7月11日从自治区住房和城乡建设厅住房公积金监管处了解到，根据国家住房和城乡建设部下发的通知规定，我区从7月6日起调整个人住房公积金存贷款利率。五年期以下(含五年)个人住房公积金贷款利率由4.2%调整为4.0%，五年期以上从4.7%调整为4.5%。这也是继今年6月8日下调后，个人住房公积金贷款利率今年内第二次下调。

July 11, from autonomous regions of housing and rural construction hall housing accumulation fund supervision place to understand，According to the national housing and rural construction issued the notice of the regulations，From our July 6, adjust the individual housing accumulation fund loan rate。Below five-year(Contains five years)Personal housing accumulation fund loan interest rate from 4.2% to 4.0% adjustment，Five-year changed from 4.7% to more than 4.5%。This is the June 8, after the cut，Personal housing accumulation fund loan interest rate in the second cut this year。

　　今年6月8日，我区住房公积金贷款利率年内第一次下调，五年期以下(含五年)贷款利率由4.45%调整为4.2%，五年期以上从4.9%调整为4.7%。7月6日进行了第二次下调。此次调整规定，从今年7月6日起，上年结转的个人住房公积金存款利率由2.85%调整为2.6%。当年归集的个人住房公积金存款利率由0.4%调整为0.35%。这对使用住房公积金贷款购房的居民来说是一个好消息。以20年期20万元公积金贷款为例，经过两次利率调整后，调整前职工每月需还本付息1308.89元，调整后每月则需还本付息1265.3元，每月少支出43.59元。目前，我区各市住房公积金管理中心已全面开始执行新的住房公积金存贷款利率。

June 8,，Our housing accumulation fund loan interest rates for the first time in fall，Below five-year(Contains five years)The loan interest rate from 4.45% to 4.2% adjustment，Five-year changed from 4.9% to more than 4.7%。On 6 July, cut for the second time。The adjustment provisions，From this year on July 6，Last year the anc individual housing accumulation fund deposit interest rate from 2.85% to 2.6% adjustment。When the deal individual housing accumulation fund deposit interest rate from 0.4% to 0.35% adjustment。The use of housing accumulation fund loan buys a house for residents is a good news。With 20 years period 200000 yuan of accumulation fund loan for example，After two interest rate adjustment，A month before the adjustment to worker servicing 1308.89 yuan，A month after adjustment is needed servicing 1265.3 yuan，Less spending $43.59 a month。At present，The cities of our housing accumulation fund management center has a comprehensive begin to carry out the new housing accumulation fund loan rate。