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　　郭家富投资房地产被质疑

GuoGuFu investment real estate is questioned

　　杨继瑞称“丢了西瓜捡芝麻”

YangJiRui says“The watermelons pick up sesame seeds”

　　重庆工商大学校长杨继瑞。

Chongqing industry and commerce university President YangJiRui。

　　重庆晨报记者 许恢毅 摄

Chongqing morning paper reporter with XuHui taken

　　近日，被称为“足浴大王”的家富富侨董事长郭家富，身陷债务危机，不过记者昨天来到位于观音桥步行街的家富富侨店时看到，一切都很正常。

recently，called“Foot bath, king of judah, and”Home rich rich remittance of the GuoGuFu chairman，Debt crisis in，But reporters came to investigate the walking street is located in yesterday's rich rich remittance of the store to see，Everything is normal。

　　对于郭家富在转型中遭遇的资金链断裂的情况，重庆工商大学校长、重庆金融学院院长杨继瑞认为，郭家富一事给一些想要转型的民营企业家敲了一个警钟，民企转型需要稳扎稳打，切不可急于求成。

For GuoGuFu in transformation in the capital chain rupture in the situation，Chongqing industry and commerce university President、Chongqing financial, dean of the college of YangJiRui think，GuoGuFu about some want to transition to private entrepreneurs knocked a warning，Corporation transformation need to slow and steady，Must not be eager to hope for success。

　　记者昨天在位于观音桥步行街的家富富侨店看到，店内并没有任何异样，营业照常进行。对于郭家富深陷债务危机一事，该店工作人员表示不知情。

Reporter yesterday in the house of the planned walking street is located in rich rich remittance of the store to see，The store and don't have any different，Business will。For GuoGuFu Mired in debt crisis in，The store staff says it does not know the fact。

　　一位登门做足浴的顾客告诉晨报记者，尽管看到报纸上说郭家富陷入债务危机，但这并不影响他选择到家富富侨洗脚。“洗一次脚交一次钱，又不预存大额现金，现在还在开门服务嘛，和以前一样，无所谓。”

A house do foot bath customers tell the morning paper reporter，Although see the newspaper said GuoGuFu into a debt crisis，But this does not affect his choice home rich rich remittance of the feet clean。“Wash a foot into a money，And not stored large cash，Now also opening the door service life，And before，Doesn't matter。”

　　据悉，郭家富是因为转型投资地产造成资金链断裂，并身陷债务危机的。针对此事，重庆工商大学校长、重庆金融学院院长杨继瑞认为，民企在转型时需要有足够的人才储备和经营方面的经验积累，并且要做好转型时的风险评估。

It is reported，GuoGuFu because transformation capital chain rupture caused investment real estate，And in a debt crisis。At this，Chongqing industry and commerce university President、Chongqing financial, dean of the college of YangJiRui think，Corporation in transition need to have enough talent reserve and operation experience accumulation，And to do well the transition risk assessment。

　　“郭家富原来是在足浴保健行业，他的比较优势就在保健行业，如果转型到房地产行业，这个优势就不明显了。”杨继瑞说，民营企业转型首先要明确自己的比较优势在什么地方，对未来的风险要有科学评估，不要片面追求高额利润而忘了本行，这是典型的“丢了西瓜捡芝麻”的事情，因为风险和利润是对等的，“民企转型应该稳扎稳打，摸着石头过河。”

“GuoGuFu it is in the foot health industry，His comparative advantage in the health care industry，If the transition to the real estate industry，This advantage is not obvious。”YangJiRui said，The private enterprise transformation should make clear its own comparative advantage in what place，The risk of future should have a scientific evaluation，Don't only pursue high profits, forget to the bank，This is typical of“The watermelons pick up sesame seeds”things，Because the risk and profit is the equivalence，“Corporation transformation should be slow and steady，Stepping stones across the river。”

　　一家大型国有银行的公司业务负责人表示，该行目前还没有与家富富侨有关的贷款项目，“但就我个人来说，在郭家富欠债的消息传出来之前，也不大会贷款给他。”该负责人称，据他了解，郭家富在投资经营方面是比较激进的，从家富富侨加盟店快速扩张就可以看出来，“而他投资高端会所又大部分亏损，这样的情况想在银行贷款很难。”

A large state-owned bank company business controller said，The bank have yet to rich rich about the remittance of the home loan programs，“But personally，In GuoGuFu in debt news before，Also not congress loans to him。”The officials say，According to his understanding，GuoGuFu in investment operation is more radical，From the home rich rich remittance of the rapid expansion of franchisees can watch out，“And he and most of the high-end investment losses，Such circumstance want to in bank loans is difficult。”

　　“郭家富投资房地产的时机选得很不好，正好遇到欧美债务危机引发的局部金融风波，同时国内还在进行地产调控，银行对于地产项目放贷非常严格，而郭家富本身又没有运作地产的经验，估计他所申请贷款的银行考虑到了这些因素，不愿意贷款给他。”

“GuoGuFu when investing in real estate JiXuan well，Just meet debt crisis caused by the Europe and America local financial storm，While domestic is in real estate regulation，Bank lending to real estate projects is very strict，And GuoGuFu itself and not run the experience of the real estate，He estimates that apply for loans to Banks to consider these factors，Not willing to loan to him。”

　　重庆晨报记者 刘笑嫣

Chongqing morning paper reporter LiuXiaoYan