从“足浴大王”到搞房地产开发，身陷债务危机的郭家富能否惊天大逆转？

from“Foot bath, king of judah, and”To make real estate development，In the debt crisis of the GuoGuFu blockbuster can turn back？

　　“郭家富的江津五星级酒店项目，主体结构已完工，最少五六千万元就可以复工搞装修了。”昨天，为郭家富管理江津酒店项目工程的叶家发对重庆晨报记者说，“等装修完成一部分，开始销售了就可回笼资金了。”

“The GuoGuFu jiangjin five-star hotel project，The main structure have been completed，At least 56000 ten thousand yuan can return to work make decoration。”yesterday，For GuoGuFu hotel project of project management jiangjin YeGuFa to chongqing morning paper reporter said，“Wait decorate finished part，To start selling the can of receivables。”

　　昨日，江津区德感，“富侨滨江壹号”楼盘的地块还是一片空地。 重庆晨报记者 甘侠义 摄

yesterday，Jiangjin district DE feeling，“Rich, binjiang one overseas”Building dish plot or a clearing。 Chongqing morning paper reporter Ian chivalrous perturbation

　　郭家富在江津还有65亩江景地块

GuoGuFu in jiangjin and 65 mu of land plot jiang jing

　　方案获批就可开工，施工方全垫资入场；而富侨江津酒店项目只需五六千万元也能重启

Plan approved will be commenced，The construction of the whole mat endowment；And rich remittance of the hotel project 56000 jiangjin only ten thousand yuan can restart

　　昨天，重庆晨报记者来到江津追踪郭家富债务危机事件，见到了被郭家富称为“家发大哥”的叶家发。

yesterday，Chongqing morning paper reporter came to track GuoGuFu jiangjin debt crisis events，Meet the GuoGuFu called“Home hair eldest brother”YeGuFa of。

　　垫资修完最后几层楼

Mat endowment completed the last few floors

　　叶家发说，由于是房地产开发领域的门外汉，郭家富2008年启动家富富侨江津酒店项目时便找到过他，希望他帮助管理项目工程，但最后两人并未完成合作。

YeGuFa said，Because in the field of real estate development is the layman，GuoGuFu 2008 started home rich rich qiao jiangjin hotel projects when she found him，Hope he help manage the project，But the last two people has not completed the cooperation。

　　2009年酒店做土建基础工程时，郭家富便与承包商出现了一些合同纠纷，于是他再次找到叶家发。叶家发和郭父郭正朝有30多年的交情，他于是接受了郭家富的邀请。

2009 do civil foundation project at the hotel，GuoGuFu then and the contractor appeared some contract dispute，So he YeGuFa found again。YeGuFa and GuoFu GuoZhengChao have 30 years of friendship，So he accepted the invitation of the GuoGuFu。

　　叶家发还找来经验丰富已退休的重庆一建老领导，组建工程管理团队。现在，项目已完成主体建筑。这两年，工程因资金停过工，“到最后资金完全跟不上，我和重庆一建的老领导就垫资修完了最后几层楼。”

Leaves home for reimbursement rich experience of a retired chongqing built the old leadership，A project management team。now，The project has been finished the main architecture。The two years，Engineering because of money industrial park，“To the last funding can't keep up，I and chongqing a built in the old leadership, mat endowment completed the last several floors。”

　　酒店在江津黄金地段

The hotel in jiangjin golden area

　　郭家富的江津酒店项目总共10万平方米，一半是五星级酒店，一半是可销售的写字楼和商铺，主体建筑已完工，下一步就是装修。根据房地产行业的惯例，一般项目修到一半时便可销售，回笼部分资金。

GuoGuFu jiangjin hotel project of a total 100000 square meters，The half is five-star hotel，Half of the office building is sale and shops，Main building of the completed，The next step is to decorate。According to the real estate industry's practices，General project will be half way through the sales，Cage part of funds。

　　“但在江津就面临一些问题。”叶家发说，要在江津这个地方让人掏钱买写字楼，需要实物摆在面前，这就需要装修。

“But in jiangjin is facing some problems。”YeGuFa said，In jiangjin this place to let people buy office buildings，Need real in front，This needs to decorate。

　　叶家发表示，单从酒店项目来说，只要再筹五六千万资金，先装修一部分写字楼销售，便有了现金流。叶家发认为，酒店位于江津城区的“解放碑”位置，是江津的黄金地段，何况江津目前还没有较好的写字楼项目，也没有五星级酒店，因此销售不会成问题。

YeGuFa said，Only from the hotel projects for example，As long as 560 million raise money again，Decorate office first part of sales，And then had the cash flow。YeGuFa think，The hotel is located in jiangjin city“built”position，Jiangjin is the golden area，How much more jiangjin no good office projects，And no five-star hotel，So sales won't be a problem。

　　叶多次建议求借银行

Leaves many times QiuJie bank advice

　　在叶家发看来，郭家富酒店项目的资金危机主要是其对房地产行业不熟悉的缘故造成。现在地产开发商几乎都只有30%左右的自筹资金，其余资金都是利用银行渠道融资。而近期媒体报道称，郭家富的江津酒店项目全是自筹资金，是郭家富自有资金和民间融资筹来的。叶家发坦承：“项目大概已经投了2亿多，老四（郭家富）确实没向银行借一分钱。”

In YeGuFa seems，GuoGuFu hotel project money crisis is mainly its real estate industry not familiar with sake is caused。Now the real estate developer almost all only about 30% of self-raised funds，The other money make use of bank financing channels。And recent media reports say，The GuoGuFu jiangjin hotel project is all self-raised funds，Is GuoGuFu their own funds and folk to raise financing。YeGuFa admits：“Project is about more than 200 million cast，Old four（GuoGuFu）Didn't really to the bank to borrow a penny。”

　　郭家富的瑞柯赛置业共20多名员工，除了几名基础事务工作人员，其余都是工程人员，没一个人做融资工作。叶家发曾多次提出向银行贷款，“年利率最多不过20%，跟民间融资50%的年利率比起来要低得多。老四对开发行业不熟，低估了资金压力，没采纳建议。他认为向银行贷款手续麻烦，且放款时间太长，而民间融资今天谈好，明天就可以拿到钱。老四就是没扛得住高额融资成本，才有了今天的局面。”

GuoGuFu auspicious to the home buyers were more than 20 ke employees，But there are several basic affairs staff，The rest are all workers，Not a man do financing work。YeGuFa has repeatedly asked the bank loans，“The interest rate more than 20%，At the rate of 50% per annum with folk financing than up to much lower。Old four development not familiar to the industry，Underestimated the financial pressure，Didn't adopted Suggestions。He thinks to bank loan procedures of trouble，And loan for too long，While the folk financing about good today，Tomorrow you will be able to get the money。Old four didn't take it on the chin higher financing costs，We have achieved today's situation。”

　　还有块65亩滨江地块

And pieces of 65 mu binjiang plot

　　有媒体还报道，郭家富在江津德感镇有一块35亩的地块。叶家发表示，这块地是65亩，规划建11万平方米高层住宅。

Media also reported，GuoGuFu JiangJinDe feeling in the town has a 35 acres of land。YeGuFa said，The land is 65 mu，Planning to build 110000 square meters high-level residence。

　　昨天，记者随叶家发来到德感看到，这个地块与江津老城隔江相望，斜对面就是郭家富的酒店项目。地块边上一饮食店老板介绍，这是德感镇第一个专门的住宅开发项目，江景房视野好，很多人想来买房。

yesterday，Reporter with YeGuFa came to see DE feeling，This plot and jiangjin city of pearl river，The opposite is GuoGuFu hotel project。Plot on the side a YinShiDian boss is introduced，This is the town's feeling first dedicated residential development project，Jiang jing room a good view，Many people want to buy a house。

　　叶家发表示，项目方案已完成，叫“富侨滨江壹号”，已向相关部门报批。“施工队伍都定了，只要方案批下来，就能开工建设。施工方全垫资，半年就能销售，这又能回笼一笔资金。”

YeGuFa said，Project scheme has been completed，called“Rich, binjiang one overseas”，Already to related departments approved。“Construction team all condemned，As long as the plan approved，Can be constructed。The construction of the mat endowment，Half a year to sales，It can pull a fund。”

　　本组文/重庆晨报记者 喻亚

The article/chongqing YuYa morning paper reporter

　　郭家富债务危机 追踪>

GuoGuFu debt crisis tracking>