南京“321”计划打起限购擦边球 公积金支持保障房建设引质疑 HOUSE365摄 nanjing“321”Plan 限购 playing outside accumulation fund support security room construction lead question HOUSE365 perturbation本站消息 This news

　　7月23日下午《南京市政府关于进一步扩大内需拉动消费的若干意见》（以下简称《意见》）的新闻发布会，重点提及了2012年南京将着重在房地产消费为首的六大消费上加大政策性投入。其中一项“加大公积金政策对首次购房和保障房的支持力度”实施意见，被业内外认为“南京市政府也开始对房地产市场蠢蠢欲动”，有松绑之嫌。

July 23 afternoon《Nanjing government on further expanding domestic demand consumption of some Suggestions》（Hereinafter referred to as《opinion》）News conference，Key references the 2012 nanjing will focus on real estate consumption in led six consumption increased the policy investment。one“Increasing accumulation fund to purchase and security policy for the first time in the room of the support”Implementation opinion，Was followed think“Nanjing municipal government have also started to move the real estate market”，Have loosed too。

公积金首套房贷最低首付2成 可贷额度暂不提高 The first set of housing accumulation fund loan down minimum 2 into temporary does not raise the amount

　　2012年，房地产消费将依然是南京市扩大内需、拉动消费的主力产业之一。南京市公积金将加大对中低收入户、住房困难群众的安居保障力度。 7月起南京执行新的公积金缴存基数标准 下限上调15.79%

2012 years，Real estate consumption will remain in nanjing expanding domestic demand、The main consumption industries。Nanjing accumulation fund will increase to low-income families in、The housing difficulties of live security efforts。 July nanjing implement new accumulation fund capture base standard floor increased 15.79%

　　如何具体实施优先支持首套房贷？南京市住房公积金管理中心副主任陆世平表示，“就是"保一、控二、禁三"，保证首套房贷款，控制二套房贷款，禁止三套级以上购房贷款。”

How to implement the first set of priority support mortgage？Nanjing housing accumulation fund management center, deputy director of the LiuShiPing said，“is"Made an、Charged with two、Ban three"，Ensure that the first suite loans，Control two suites loans，Prohibits three sets of class above purchase loans。”

　　同时，陆世平明确表示，首套商品房纯公积金贷款最低首付为2成。也就是说，如果购房者的住房公积金可贷额度在总房款额的80%以上，将不需要按照首套房首付不少于3成的标准来执行。目前公积金贷款首付2成在南京已经有成功办理的案例。

At the same time，LiuShiPing make it clear，The first set of commercial housing accumulation fund loan down for the lowest pure 2 into。That is，If the person that buy a house of housing accumulation fund loan amount in more than 80% of the total room amount，Will not need according to the first corner suite of not less than three into criteria。At present accumulation fund loan down 2 has been successful in nanjing to deal with cases。

　　不过，对于今年南京市公积金是否有可能提高最高个人30万元、夫妻60万元的可贷额度的疑问，陆世平没有给出肯定回复。

but，Nanjing accumulation fund for this year if it is possible to improve the highest personal 300000 yuan、Husband and wife of the $600000 loan limit of doubt，LiuShiPing gave no sure reply。

“321”人才可享受“不限购”待遇 “321”Talents can enjoy“Don't 限购”treatment

　　“南京将积极支持人才住房消费，入选"321"计划的人才，正常缴纳公积金的可优先享受公积金贷款；首次购买自住商品住房，视同南京户籍，并可按五年内个人所得税以下留成部分，给予购房补贴。” 快讯：南京市公积金支持购买首套房 “321”人才将不限购

“Nanjing will actively support personnel housing consumption，in"321"Plan talent，Normal pay accumulation fund can enjoy the priority of accumulation fund loan；First purchased from live commodity housing，Inspect nanjing census register，And according to five years under the individual income tax of the retained portion，Subsidies to buy。” express：Nanjing accumulation fund support to buy the first suite “321”The talented person will not 限购

　　早在2011年8月，南京市就亮出过“321”计划的揽才大手笔。根据该计划，2015年之前，南京市要引进3000名领军型科技创业人才，培养200名科技创业家，集聚100名国家“千人计划”创业人才。在这一计划中，明确提出这批人才在宁购房将享受“首次购房不限购”的优惠政策。该计划一度被质疑，南京将以什么样的实际行动留住人才，不沦为人才的“原油输出地”？

In early August 2011，Nanjing will flash“321”The spending plan to embrace。According to the plan，Before 2015，Nanjing to introduce 3000 t& c technology incubation talents，Training 200 science and technology entrepreneurs，Gather 100 countries“One thousand people plan”Entrepreneurial talent。In this plan，Clearly put this batch of talent in better purchase will enjoy“Purchase 限购 not for the first time”Preferential policies of the。The plan had been questioned，Nanjing will be what kind of practical action to keep talents，Not be a talented person“Crude oil output”？

　　7月23日公布的《意见》中，南京市首次对外正式公布了“321”人才计划的相关规定，同时公布了实施细则。在宁科技创业型人才将免受“限购”之困，只要正常缴纳公积金，就可以买房及享受优惠贷款政策！

July 23, published《opinion》in，Nanjing foreign officially released for the first time“321”Talent plan policy，Also release the detailed rules for the implementation of the。In better technology entrepreneurship will from“限购”Of trapped，As long as normal pay accumulation fund，Can buy a house and enjoy preferential loans policy！

　　在继佛山、芜湖、成都、珠海先后出台的“松限”政策一一死于襁褓中后，南京“321”人才计划再度打起“限购”擦边球，不得不引起人的无限遐想。

Foshan in the、wuhu、chengdu、Zhuhai have issued“Loose limit”A death in swaddling in policy，nanjing“321”Talent plan up again“限购”outside，Have to cause people to the infinite daydream。

　　此外，政府对于“321”计划人才给出的“按五年内个人所得税以下留成部分给予购房补贴”优惠政策，也引来网友对于今年是否会出台购房补贴政策，以刺激刚需入市的疑问。对此，政府相关工作人员则表示，“没有得到任何消息，南京将会严格执行国家相关房地产政策。”

In addition，The government“321”Plans are talents“According to five years under the individual income tax of the retained portion to purchase subsidies”Preferential policies，Drew a net friend whether this year comes to purchase subsidy policy，To stimulate just need to doubt that the entry。this，Government officials said it，“Haven't got any news，Nanjing will be strictly implements national relevant estate policies。”

　　“公积金新政仅是让3000多外地户籍者提前一年具备买房资格和使用公积金贷款，影响面狭窄，无特殊扶持，作用仅限于消费提前。”南京房地产开发建设促进会秘书长张辉认为，“加大公积金对首套房扶持力度，公积金的使命本来就是如此，这属于导向性意见，后续看有什么实质性政策出台。”

“Accumulation fund New Deal is only let more than 3000 the nonlocal census register a year early have qualifications and use accumulation fund loan to buy a house，Influence surface.the narrow，No special support，Role is limited to consumption in advance。”Nanjing real estate development and construction promotion association secretary-general merchant tc think，“To increase accumulation fund first suite the support strength，The mission of accumulation fund had been founded，This belongs to the guidance opinion，The follow-up and see what substantive policies。”

10-20亿公积金支持保障房建设引质疑 10-2 billion accumulation fund support security room construction lead questioned

　　保障房体系是政府解决城市中下等偏低收入住房困难家庭、新就业人员和外来务工人员住房困难的保障模式，同时也希望以此来达到一定控制房价的目的。 南京10亿公积金建设公租房分配标准如何界定？

Security room system is the government to solve the low income housing difficulties ZhongXiaDeng city family、New employment personnel and migrant workers housing difficult security model，At the same time also hope so as to achieve the purpose of house prices must control。 Nanjing 1 billion accumulation fund construction and how to define the standard of distribution rent？

　　南京市住房公积金管理中心表示，将于年底前发放10-20亿元住房公积金贷款支持保障房建设。本是好意，但此举一经公布便引来议论纷纷。“用公积金建设保障房是对公积金缴纳者的利益侵占，公积金为政府所用帮助开发商建设保障房，显然超出了其本来的使用范围。”

Nanjing housing accumulation fund management center said，By the end of the year will be issued 10-2 billion yuan housing accumulation fund loan support security room construction。This is good，But the move has announced he is talking。“With accumulation fund construction guarantee room is the interests of those who pay for accumulation fund occupation，Accumulation fund for government help developers ensure room used construction，Is clearly out of its original scope of application。”

　　另外，也有声音表示，“公积金援建保障房是一种责任转移。保障房建设是民生工程，是政府的一项责任。而使用公积金支持保障房建设，无疑将损害广大中低阶层收入者的利益。”

In addition，And a voice said，“Accumulation fund rebuilding security room is a responsibility transfer。Security room construction project is the people's livelihood，Is one of the government responsibility。And the use of accumulation fund support security room construction，Undoubtedly undermined the lower-middle class the interests of the people。”

　　对此，南京市住房公积金管理中心相关负责人并没有给予答复。365地产家居网工作人员采访了南京工业大学天诚不动产研究所副所长吴翔华，他认为，“公积金存在的主要意义是帮助更多的人完成住房的梦想，是以沉淀的公积金来支持保障房建设，所有缴纳公积金的市民，在需要时都能正常使用自己的公积金贷款，因此不存在补贴。保障房建设是要吸引民间资本的，但是这个投资回报需要更完善。政府的主要职责就是帮助中低收入的群体来实现住房梦想。”

this，Nanjing housing accumulation fund management center and the relevant person in charge of not to respond。365 real estate home JuWang workers interviewed nanjing industry university day sincere real estate, deputy director of institute WuXiangHua，He thinks，“Accumulation fund are the main meaning is to help more people completed housing dream，Is the accumulation fund to support security precipitation room construction，All pay accumulation fund to the citizens，When in need can use his normal accumulation fund loan，So that there is no subsidies。Security room construction is to attract private capital，But the return on investment need more perfect。The government's primary responsibility is to help low-income groups to realize the dream of housing。”

新政有利于南京人才战略推进 New Deal to nanjing talent strategy propulsion

　　今年，南京市将顺应一站式消费趋势，大力推进城市综合体建设，特别是旅游综合体建设。加快推动新街口、鼓楼、湖南路传统商圈功能业态提升，着力完善河西新城、南部新城、浦口新城、下关滨江、仙林、江宁科技城等新城区商贸流通设施和功能配置。 江北又现“夜光盘” 邻居楼盘只恨“工程进度跟不上”

This year，Nanjing will comply with one-stop consumption trend，Vigorously promote urban complex construction，Especially in tourist complex construction。Promote new street、gulou、Traditional business circle function formats hunan road ascension，We will improve the hexi new city、Southern new town、Pu mouth new town、Express binjiang、xianlin、The new city, jiangning technology business trade circulation facilities and functional configuration。 Jiangbei again now“Night CD” Neighbor building only hate“The progress of the projects can't keep up”

　　同时，带动江北发展的过江通道、地铁，以及多条城市快速通道等交通建设也被重点提出。预计到2014年青奥会之前，在建的地铁3号线、6号线、10号线、11号线一期以及纬三路过江隧道将全面通车使用。

At the same time，Drive the development of jiangbei across the channel、subway，And more urban rapid channels, etc by the key transport construction also put forward。Expected to reach 2014 young committee before，The metro line 3 under construction、Line no. 6,、Line 10、11 a line of weft and three road will open to traffic tunnel across the comprehensive use。

　　南京市房地产开发建设促进会秘书长张辉认为，本次南京市出台的政策综合来看，透露出房地产发展的两个方向：一是依托产业升级和功能板块的复合型地产，如科技地产、文化地产、商业地产、工业地产、物流地产、旅游休闲地产等；二是绿色、环保、低碳、新技术、新材料应用的科技地产。“对于房地产企业发展战略调整具有重大的指导性作用。”

Nanjing real estate development and construction promotion association secretary-general merchant tc think，The nanjing policy comprehensive and see，Show real estate development directions：A is relying on the upgrade of industry and function of the plate compound of real estate，Such as science and technology real estate、Cultural property、Commercial real estate、Industrial real estate、Logistics estate、Leisure travel real estate and so on；2 it is green、Environmental protection、Low carbon、New technology、Application of new material science and technology of real estate。“For real estate development strategic adjustment has important guiding role。”

　　有专家认为，这次出台的政策并无救市的嫌疑。把“321”人才排除在限购人群之外，除了可以实现扩大内需、拉动消费外，这也有利于整个南京市人才队伍的建设，一定程度上为南京市的人才战略作了基础保障，对于南京市的长远发展具有重要意义。（365地产家居网 李琳滢）

Some experts think the，This policy and no help city suspicion。the“321”Talent out of the 限购 outside the crowd，In addition to realize the expansion of domestic demand、Consumption outside，This also is helpful for the construction of the nanjing talent team，To some degree of nanjing city talent strategy for basic guarantee，For the long-term development of nanjing has important significance。（365 real estate home JuWang LiLinYing）