本报讯（记者 张咏）由于近期房产交易量上升，部分地区房产价格企稳，多家典当行悄然提高了房产折当率或是房屋评估价。

Report from our correspondent（Reporter 张咏）With the recent housing volume up，House prices in parts of stabilising，Several pawn quietly raised property fold when rate or housing nanjing-shanghai motorway。

　　受房产调控政策的影响，为控制风险，典当行折当率一直维持在最低60%左右，但今年5月开始，房产交易量开始增多，部分地区房价下跌趋势不明显，房价短期内下降风险减小，多家典当行上调了房产典当折当率。华夏典当行最高已提至评估价的70%。

The influence of house property regulation by the policy，The risk for control，Pawnbrokers do fold when rate has remained at a minimum 60% or so，But starting in May this year，Real estate volume started to increase，Parts of the house prices falling trend is not obvious，House prices in the short term decline risk reduction，Several pawn raised real estate hock fold when rates。Chinese pawn have been proposed to the highest 70% of nanjing-shanghai motorway。

　　华夏典当行房产业务部经理彭涛表示，目前折当率上调的房屋主要是针对四环以内，面积在90平方米至120平方米之间的户型，建筑年代在1990年以后的住宅。而通州、大兴等这种远郊的房屋，典当折当率仍在60%-65%之间；若是写字楼或是别墅这种使用用途为商用或是面积过大的住宅，折当率则在55%-60%之间。

China real estate sales department manager pawnshop PengTao said，Now when the houses of raised the rate of discount is mainly for less than four，In the area of 90 square meters to 120 square meters of door model between，Building after 1990 s house。And tongzhou、And the houses of the country's this，Discount rate is still in pawn when between 60% and 65%；If office buildings or villa that such use USES for the commercial or residential area is too big，Fold when rates are in between 55% and 60%。

　　折当率上调之后，对客户来说，拿到的典当资金也会相应增多。比如一套东三环附近、105平方米的住宅，评估价值为400万元左右，折当率在60%的情况下，最高可拿240万元的当金，而折当率提升至70%以后，则可拿到280万元的当金，较之前增加了40万元。

Discount rate after when raised，As for clients，The fund will also get pawn corresponding increase。Such as a section of the nearby、105 square meters of housing，Evaluation value of 4 million yuan，Fold when rate in 60% of cases，Highest can take 2.4 million yuan when gold，And fold when rate up to 70% after，It can get the 2.8 million yuan when gold，400000 yuan more than before。

　　除了上调房产折当率外，有些典当行则直接提高了房屋评估价。宝瑞通典当行房地产经营中心执行官徐云鹏表示，近期五环以内的房产评估价普遍提升了5%-10%。“房产典当主要是解决中小企业融资难题，经济形势好，房产典当行情也升温。”

In addition to raise property fold when the rate，Some pawn is directly improve the building of nanjing-shanghai motorway。The treasure red pawnshop real estate management center executive XuYunPeng said，The rings of house property within recent nanjing-shanghai motorway generally promote 5%-10%。“Real estate hock main is small and medium enterprise financing problems to solve，Economic situation good，Real estate hock price has also to heat up。”