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典当行上调四环内房产折当率--亲稳舆论引导监测室
2012-08-09

  本报讯(记者傅洋)房产市场交易量的上涨使得部分地区房产价格企稳,北京的典当行也随之进行调整,目前华夏典当行房屋折当率上调,四环内最高已提至评估价的70%。

Report from our correspondent(Reporter FuYang)The housing market volume rising house prices made part of area stabilising,Beijing's pawn is then adjust,At present Chinese pawn discount rate rise when houses,In the fourth highest already carried to 70% of nanjing-shanghai motorway。

  典当行在收取典当房屋时,会根据不同的地段、小区和房型来确定折当率。6月以来量价齐涨给房产市场注入了强心剂,目前部分地区房价也开始企稳,典当行对房产的折当率也进行了上调。华夏典当行房产业务部经理彭涛告诉记者,目前折当率上调的房屋主要是针对四环以内,面积在90至120平方米之间的户型,建筑年代在1990年以后的住宅,最高折当率可评估到7折左右。而在今年春节过后,由于楼市的低迷,四环内普通房产折当率在60%左右,老旧房产甚至只有50%。

Pawn in charge when building of pawn,According to the different area will be、Area and room to determine the fold when rates。Since June, quantity and price of up to the housing market together into a boost,Currently, some areas house prices have started to stabilising,Pawn to the estate of the discount rate were also raised when。China real estate sales department manager pawnshop PengTao told reporters,Now when the houses of raised the rate of discount is mainly for less than four,The area is in between 90 to 120 square meters of the family,Building after 1990 s house,The highest discount rate when assessment to 7 fold or so。This year, after the Spring Festival,Because of the property market downturn,In the fourth ring road in the common property fold when rate at about 60%,Old house property even only 50%。

  折当率上调之后,市民拿到的典当融资资金也会相应增多。比如一套东三环附近的105平方米住宅,评估价值为400万左右,变化不大;而折当率在60%的情况下,最高可拿240万的当金,而折当率提升至70%以后,评估值不变则可拿到280万元。

Discount rate after when raised,Citizens get pawn and a corresponding increase financing funds。Such as a section of the 105 square meters of housing nearby,Evaluation value of 4 million or so,Changed a little;And fold when rate in 60% of cases,Highest can take 2.4 million when gold,And fold when rate up to 70% after,It can get the same value 2.8 million yuan。

  “远郊区的房产目前还没有变化。”华夏典当行房产业务部经理彭涛告诉记者,此次上调的仅仅是紧俏的四环内房产,在通州、大兴等远郊的房屋,典当折当率仍在60%至65%之间;若是写字楼或是别墅等使用用途为商用或面积过大的住宅,折当率则在55%至60%之间。另外,房屋评估价值较之前还没有太大变化,主要原因是目前房价并没有形成整体快速上涨的局面。J004

“The house property of the outer suburbs there is no change。”China real estate sales department manager pawnshop PengTao told reporters,The raise, the only is tight in the fourth estate,In tongzhou、And the houses of the country's,When rates are still in hock fold between 60% to 65%;If office buildings or villa, the use of USES for the commercial or residential area is too big,Fold when the rate between 55% and 60%。In addition,Housing value is not too big change before,The main reason is the current price and not form a rapid rise in the whole situation。J004



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