmful not only to improve the housing conditions,Also go against economic“WenZhongQiuJin”。For this,In firmly containing the speculative investment demand at the same time,Must take effective measures,Meet the reasonable self living demand。
继续改善住房供应结构。从当前市场情况看,群众最需要的是中小套型、价格合适的普通住房。因为它既能满足居住需求,又与多数家庭经济能力相适应。如果住房供应结构不合理,大套型、高档住房多,中低价位、中小套型普通住房供应不足,会抑制居民合理自住需求。因此,既要增加总的供应量,又要解决供应的结构性矛盾,扩大普通商品住房供应规模,加快落实土地供应计划,加快对普通商品住房的规划、开工建设和销售审批等,着力增加有效供给。
Continue to improve the housing supply structure。From the current market situation look,People need most is small-scale、The price is right of common housing。Because it can meet living demand,And with most of the family economic ability to adapt。If housing supply structure is not reasonable,Big model、Upscale housing more,Low price、Small-scale common housing supply,Restrain the residents living demand from reasonable。so,Should not only increases total supply,And to resolve supply structural contradictions,Expand common commodity housing supply scale,To speed up the implementation of land supply plan,Speed up to ordinary commercial housing planning、Construction and sales for examination and approval,Strive to increase effective supply。
太原市增加中小户型商品住房供应
Small family model in taiyuan city commercial housing supply increase
近年来,山西省太原市大力调整住房供应结构,支持中小户型房源开发。2011年前11个月,新审批的用于住宅建设的土地,全部为90平方米及以下的中小户型。
In recent years,In taiyuan, Shanxi Province to adjust the housing supply structure,Supporting the medium-sized and small family model, expand the development。2011 years ago, 11 months,The new examination and approval for the construction of residential land,All for 90 square meters and the following medium and small family model。
继续实行差别化的信贷和税收政策。支持居民家庭首次购买普通商品住房和保障房,优先保证首次购房家庭的贷款需求,并在首付款比例和贷款利率上体现优惠。近期部分银行重启首套房贷8.5折的利率优惠,降低了首次置业的门槛。此外,还要进一步加强市场监管,严肃查处住房交易中的各类违法违规行为,规范市场秩序,维护群众合法权益。
Continue to implement the differentiation of the credit and tax policy。Support households purchase ordinary commercial housing for the first time and security room,Give priority to the purchase of the first family loan demand,And in the head and lending rates reflect on the proportion of discount。Some recent bank to restart the first set of mortgage 8.5 fold the favorable interest rate,Reduced the threshold of the first-time home buyers。In addition,To further strengthen market oversight,Strictly investigate and prosecute all kinds of housing transactions in illegal activities,Standardize market order,Protect the lawful rights and interests。
同时,也要看到,实现住有所居,是要让每个人都有合适的房住,而不意味着人人都要有自己产权的住房。合理的自住需求,既可以通过买房来解决,也可以通过租房来满足。应完善相关政策,加强对出租房、中介机构及人员的管理,促进租赁市场发展,鼓励居民通过租赁满足自住需求。
At the same time,Also want to see,To realize the living,Is to let everybody have the appropriate room to live,And don't mean anyone to have his own property housing。Reasonable self living demand,Either through to buy a house to solve,Can also through the rent to meet。Should perfect the relevant policy,To strengthen the rental housing、Intermediary institution and personnel management,Promote the rental market development,Encourage residents through the lease meet self living demand。
保障房怎么建好分好
Security room how to build good points
市场是解决城镇居民住房需求的主渠道,但对众多中低收入家庭来说,由于经济能力弱,难以通过市场买房或租房,需要政府提供保障。保障房作为住房市场的必要补充,是政府履行公共服务职能、使人民共享发展成果的重大举措。保障房建设推进得好,既能够满足符合条件困难群众的基本住房需求,也有利于政府更有针对性地开展调控,促进房地产市场健康发展。
The market is to solve the housing needs of urban residents in the main channel,But for many low-income families,Due to the weak economy,Difficult to buy a house or rent by the market,Need government provided protection。Security room as a complement to the housing market,Is the government to perform public service function、Make the people share the fruits of development of major step。Security room construction of well,It can meet to meet the conditions have the basic housing needs,Also to help the government more targeted to develop the regulation,To promote the healthy development of the real estate market。
为解决城镇中低收入家庭的住房困难,中央决定大规模实施保障性安居工程,“十二五”时期计划新建保障房和棚户区改造住房3600万套。2011年完成了开工1000万套的任务。
To solve the town in the housing difficulties of low-income families,The central government decided to large-scale affordable live engineering implementation,“1025”New security plan period room and home improvement of 36 million shantytown。Construction was completed in 2011 of 10 million sets of task。
权威声音
Authoritative voice
保障房用地单独报批、应保尽保
Security room land approval alone、Should protect all the
徐绍史(国土资源部部长):要把保障民生用地放在优先位置,今年700万套保障性住房用地要做到应保尽保,实行单独报批,并鼓励使用存量土地。在督促各地落实住房供地计划同时,必须积极推进供后监管,确保建设任务真正“落地”。
XuShao history(Minister of land and resources):The people's livelihood to ensure land priority position,This year 7 million sets of affordable housing to do all the land should be guaranteed,Executes independent and approval for,And encourage the use of stock land。In the urge for all housing plan and implementation,Must actively promote after for regulation,Ensure construction tasks really“landing”。
2012年,保障房建设继续加速:计划新开工700万套以上,加上前两年结转的项目,全年在建总量有1700多万套,将达到历史最高水平。同时,随着大批保障房的陆续建成,分配、管理问题日趋重要,保障性安居工程已进入建设和管理并重的新阶段。如何既保证建设速度,又保证施工质量,并实现公平分配,挑战巨大。目前,各地正按照中央部署,迎难而上,努力打好这场“攻坚战”。
2012 years,Security room construction continue to speed up:New plans start more than 7 million sets,Plus two years before the project carry forward,Annual total building more than 1700 sets,Will hit a record high。At the same time,With a large number of security of the room being constructed,distribution、Management problems are becoming more and more important,Supportability project has entered the living the construction and management of both the new stage。How to not only ensure construction speed,And ensure the construction quality,And realizing fair distribution,Huge challenges。At present,According to the central deployment is all over,Forged ahead,Efforts to play this“Tough sell”。
“巧妇难为无米之炊”,盖房子离不开土地和资金。要完成2012年建设目标,首要的是落实土地供应和资金投入。要加大土地政策支持力度,保障房用地要优先供应、应保尽保,项目审批要急事急办。2012年保障房建设所需资金将超过2011年的1.3万多亿元,中央财政补贴投入将不低于2011年的1526亿元,地方政府也都在千方百计破解资金难题,除加大公共预算安排、确保土地出让收益和住房公积金增值收益用于保障房外,还将地方政府债券收入、试点地区房产税收入等纳入进来,并抓紧建立健全融资机制,引导社会资金投入。
“One cannot make bricks without straw”,Building a house cannot leave the land and money。To complete the construction target in 2012,The first is carry out land supply and capital investment。To increase the land policy support,Security room prior to land supply、Should protect all the,Project examination and approval to something urgent urgent do。In 2012 the funds required for the construction guarantee room will be more than 2011 years of more than 13000 yuan,The central finance allowance investment will be no lower than in 2011 of $152.6 billion,The local government also is in one thousand the funds by every crack problem,In addition to increasing public budget arrangement、Ensure that the land transfer income and appreciation income housing accumulation fund for safeguarding the room,Will also local government bonds income、Pilot areas such as real estate tax into into come in,And to establish and perfect the mechanism,Guide the social capital investment。
吉林省积极筹措保障房建设资金
Jilin actively raise security room construction fund
吉林省采取“政府补一点、政策减一点、企业出一点、个人拿一点、市场筹一点、银行贷一点”的办法,破解保障房建设资金不足的难题。2006—2010年,吉林省利用国家补助资金86.81亿元,省级财政投入62.87亿元,银行金融部门贷款108亿元,各地政策性减免488.27亿元,并鼓励引导开发企业和居民个人出资,破解保障房开发建设资金不足的难题。
Jilin province to take“The government for a little、Policy reduce it、Enterprise out a little、Personal take a little、Market to raise a little、A bank loan”way,Crack security room construction the problem of insufficient funds。2006-2010,Jilin province using state assistance fund 8.681 billion yuan,Provincial financial investment of 6.287 billion yuan,The financial department of the bank loan of 10.8 billion RMB,Policy cuts across 48.827 billion yuan,And encourage the development of enterprise and individual citizens guide capital contribution,Crack security room development problem of insufficient funds。
建好保障房,不仅要实现数量目标,质量上更不能放松。住房质量关系群众生命和财产安全,是保障房建设的“硬杠杠”、不能突破的底线。完成2012年目标,客观上工期紧、任务重、质量风险高,必须进一步加强工程质量管理。要严把规划设计、建材供应、施工质量、竣工验收各个关口,全面推行质量终身责任制,对造成质量安全问题的责任人终身追责。
Built good security room,Not only to realize the target number,More on quality cannot relax。Housing quality concerns the safety of the lives and property,Is the guarantee of the construction of the room“Hard lever”、Can't break through the bottom line。Complete 2012 goals,Objectively period tight、task、Quality high risk,Must further strengthen project quality management。To strictly control the planning and design、Building materials supply、Construction quality、Completion acceptance each pass,The full implementation of the quality responsibility system for life,To cause the person responsible for the quality safety problems with responsibility for life。
公平分配是住房保障工作的“生命线”,关系到这项民生工程的成败。要做到公平公正,关键是把好“入口”和“出口”。必须规范准入审核,合理确定并公布保障对象准入条件,完善申请、审核、公示、轮候、复核制度,将不该享受保障者拒之门外;完善纠错退出机制,对骗购骗租者,一经查实立即清退,对不再符合条件者,按规定程序实施退出。同时,坚持分配政策、程序、房源、对象、过程、结果、投诉处理全程公开,接受群众、社会和媒体全方位监督。
Fair distribution is the housing security work“lifeline”,Related to the people's livelihood to the success of the project。To be fair justice,Key is to give good“entrance”and“export”。Must regulate access audit,Reasonable and published security object access conditions,Perfect application、audit、public、queuing、Review system,Will BaoZhangZhe shouldn't enjoy out the door;Perfect error correction exit mechanism,Designated under to cheat,Once identified to repel immediately,To no longer qualified,In accordance with the prescribed procedures implement exit。At the same time,Insist on distribution policy、program、houses、object、process、The results、The complaint handling public,Accepts the populace to、Social media and comprehensive supervision。
上海市探索建立公平分配机制
Shanghai explore a fair distribution mechanism
上海市探索建立了“居民经济状况核对平台”,涵盖社保、税务、公积金等14个部门和单位,能对保障房申请者的经济状况进行全方位审核,杜绝不符合条件者“钻空子”。
Explore established in Shanghai“Residents economic conditions check platform”,Covers social security、tax、Accumulation fund for 14 departments and units,To guarantee the applicant's room to economic conditions for all-round audit,Eliminate are not qualified“loophole”。
房地产市场如何长期稳定健康发展
The real estate market to long-term stable and healthy development of
无论是实现群众住有所居目标,还是保持经济平稳较快增长,都离不开一个长期稳定健康发展的房地产市场。我国房地产市场是在发展社会主义市场经济的大背景下形成和发展起来的,过去的十几年间,房地产市场几起几落,调控一轮接着一轮,有成效,问题也不断出现。越来越多的人都在考虑,如何才能实现市场长期稳定健康发展?
Whether people live in the goal to achieve,Or keep fast yet steady economic growth,Are inseparable from a long-term stable and healthy development of the real estate market。China's real estate market is in the development of the socialist market economy under the background of the form and development of the up,Over the past decade,The real estate market a few up some fall,Control round and round,effective,Problems also appear constantly。More and more people are considered,How to achieve long-term stable and healthy development of the market?
目前,我国已经初步形成了市场供应与政府保障相结合、以市场供应为主的城镇住房供应体系。同时,在房地产市场发展和调控过程中,对市场规律的认识不断深化,调控市场的思路日益清晰,采取的政策措施逐步丰富和完善。促进房地产市场长期稳定健康发展,要求在现有基础上妥善处理市场供应与政府保障的关系,合理划分中央与地方的责任,完善政策措施,建立健全行之有效的机制。
At present,Our country has initially formed market supply and a government guarantee combined、To market supply of housing supply system mainly town。At the same time,In the real estate market development and regulation in the process,To deepening understanding of market rules,Control the market ideas increasingly clear,Take policy measures to enrich and perfect gradually。To promote the healthy development of real estate market long-term stability,Based on the requirements in the existing properly market supply and a government guarantee of the relationship,Rationally divided the responsibility of the central government and the local,Perfect policies,Establish and perfect the mechanism of effective。
抓紧编制住房发展规划。规划是引导,也是约束,是指导住房建设和发展的基本依据。编制和实施中长期住房建设规划,明确住房建设目标、思路、实现途径和措施等,对稳定市场预期、完善住房制度顶层设计、保持市场健康平稳发展都具有重要作用。2012年,国家有关部门和各地将加快制定符合国情和各地实际的住房发展规划,鼓励发展省地节能环保型住宅,引导住房合理适度消费。
To prepare the housing development planning。Planning is guide,Is also constraints,Is the guide housing construction and development of the basic basis。Formulate and implement a long-term housing construction planning,Clear housing construction goal、ideas、Realization ways and measures, etc,To stabilize the market expectations、Improve the housing system top design、Keep the market healthy steady development plays an important part。2012 years,The relevant departments of the state and local will speed up with the situation of China and local conditions for the housing development planning,Encourage the development of energy conservation and environmental protection ground-saving residential,Guide housing reasonable moderate consumption。
政策传真
Policy fax
1998年以来的部分住房改革和调控政策
Since the year 1998, part of the housing reform and control policy
1998年7月 《关于进一步深化城镇住房制度改革加快住房建设的通知》
July 1998 《On further deepening town housing system reform of the housing construction notice》
2003年8月 《关于促进房地产市场持续健康发展的通知》
August 2003 《The real estate market on promoting the sustainable and healthy development of notice》
2005年5月 《关于做好稳定住房价格工作的意见》
May 2005 《The preparation for housing prices stable work opinion》
2006年5月 《关于调整住房供应结构稳定住房价格的意见》
May 2006 《About adjusting the stable structure housing supply of housing price opinion》
2007年8月 《关于解决城市低收入家庭住房困难的若干意见》
August 2007 《City on the solution of the housing difficulties of low-income families of some Suggestions》
2010年1月 《关于促进房地产市场平稳健康发展的通知》
January 2010 《On promoting the healthy development of real estate market smoothly the notice》
2010年4月 《关于坚决遏制部分城市房价过快上涨的通知》
April 2010 《Parts of the city about firmly stop house prices rise rapidly notice》
2011年1月 《关于进一步做好房地产市场调控工作有关问题的通知》
January 2011 《On further do real estate market regulation work of the relevant questions of the notice》
加快建设城镇个人住房信息系统。居民现有住房状况等信息,是房地产市场调控、保障房建设和分配的基础,能够降低交易的信息成本,有助于市场机制更好地发挥效能。2011年1月,国务院常务会议要求加快城镇个人住房信息系统建设。目前,全国40个重点城市个人住房信息系统联网已取得实质性进展。在此基础上,将继续加大推进力度,到2013年将形成覆盖全国的城镇个人住房信息系统。
Speed up the construction of the urban individual housing information system。Residents existing housing situation and other information,Is real estate market regulation、Security room construction and distribution of the foundation,Can reduce transaction information cost,The market mechanism to play a better performance。January 2011,The standing committee of state council request to speed up the town individual housing information system construction。At present,The national 40 key city personal housing information system networking has made substantial progress。Based on this,Efforts will continue to increase,To 2013 years covering the whole town will form a personal housing information system。
专家点评
Experts comment on
解决住房问题长远靠制度
Solve the housing problem by system long term
朱中一(中国房地产业协会副会长):在楼市调控目标上,短期内可以着眼于房价,长期看更要着眼于制度的建设。否则,短期调控政策一旦松动,房价就可能反弹。只有对未来的政策有了明确稳定的预期,企业才能放心投资,百姓才能理性消费,市场才能持续健康发展。
A zhu(China real estate industry vice chairman of the association):In the property market regulation on target,The short term can focus on house prices,Long-term see more on the construction of the system。otherwise,Short-term adjustment and control policies once loose,House prices could rebound。Only for future policy with definite stable expectations,Enterprise investment can rest easy,People can rational consumption,The market to the continuous and healthy development。
完善住房税收政策。税收是房地产市场调控的重要工具,有利于引导市场供求关系,抑制住房资源不合理占用,防止住房空置,促进房地产市场稳定健康发展。2011年,上海、重庆两市开展了个人住房征收房产税试点工作,积累了一些经验。2012年将在总结经验的基础上,扩大试点范围,同时继续调整完善其他税种征收政策。
Improve the housing tax policy。The tax is the important tool of the real estate market regulation,To lead the market supply and demand,Restrain housing resources is not reasonable to take up,Prevent housing vacancy,Promote the stable and healthy development of the real estate market。2011 years,Shanghai、Chongqing two city in the individual housing impose house property tax of pilot projects,Accumulated some experience。2012 will be on the basis of summarizing the experience,To expand the scope,While continuing to adjust and improve the other categories of taxes on policy。
深度解读
Depth interpretation
房产税试点成效渐显
House property tax pilot results faded in
2011年1月28日,重庆和上海作为全国首批试点城市,开始征收房产税。调查显示,房产税实施后,重庆主城区多数高档商品住房项目访客量下降30%—50%,部分购房者改变了买大房、买高档房的消费倾向。上海对城市中心区域设置税率0.6%,周边区域税率为0.4%,这一差距使得很多成交量被引流到周边区域。一年多来,房产税成效已开始逐步显现,对抑制高端住房消费和房价过快上涨势头、优化住房供应结构起到了积极作用。
On 28 January 2011,Chongqing and Shanghai as the first one of the pilot city,Began to impose house property tax。survey,After the implementation of the property taxes,Chongqing city most high-grade goods housing project visitors decreased 30%, 50%,Part of the person that buy a house changed buy big room、Buy high-grade houses to consume。Shanghai to the city center area set tax rate of 0.6%,Surrounding area rate is 0.4%,That difference makes many volume was drainage to surrounding area。For more than a year,House property tax effect already began gradually revealed,To control the high-end housing consumption and house prices rise rapidly momentum、Optimization housing supply structure which has played a positive role。
健全相关法律法规。市场经济是法治经济,房地产市场长期健康发展,需要健全的法律制度。要适时将实践证明行之有效的、能够长期适用的政策上升为法律。同时,结合经济社会发展中的新情况、新问题,及时修订已出台的法律法规。目前,《城市房地产管理法》修改草案征求意见稿已经完成,《基本住房保障条例》也已开始起草。
The relevant laws and regulations。Market economy is law economy,The real estate market long-term health development,Need sound legal system。To timely will practice proves effective、Can apply for the rising long-term policy law。At the same time,Combined with the new situation of economic and social development、New problems,Revised timely has law and regulations。At present,《The urban real estate administration》The draft version of the change has been finished,《Basic housing security regulations》Has also started drafting。
住房,不仅是一个居住的空间,更承载着每个家庭对美好生活的向往和期盼。毋庸置疑,随着我国住房制度改革的不断深化,市场必将逐渐规范,保障必将逐步到位,百姓“住有所居”的美好愿望,也必定能逐步实现!
housing,Not only is a living space,More carrying each family yearning for a better life and hope。No doubt,Along with the deepening of the reform of the housing system,The market will gradually norms,Security will certainly be in place,people“Live in some”The wishes of,Must also can gradually realize!
亲稳链接:链接亲民维稳,践行稳中求进!
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