中新网太原8月2日电(范丽芳 通讯员乔迎新)2日，山西省太原市房产管理局举办房产抵押登记业务新闻发布会。记者从会上获悉，1月到6月份，该局通过房产抵押登记业务，协助企业融资50亿元人民币，预计年底达到100亿元。

Beijing August 2, taiyuan(FanLiFang QiaoYingXin correspondent)2 days，Real estate administration in taiyuan, Shanxi Province held a mortgage registration business news conference。The reporter learns from the meeting，From January to June，The real estate mortgage registration by business，Assist enterprise financing is 5 billion yuan RMB，By the end of the year is expected to reach 10 billion yuan。

　　房产抵押是房产交易的重要组成内容，个人可通过房产抵押贷款圆“住房梦”；单位则可获得企业急需的经营、发展资金。

Housing mortgage is an important content of the house property transactions，Individual through the mortgages round“ZhuFangMeng”；Units are attained enterprises in business、Development fund。

　　太原房产抵押登记工作始于上世纪90年代，随着社会发展，办理抵押登记的数量、贷款金额也在逐年攀升。太原市房管局提供的数据显示，2010年，该局通过办理各类抵押登记业务，贷款金额为30亿元；2011年为40亿元；2012年上半年突破50亿。

Taiyuan housing mortgage registration work began in the 1990 s，With the development of society，To deal with guaranty to register number、Loan amount up year by year。Taiyuan city to provide the data show room canal，2010 years，The mortgage registration by dealing with various business，The loan amount for 3 billion yuan；2011 for 4 billion yuan；In the first half of 2012 break through 5 billion。

　　为推动招商引资和项目落地，2012年，太原市房管局将原来的抵押登记的10种业务，增加到25种，新增了在建工程抵押权登记、抵押反担保登记、以购销协议为主债权合同的房屋抵押权登记等。

To promote investment promotion and project be born，2012 years，Taiyuan city will be the original mortgage registration room canal of 10 kinds of business，Increased to 25 kinds of，By registering the mortgage of the project under construction、Mortgage counter guarantee registration、The sales agreement to give priority to creditor's rights shall be registered with the houses of the contract。

　　据太原市房管局不完全统计，近几年来，太原两成以上的新建商品房开发通过抵押贷款方式实现；2011年，该市成交的24366件商品房买卖中，以按揭贷款方式购买的占到16%。

According to not complete count room canal in taiyuan city，In recent years，Taiyuan more than twenty percent of the new commodity housing development through the mortgage means；2011 years，The city of commodity house business clinch a deal 24366 pieces，Mortgage loan to purchase the accounted for 16%。

　　太原市房管局局长王静恩称，下一步该局将积极推动小额贷款公司房产抵押工作，“小额贷款公司有较强的市场需求，但都没有相关许可证。下一步，我们准备与相关部门进行协调，推动该项工作。到2012年底，通过各种途径使融资突破100亿元，力争达到150亿元。”

Taiyuan city, director of room canal WangJingEn says，The next step will actively promote the small loans to the mortgage company，“Microfinance company has the strong market demand，But have no relevant licence。The next step，We are ready to coordinate with relevant departments，Promote the work。By the end of 2012，Through the various ways to make financing exceeding 10 billion RMB yuan，Strive to reach 15 billion yuan。”