汉嘉副总经理陈焕春（资料图片） Han jia, deputy general manager of the ChenHuanChun（Material picture）365地产家居网快讯 365 real estate home JuWang flash

　　中国人民银行决定，自2012年7月6日起下调金融机构人民币存贷款基准利率。金融机构一年期存款基准利率下调0.25个百分点，一年期贷款基准利率下调0.31个百分点；其他各档次存贷款基准利率及个人住房公积金存贷款利率相应调整。

The people's bank of China decided to，Since July 6, 2012 cut up financial organ renminbi the benchmark interest rates。Financial institutions the benchmark one-year deposit rate by 0.25%，The benchmark one-year lending rate by 0.31%；The other class the benchmark interest rates and personal housing accumulation fund loan interest rate adjustment accordingly。

　　自同日起，将金融机构贷款利率浮动区间的下限调整为基准利率的0.7倍。个人住房贷款利率浮动区间不作调整，金融机构要继续严格执行差别化的各项住房信贷政策，继续抑制投机投资性购房。

On the same day since the，Will financial institutions lending rate floating interval the lower limit of adjustment as the benchmark interest rate 0.7 times。Personal housing loan interest rate floating interval is not made adjust，Financial institutions should continue to strictly implement the differentiation of the housing credit policy，Continue to inhibit speculative investment purchase。

365地产家居网第一时间连线了汉嘉副总经理陈焕春 365 real estate home JuWang first time on line han jia deputy general manager ChenHuanChun

　　，她表示，连续降息是一个信号。此次降息可能是对之前第一次降息想达到的目标起到一个加速作用。这说明现在的经济形势不太理想，所以力度在加强。对于房地产市场，我认为这在开发商层面肯定会减少他们的资金压力。在现在宏观调控下的房产市场，此次降息或多或少会对楼市回暖起到一定的作用。我们可以看到在6月，杭州楼市的表现还是不错的，而在接下来的7、8月，不是传统旺季的时间，降息可能会将6月的楼市回暖延续下去。

，She says，Continuous rate cut is a signal。The rate cut may be right to cut interest rates for the first time before want to achieve as a acceleration。This shows that the current economic situation is not very good，So efforts in strengthening。For the real estate market，I think that in the developers level will reduce their fund pressure。In the present macroeconomic regulation and control of the real estate market，The rate cut will more or less to the property market milder plays a certain role。We can see in June，Hangzhou property market performance is good，And in the next 7、August，Is not traditional peak season time，To cut interest rates likely to June in the housing market milder continue。