“北京市养老服务机构综合责任保险”昨天出台相关通知。本市养老院投保该险种，老人在养老院发生意外可获得最高12万元的赔偿。

"Beijing endowment service comprehensive liability insurance"Yesterday issued relevant notice.The city nursing home cast protect this danger to plant,The elderly in the nursing home accidents may obtain 120000 yuan of compensation.

　　市民政局昨天下文表示，“养老服务机构综合责任险”保费标准为每床每年160元。其中政府给予80%的补贴，即128元；养老院自付20%，即32元。根据“通知”，老人因在养老服务责任范围内发生意外导致残疾，保险公司按照约定的伤亡赔偿比例赔偿保险金；如果意外死亡，身故保险金为每人12万元；遭受意外伤害事故，意外医疗报销限额为每人每年1.5万元。

Citizens political below said yesterday,"Endowment service general liability insurance"Premium standards for each bed 160 yuan per year.The government give 80% of the subsidies,That is 128 yuan;Nursing home pays 20%,That is $32.According to the"notice",In aged services within the scope of accident result in disability,The insurance company the casualty insurance proportion to compensation in accordance with the contract;If accidental death,Die insurance for 120000 yuan per person;Suffers accident harm accident,Accidental medical reimbursement allowance of $15000 per person per year.

　　在保险期限内，养老院因保险事故被老人或家属提起仲裁或者诉讼的，需由养老院支付的法律费用，保险公司每次事故赔偿限额为15万元。(首席记者 崔红)

Inside insurance time limit,Nursing home because of insurance accident is the old man or families of arbitration or litigation,Should be paid by the nursing home's legal costs,Insurance companies limit for each accident compensation for 150000 yuan.(Chief reporter CuiGong)