新报讯【记者 安元 通讯员 王灵萍】近期，不少读者关注公积金贷款的贷款方式和外地人能否贷款等问题。本报也为此特别咨询了本市公积金管理中心负责人。

New Chinese press-【Reporter Ann yuan WangLingPing correspondent】recent，Many readers attention accumulation fund loan way of loan and outsiders can loan, etc。This also for this special counseling in the city of accumulation fund management center。

　　“我想在和平区买二手房，住房公积金贷款能办理抵押担保贷款吗？需要多长时间？”读者询问。相关负责人表示：“在本市行政区域内购买私产住房办理公积金贷款，只能采用保证担保或质押担保方式。自承办银行受理借款人申请至贷款发放，只需要8个工作日。”

“I want to buy secondhand room in heping district，Loan of housing accumulation fund can deal with mortgage loan？Need how long？”Readers ask。Officials say：“In the administrative areas of this municipality for housing accumulation fund loan to buy private property，Use only assures to assure or the pledged collateral way。Since the bank accepts the borrower application to loans，Only need eight working days。”

　　此外，还有在津务工的外地读者咨询：“本人是河北户口，在天津缴纳住房公积金，是否可以使用住房公积金进行贷款买房？”本市住房公积金管理中心负责人回复：“只要在天津缴存公积金，且符合申请公积金贷款的条件，在本市买房就可申请公积金贷款。需要提醒的是，申请前必须连续逐月缴存住房公积金满1年且所在单位不存在欠缴的情况。”

In addition，And the foreign workers in tianjin readers consultation：“I am hebei registered permanent residence，In tianjin pay housing accumulation fund，Whether can use housing accumulation fund loan to buy a house？”This city housing accumulation fund management center director reply：“As long as in the tianjin capture puts accumulation fund，And meet the application of accumulation fund loan conditions，In this city can apply for accumulation fund loan to buy a house。What need reminds is，Application must be continuous before month after month capture puts housing accumulation fund is full 1 year and place unit capture does not exist。”

　　天津市住房公积金管理中心咨询方式：

Tianjin housing accumulation fund management center consulting way：

　　咨询热线：96266

hotline：96266

　　官方网站：www.zfgjj.cn或www.housefund.cn

Official website：www.zfgjj.cn or www.housefund.cn