经深圳市住房公积金管理委员会批准，《深圳市住房公积金贷款管理暂行规定》（征求意见稿）于7月17日开始征求公众意见。对此，英大证券研究所所长李大霄在其官方微博表示，深圳职工终于盼来了公积金贷款。这意味着，刚需购房人贷款成本将大幅降低，市场预期这会进一步刺激刚需入市，对深圳楼市成交及价格形成正面作用。

By shenzhen housing accumulation fund management committee for approval，《Shenzhen housing accumulation fund loan to the provisional regulations》（Draft version of the）On July 17, began to ask for public opinion。this，The big securities research institute LiDaXiao in its official micro bo said，Shenzhen worker finally look forward to accumulation fund loan。This means that，Just need the person that buy a house loan costs will be greatly reduced，Market expectations this will further stimulate just need to market，Shenzhen property market to clinch a deal price formation and positive role。

　　深圳市住房公积金管理中心相关负责人16日表示，公积金贷款将重点支持职工购买保障性住房和首套普通商品住房，兼顾职工的其他购房需求，该项业务将在今年推出。

Shenzhen housing accumulation fund management center responsible 16 said，Accumulation fund loan will be key support the worker buys affordable housing and the first set of common commodity housing，Give consideration to the worker's other pent-up demand，The business will be launched this year。

　　上述负责人表示，作为住房公积金的重要组成部分，贷款是住房公积金缴存职工能享受的最大政策优惠。假定购房时申请50万元的住房公积金贷款，还款期为30年，如果采用等额本息方式还款，按目前的贷款基准利率计算，住房公积金贷款将比商业贷款少支付至少23万元的利息。

The chief said，As an important part of the housing accumulation fund，Loan is housing accumulation fund capture puts worker can enjoy preferential policies of the biggest。Assume that when buying a $500000 for loan of housing accumulation fund，For 30 years insults，If the way for principal and interest payments，According to the current benchmark lending rate computation，Housing accumulation fund loan will be less than commercial loan to pay at least $230000 to interest rates。

　　李大霄在微博点评说：“深圳公积金贷款启程最高80万有望刺激刚需入市：深圳职工终于盼来了公积金贷款。在深圳缴纳公积金的职工个人申请贷款最高达50万元，家庭申请最高可达80万元。这意味着，刚需购房人贷款成本将大幅降低，市场预期这会进一步刺激刚需入市，对深圳楼市成交及价格形成正面作用。利好。”

LiDaXiao in micro bo comment on said：“Shenzhen accumulation fund loan departure maximum 800000 is expected to stimulate just need to market：Shenzhen worker finally look forward to accumulation fund loan。In shenzhen of worker individual pay accumulation fund loan application for up to 500000 yuan，The family can be as high as 800000 yuan for。This means that，Just need the person that buy a house loan costs will be greatly reduced，Market expectations this will further stimulate just need to market，Shenzhen property market to clinch a deal price formation and positive role。good。”

　　（《证券时报》快讯中心）

（《Securities times》Dispatch center）