国务院派出8个督查组，于本周起对全国16省市贯彻落实国务院房地产市场调控政策措施情况开展专项督查。虽然是房地产市场规模较小的三线城市，江门也受到特别关注，成为督查组继广州、深圳后在广东调研的第三站。南都记者昨日获悉，国务院督查组将于今日抵达江门。

The state council DuZhaZu sent 8 a，Start from this week to the national 16 provinces and cities to implement the real estate market regulation policy measures under the state council to launch special superintendent himself。Although it is real estate market smaller three line city，Jiangmen also is special attention，Be DuZhaZu following the guangzhou、After the research of the guangdong province shenzhen in the third stop。SMW reporter learns yesterday，The state council DuZhaZu today expected to arrive in jiangmen。

　　

江门是个调控“好典型” Jiangmen is a regulation“Good typical”

　　此次行动是国务院15个月来第二次就落实房地产调控政策开展专项督查，督查的16省市包括北京、上海、广东、浙江、江苏、山东等沿海及发达省市。8个督查组均由副部级官员带队，成员则来自发改、国土、住建、财政、银监、央行等部委。

The move is 15 months under the state council to the second time implement control policy carry out special real estate superintendent himself，16 provinces and cities including Beijing superintendent himself、Shanghai、guangdong、zhejiang、jiangsu、Shandong and other coastal and developed provinces and cities。8 DuZhaZu all by deputy ministry class when officials，Members are from hair change、land、Live built、financial、Silver of the prison、The central bank and ministries。

　　在广东省内，江门市房地产市场规模较小，但也被列入督查组行程。南都记者昨日获悉，督查组在7月30日、7月31日先后在广州、深圳调研，江门随之成为第三站。有业内人士表示，江门之所以列入督查组行程，与江门市特殊市场情况有关。与周边佛山、中山、珠海等城市相比，江门在房地产调控中没有实行严格限购，但房价也已有了下降趋势，从某种程度上说，江门是一个调控“好典型”。

In guangdong province，Jiangmen real estate market scale is small，But also be included in the DuZhaZu trip。SMW reporter learns yesterday，DuZhaZu in 30 July、July 31, successively in guangzhou、Shenzhen research，Jiangmen then become the third stop。The personage inside course of study expresses，Jiangmen are included in the DuZhaZu trip，And jiangmen special about the market situation。And the surrounding foshan、zhongshan、Compared to the city of zhuhai, etc，Jiangmen in real estate in the 限购 strict regulation no，But house prices also have to decline，To a certain extent，Jiangmen is a regulation“Good typical”。

　　

督查组将抽调项目现场调研 DuZhaZu will be transferred project site investigation

　　南都记者获悉，督查组今日抵达江门后，将首先在市区某酒店召开座谈会，听取江门市领导汇报。座谈会后，督查组将根据江门市提供的名单，选择部分项目现场调研，了解调控政策落实情况。督查组此次行动将重点督查差别化房贷政策、地方限购措施的执行情况，对江门落实调控政策出现的偏差与不到位之处，督促进行整改。

SMW the reporter learns，DuZhaZu today after arrived in jiangmen，Will be the first of a hotel in the city held a forum，Listen to jiangmen leadership report。Post symposium，DuZhaZu will provide according to the list of jiangmen city，Choose part of the project site investigation，Understand the control policy implementation。DuZhaZu the move will focus on protecting differentiation mortgage policy、Local 限购 measures implementation，To implement the control policy appears jiangmen bias and does not reach the designated position place，Urge for improvement。

　　此次国务院督查行动引起江门市高度重视，南都记者昨日联系市府办希望协助采访，该办表示只安排本市媒体跟进报道。

The action of protecting the state council by jiangmen high attention，SMW reporters yesterday to help contact ShiFuBan interview，Do say that only arrange this city media reports follow up。

　　

卖地预收35亿 From the moment of 3.5 billion

　　影响 influence

　　进账不到三成 The account of less than thirty percent

　　随着房地产市场的调控，江门土地市场也大受影响。根据《江门市2011年预算执行情况和2012年预算草案的报告》中的数据显示，今年市本级国有土地使用权出让收入计划为33.3亿元，加上已计提的农业土地开发资金和国有土地收益基金，土地出让成交金额计划须达到约35亿元。

Along with the real estate market regulation，Jiangmen land market is big also affected。According to《Jiangmen 2011 budget and draft budgets in 2012 report》Data show the，This year at the corresponding level, the transfer of state-owned land use right income plan for $3.33 billion，Add already plan the agricultural land development funds and state-owned land income fund，The land transfer clinch a deal amount shall be plan to about 3.5 billion yuan。

　　今年上半年，根据市国土局公布的第一、二季度土地供应结果显示，蓬江、江海两区成交24幅用地，合计土地面积为57.4万平方米，土地出让成交金额共计约7.9亿元，仅占全年计划的22.6%.记者了解到，其中8幅为商住用地，不过仅有一幅用地是通过公开挂牌方式出让，并且是一幅拆迁安置用地，而在7月24日，挂牌出让的一幅位于蓬江区里村旗杆山地段的商住用地因为无人报价而流拍，这是今年首幅公开出让，并且是建设对外销售的商品房用地。

In the first half of this year，According to the city land bureau released the first、In the second quarter of land supply results are shown，PengJiang、Jianghai districts 24 paintings land clinch a deal，Total land area of 574000 square meters，The land transfer clinch a deal amount total of about 790 million yuan，Accounted for only 22.6% of the annual plan. The reporter understands，Eight of the picture for residential land，But only a land is the way through public listing，And is a relocation sites，And in July 24,，The kosovo-born a PengJiang zone is located in the village of land for residential and commercial pole mountain period because no one offers and flow pat，This is the first picture of the public this year，And the commodity house of foreign sales is construction land use。

　　作为土地出让收入的主力，商住用地的大幅减少极大影响了土地出让金收入。记者统计去年通过公开挂牌方式已进行成交结果公示的地块，合计出让金额约17亿元，而在《江门市2010年预算执行情况和2011年预算草案的报告》中，2011年度计划为32 .1亿元，占比不到6成，仅为全年计划的53%.

As the main land transfer income，Use the land for residential and commercial sharply reduce greatly affected the land grant fee income。Reporter statistics by public listing way last year has made the results of the plot clinch a deal，The total amount of about 1.7 billion yuan，And in《Jiangmen 2010 budget and draft budgets in 2011 report》in，2011 annual plan for 32. 100 million yuan，Accounted for less than 6 into than，Only 53% of the annual plan.

　　记者从《江门市2011年预算执行情况和2012年预算草案的报告》中了解到，去年由于受土地出让收入大幅减收，江门市本级基金预算收入出现较大短收，严重影响收支计划的执行，因此对2011年基金预算收入调减为约24亿元，相比年初预算减少10亿元。据该报告数据显示，2011年市本级基金预算收入完成约24.9亿元，比2010年完成减少2702万元，下降1.08%.

Reporters from《Jiangmen 2011 budget and draft budgets in 2012 report》know，Last year, due to land transfer income will dramatically，Jiangmen the fund budget income DuanShou appear larger，The serious influence payments the implementation of the plan，So for the 2011 fund budget income to reduce to about 2.4 billion yuan，Early compared to reduce $1 billion budget。According to the report data shows，In 2011, the fund budget income finish about 2.49 billion yuan，More than 2010 years to complete a decrease of 27.02 million yuan，Fell 1.08%.

　　有业内人士表示，江门对土地财政的依赖性颇大，在国家继续加大房地产调控力度背景下，全年财政收入预计将受较大影响。除了不菲的土地出让金，房企还贡献了不少的税收。今年江门国税、地税部门首次联手公布了年度纳税百强企业排行榜，从行业分布看，房地产上榜数量最多，共24户，合计纳税13.13亿元，约占总税收收入的三分之一。此外，6月份江门还首次表彰市区房企纳税50强。

The personage inside course of study expresses，Jiangmen to land a big financial dependence，In countries continue to increase real estate control power background，Annual revenue is expected to be greater influence。In addition to the expensive land transfer fund，Room contributed to the many high tax。Jiangmen national tax this year、Land tax section with the first announced the annual list of the top enterprises in tax，From the industry distribution look，The largest number of real estate list，Of 24 families，Total tax 1.313 billion yuan，About a third of the total tax revenue。In addition，In June, the first time the room for jiangmen also top 50 enterprises pay taxes。

　　

背景 background

　　房价调控目标今年未公布 House price control target this year not released

　　上半年房价略降，但新开工面积大减 House prices fall slightly in the first half，But new commenced area attainment

　　2011年1月26日，温家宝主持召开国务院常务会议研究部署进一步做好房地产市场调控工作中，提出要确定房价控制目标。江门市去年因此首次提出房价调控目标，并未给出具体数字，而是将房价与G D P挂钩，要求房价涨幅不超过当年G D P增长速度。2011年江门市区（蓬江、江海、新会）的一手住宅签约加权平均价为5862元/平方米，同比上升12 .38%，低于同期G D P增速，完成调控目标，但今年，江门未再公布年度房价调控目标。

On January 26, 2011，Wen jiabao presided the standing committee of state council research further do real estate market regulation deployment，Puts forward to want to determine prices control objectives。Jiangmen last year so first proposed house price control target，Did not give a specific number，But will house price and G D P hooks，Not more than that required housing price G D P growth。Jiangmen city in 2011（PengJiang、jianghai、New will）One sign of the house for 5862 yuan a weighted average price per square metre，Rise compared to 12. 38%，Less than the same period G D P growth，Complete control target，But this year，Jiangmen has not release its annual house price control target。

　　今年以来，江门房价出现下降趋势，而房地产投资额、成交额、新开工面积更大幅下降。但业内人士认为，由于投资额下降、新开工面积减少，未来市场供需不平衡，房价上涨压力会较大。

Since this year，Jiangmen house prices decline trend，And real estate investment、turnover、New commenced area more down dramatically。But industry insiders think，Due to the investment decline、New commenced area decrease，The future of market supply and demand imbalance，Rising house prices pressure will be larger。

　　据市住建局网站公布的《江门市蓬江江海区2012年上半年房地产市场报告》显示，上半年两区商品房开发投资额合计22.66亿元，同比下降10%，其中住宅投资1 5 .5 6亿元，同比下降幅度更是达到29 .7%.投资额的下降，带来的一个明显表现即是新开工面积的大幅减少。上半年新开工面积为56 .3万平方米，同比下降41.3%，其中住宅34.42万平方米，同比下降43%，显示开发商对于未来市场走势信心依然不足，另一方面资金的紧张也让开发商上马新项目变得更为谨慎。

According to city built released bureau website live《PengJiang jiangmen jianghai district in the first half of 2012 real estate market report》shows，Districts in the first half of the commodity housing development investment amounted to RMB 2.266 billion，10% year-on-year drop，One residential investment 1 5. 5 600 million yuan，Year-on-year drop rate more than $29. 7%. The decline of investment，Bring a significant performance that is the new commenced area is greatly reduced。New commenced area in the first half for 56. 30000 square meters，41.3% year-on-year drop，House of 344200 square meters，43% year-on-year drop，Show developers for future market trends still lack confidence，On the other hand the money also let developers mount nervous new project became more cautious。

　

　信贷环境 Credit environment

　　8.5折利率重出江湖公积金贷款额提高 8.5 fold fecundity accumulation fund loan interest rate increase

　　房地产调控政策是影响江门上半年房地产市场最重要的原因。随着货币政策的收紧，开发商本年到位资金出现下降。记者获悉，今年1-6月，江门市房地产完成投资52.38亿元，下降21.0%.据市统计局数据，上半年全市商品房销售额69亿元，同比下降15.5%.

Real estate control policies affect real estate market in the first half of jiangmen is the most important reason。With the tightening of monetary policy，Developers in the capital to fall。The reporter learns，The first 6 months of this year，Jiangmen real estate complete investment of 5.238 billion yuan RMB，Down 21.0%, according to data, municipal bureau of statistics，Sales in the first half of the commodity house 6.9 billion yuan，15.5% year-on-year drop.

　　南都记者走访获悉，随着货币政策的松绑，今年以来房贷申请已不用排队等候，同时对于首套房贷利率，目前工、农、中、建四大行都可以申请到8 .5折利率优惠，不过部分银行对于购房者会有一定的条件要求。

SMW reporters that visit，With monetary policy easing，Since this year mortgage application has not wait in line，As for the first set of mortgage rates，At present work、agriculture、in、Built four lines can apply to 8. 5 fold favorable interest rate，But part of the bank for the person that buy a house can have certain conditions requirements。

　　而在公积金贷款方面，市公积金管理中心自4月20日起将公积金首套房贷个人最高额度调高5万，个人最高额为25万元，两人或以上共同申请的贷款额度为50万元。

And in accumulation fund loans，City accumulation fund management center from 20 April will be the first set of housing accumulation fund of the highest amount raised 50000 individuals，Personal mortgage is 250000 yuan，Two or more jointly apply for loans for 500000 yuan。