23日，郑州住房公积金管理中心发出通知，2012年郑州住房公积金贷款贴息即将启动，符合条件的家庭，8月1日至31日可到住房公积金大厦申报，另外，上街区、各县(市)职工到上街分中心或各县(市)管理部进行申报。咨询电话为67172183。

23，Zhengzhou housing accumulation fund management center issued a notice，In 2012, zhengzhou loan of housing accumulation fund to pay interest in the start，Meet the conditions of the family，August 1, to 31 to housing accumulation fund building to declare，In addition，ShangJieOu、counties(city)Worker to street branch or counties(city)In its filing management department。Call for 67172183。

　　申请条件：符合4条件可申请贴息

Application condition：Accord with four conditions can apply for interest

　　通知称，在郑州住房公积金管理中心及所属上街分中心、各县(市)管理部正常缴存住房公积金，且已办理个人住房公积金贷款的职工，同时符合下列4个条件的可申请贷款贴息：一是申请人连续正常缴存住房公积金两年以上；二是申请人贷款所购房产面积小于90平方米(含90平方米)，且家庭只有一套住房；三是申请人按贷款合同约定正常还款一年以上，尚未结清贷款，无违约记录；四是申请人上年家庭实际收入(已婚申请人取夫妻收入平均值、未婚申请人按单方收入核定)低于当地上年城镇居民人均可支配收入标准：郑州市区和上街区为22477元(月均1873元)，六县(市)为17889元(月均1491元)，或者申请人(或配偶)患有尿毒症等9种重大疾病之一。

Notice said，In zhengzhou housing accumulation fund management center and the street branch、counties(city)Management department normal capture puts housing accumulation fund，And already dealt with loan of individual housing accumulation fund of the worker，And meet the following four conditions may apply for loan discount：One is the applicant for normal capture puts housing accumulation fund more than two years；2 it is the applicant loan buys a room to production area is less than 90 square meters(Including 90 square meters)，And the family have only a housing；Three of the loan contract according to normal reimbursement over a year，Have not settle loans，No default record；Four is the family real income last year(Married couples take the average income、The income for approval according to the unmarried unilaterally)Last year is lower than the local urban per capita disposable income standards：Zhengzhou city and ShangJieOu for 22477 yuan(The average monthly 1873 yuan)，Six county(city)For $17889(The average monthly 1491 yuan)，Or the applicant(Or spouse)With uremia 9 types of one of major disease。

　　贴息标准：单笔最高贴息4000元

Discount standards：The highest discount single pen 4000 yuan

　　据介绍，2012年贷款贴息的计发标准为：借款人本人单方连续正常缴存住房公积金的，按上年偿还住房公积金贷款利息额的40%计发；借款人及配偶均连续正常缴存住房公积金的，按上年偿还住房公积金贷款利息额的60%计发。单笔贷款最高贴息限额为4000元。

According to introducing，2012 years of plan hair standard loan discount for：The borrower I unilaterally continuous normal capture puts housing accumulation fund，According to repay the loan of housing accumulation fund last year 40% of the LiXiE plan hair；The borrower and spouses are continuous normal capture puts housing accumulation fund，According to repay the loan of housing accumulation fund last year 60% of the LiXiE plan hair。The highest discount single loan limit is 4000 yuan。

　　办理程序：8月1日至31日申请

procedure：August 1, to 31 application

　　郑州住房公积金管理中心信贷处处长陈建功介绍，今年公积金贷款贴息的申请时间提前了1个月， 8月1日~31日为申请时间。市区职工填写《郑州住房公积金贷款贴息申请表》并持相应材料到百花路46号附8号住房公积金大厦3019室申报，上街区、各县(市)职工到上街分中心或各县(市)管理部申报。

Zhengzhou housing accumulation fund management center XinDaiChu director Chen jiangong introduced，Accumulation fund loan discount this year ahead of time for one month， August 1,-31, time for application。Urban worker fill in《Zhengzhou housing accumulation fund loan discount for application form》And the corresponding materials to flowers, 46 road with 8 housing accumulation fund, room 3019, building declare，ShangJieOu、counties(city)Worker to street branch or counties(city)Management department to declare。

　　该中心9月1日~30日对申报家庭提供的贷款贴息材料逐项审查，符合条件的出具《郑州住房公积金贷款贴息审批表》，经中心审核后报住房公积金管委会审批。10月8日~31日为公示、发放时间。

The center on September 1 ~ 30, declare the family to provide loan discount material review item by item，Meet the conditions of the issue《Zhengzhou housing accumulation fund loan discount the verification》，After the approval by the center for housing accumulation fund committee for examination and approval。October 8 ~ 31 for the public、Release time。