受两次降息刺激

Two cuts by the stimulus

　　新快报讯

New letters-

　　记者 杨金霞 报道 受两次降息和首套房贷利率优惠等利好影响，广州二手楼买家的购房预算和贷款买房比例都有所增加。中介数据显示，二季度二手房买家按揭购房的比例高达70.4%，回到限购前的水平。

Reporter YangJinXia report by two cuts and the first set of mortgage rates incentives and other positive effects，Guangzhou secondhand building buyers purchase of the budget and loan to buy a house ratio increased。Intermediary data shows，In the second quarter of secondhand the room buyers mortgage rates as high as 70.4%，Back to 限购 level before。

　　只比限购前比例低0.1%

Only 限购 is 0.1% lower than before

　　据合富置业成交数据统计，二季度买家按揭购房比例高达70.4%，与近两年按揭购房比例最低的2011年四季度57.4%对比，表明进入2012年之后贷款利率的变化促使按揭购房比例随之回升。而在未实行限购政策的2010年二季度，当时按揭购房比例维持在70.5%的高位，今年二季度数据与之相比仅相差0.1个百分点。特别是，进入2012年之后首次置业买家按揭购房占比呈现逐月回升的态势，4、5、6月该比例更保持在八成左右的高位。

According to clinch a deal with rich real estate data statistics，In the second quarter of buyers mortgage rates as high as 70.4%，And in the past two years the lowest share mortgage 2011 quarter compared to 57.4%，In 2012 years later that the change of the loan interest rate mortgage with proportion to bounce back。And in 限购 did not execute the policy in the second quarter of 2010，When mortgage proportion of high maintain at 70.5%，In the second quarter of this year compared with the data is under 0.1%。especially，In the 2012 years after first-time home buyers of mortgage buyers than present situation of back from month to month，4、5、June the proportion is more keep in about eighty percent of the high。

　　首次置业者增加购房预算

The first time homebuyers purchase budget increase

　　同时首次置业人士购房预算稍有增加，从套均总价来看，2012年1月以来按揭购房的首次置业个案套均总价基本保持上升势头，尤其是在央行三年半以来首度降息的6月份，套均总价迅速上升到122.4万元/套，而5月份仅为113.6万元/套。

At the same time first-time home buyers personage buys a house budget increases slightly，From the set of all price and see，Since January 2012 mortgage first-time home buyers case set price basic keep all rising，Especially in central bank for three and a half years since the first cut interest rates in June，Set of all price rise up quickly to 1.224 million yuan per set，In may, only about 1.136 million yuan per set。

　　另一方面，在合富置业6月份所录得的不少中小户型二手房成交个案当中，很多买家从开始看房到决定买房，基本在一个月之内完成，成交速度有所加快。不少从年初已开始看房、但迟迟未出手的准买家，也在6月份加速入市成交。

On the other hand，With rich real estate in June recorded many medium and small family model of case secondhand the room to clinch a deal，Many buyers from start checking to decided to buy a house，Basic ready within a month，Clinch a deal have accelerated。Many from at the beginning has started to the apartment now、But didn't make moves of prospective buyer，Also in June accelerated entry to conclude a deal。