今年上半年，上海住房公积金共发放共有产权保障房个贷27.44亿元；共有产权保障房（经适房）个贷所占比例大幅提高至17.7%，创下新高，1.1万个共有产权保障房申购家庭成功获得公积金个贷，约占全市购买共有产权保障房家庭总户数的55%。

In the first half of this year，Shanghai housing accumulation fund of the property right safeguard room were issued GeDai 2.744 billion yuan；There are the property right safeguard room（The appropriate room）GeDai percentage increase from 17.7% to，Hit a record high，11000 mutual property security room explain buy domestic successful GeDai accumulation fund，In the city of property rights to buy accounts for about 55% of the ZongHuShu family guarantee room。

　　昨日，上海市公积金管理中心发布了《上海市住房公积金运行分析报告（2012年上半年）》（以下简称《报告》），2012年上半年，上海住房公积金运行继续保持平稳、健康的态势。归集额、缴存人数、提取额等指标平稳增长，个贷量企稳回升。

yesterday，Shanghai accumulation fund management center issued《Shanghai housing accumulation fund operation analysis report（In the first half of 2012）》（Hereinafter referred to as《report》），In the first half of 2012，Shanghai housing accumulation fund to keep running smoothly、Healthy situation。GuiJiE、Capture puts the number、Frontal index extraction steady growth，GeDai quantity stabilising picks up。

个贷发放：逐月回升 GeDai release：Rebounded from month to month

　　《报告》指出，自2010年4月国家进一步加强对房地产市场宏观调控以来，受政策影响，房地产交易量和个贷规模日趋回落，处于低位运行状态。2011年住房公积金月度个贷发放额大致保持在22亿元的水平。

《report》Points out that，Since April 2010 countries to further strengthen the real estate market since the macroeconomic regulation，Influence by policy，Real estate GeDai scale volume and increasingly fall back，Low status。2011 housing accumulation fund GeDai issued monthly amount up to 2.2 billion yuan of roughly level。

　　今年上半年，在住房刚性需求和相对宽松的货币政策的双重推动下，上海住房成交量有所回升，公积金个贷相应企稳回升。2月份发放个贷17.71亿元，3月份发放23.88亿元，4月份发放29.08亿元，5月份发放31.92亿元，6月份发放33.94亿元，月度个贷发放额逐月回升。

In the first half of this year，In housing demand and relatively rigid loose monetary policy under the double push，Shanghai house turnover bounced，Accumulation fund GeDai corresponding stabilising picks up。February GeDai issued 1.771 billion yuan，March sent 2.388 billion yuan，Issue 2.908 billion yuan in April，Issue 3.192 billion yuan in May，Issued in June 3.394 billion yuan，Monthly GeDai issued amount back from month to month。

　　在上半年的公积金个贷发放额中，共有产权保障房个贷占比大幅提高。本市自2010年开展公积金共有产权房个贷试点，2010年和2011年分别发放了共有产权保障房个贷1.92亿元和3.18亿元，分别占当年发放的公积金个贷的0.6%和1.2%。今年上半年，共发放公积金共有产权保障房个贷27.44亿元，占上半年个贷发放总量的17.7%，创下新高。

In the first half of the year GeDai release in the frontal accumulation fund，There are the property right safeguard room GeDai than increase of。This city since the 2010 years of property right GeDai pilot in accumulation fund，In 2010 and 2011 respectively issued were property security room GeDai 192 million yuan and 318 million yuan，The issue of accumulation fund that accounted for 0.6% and 1.2% of the GeDai。In the first half of this year，Altogether there were property rights issue accumulation fund safeguard room GeDai 2.744 billion yuan，GeDai release in the first half of 17.7% of the total，Hit a record high。

　　据分析，今年上半年共有产权保障房个贷量增加的原因主要有两方面：一是各区加大了共有产权保障房的供应，签约量大幅增加；二是市公积金中心通过采用“集中预约，分散受理”和“集中预约，集中受理”的模式，提高了放款效率。

According to the analysis，In the first half of this year were the property right safeguard room GeDai increased mainly because there are two aspects：One is attached to increase the security of property rights in the room of the supply，Signing is greatly increased；2 it is city accumulation fund center by using“Concentrated appointment，Scattered accept”and“Concentrated appointment，Concentrated accept”mode，Improve the efficiency of the loan。

销户：劳动力迁出增多 Sell a door：Labor from increased

　　《报告》指出，今年1-6月，本市住房公积金销户类提取33.06亿元，同比增长26.91%，增幅为近五年的新高。销户类提取中主要包括两大部分：离退休提取；非沪籍职工劳动关系迁出本市所引起的提取，这两类占销户提取的比例超过90%。

《report》Points out that，The first 6 months of this year，This city housing accumulation fund sell a door are extracted 3.306 billion yuan，Year-on-year growth of 26.91%，Growth for nearly five years of high。Sell a door in the extraction of mainly includes two parts：Retired extraction；The Shanghai nationality worker labor relations from the city of the cause of extraction，The two types of accounts for sell a door extraction of more than 90%。

　　今年上半年，离退休提取金额所占比重为81%，比2008年同期下降了约9%；非沪籍职工劳动关系迁出本市提取金额所占比重为9%，比2008年同期上升了约5%。

In the first half of this year，Retired extract amount, at 81%，Than the same period in 2008, down about 9%；The Shanghai nationality worker labor relations from the city extract amount, at 9%，More than 2008 in the same period rose by about 5%。

　　报告指出，“离退休提取受人口年龄结构等自然因素影响，提取人数相对平稳；非沪籍职工缴存公积金后因劳动关系迁离本市而发生的提取量增加。”

The report points out that，“Retired by the population age structure extracting natural factors influence，Extraction population relative stable；The Shanghai nationality worker capture puts accumulation fund for labor relations after downpours and the extraction of this city happen increased。”

缴存：郊区成新增长点 Capture puts：A new growth point suburbs

　　《报告》还显示，上半年，归集额、缴存人数较快增长。今年1-6月住房公积金归集额同比增长19.19%，缴存人数同比增长11.38%。1-6月住房公积金职工开户数为29.12万人，同比增长21.9%。其中，崇明、金山、青浦、奉贤、松江、嘉定等市郊各区近两年的职工开户数平均增长42.8%，成为住房公积金缴存人数新的增长点。

《report》Also shows that the，In the first half，GuiJiE、Capture puts the number growing rapidly。The first 6 months of this year housing accumulation fund GuiJiE year-on-year growth of 19.19%，The number of capture puts a year-on-year increase of 11.38%。1-June worker housing accumulation fund accounts for 291200 people，Year-on-year growth of 21.9%。Among them，chongming、jinshan、qingpu、fengxian、songjiang、Suburban district of jiading, nearly two years worker accounts grew by an average 42.8%，As the number of housing accumulation fund capture puts new growth point。