今年以来，温州市合理把握房地产贷款投放节奏与规模，有效抑制房地产投机投资需求，据统计，截至2012年6月末，全市银行业房地产业贷款余额为706.7亿元，比年初减少4.32亿元，其中个人购房贷款余额为567.3亿元，比年初减少4.4亿元。

Since this year，Wenzhou reasonable grasp the real estate loan on the rhythm and scale，Effectively curb the real estate speculation investment demand，According to the statistics，By the end of June 2012，The banking industry real estate loan balance is 70.67 billion yuan，Early than a decrease of 432 million yuan，The individual purchase loan balance is 56.73 billion yuan，Early than a decrease of 440 million yuan。

　　温州房市有全国房市的“晴雨表”和“风向标”之称，为此，温州银监分局引领各银行业机构高度关注当前温州房地产市场出现交易趋冷、价格下跌的现象，全面开展房地产信贷风险排查，采取“一户一策”应对措施，切实执行差异化的住房信贷措施，大力推动在建工程抵押工作，支持保障性安居工程项目建设等合理的信贷需求。

Wenzhou housing market has the country of the housing“barometer”and“vane”said，therefore，Wenzhou branch silver prison lead each banking institution highly pay attention to the current real estate market appears to wenzhou trading cold、The phenomenon of prices，To carry out comprehensive real estate credit risk regularly，take“A door for a”measures，Carry out differentiation housing credit facilities，Vigorously promote the construction in progress mortgage work，Support indemnificatory comfortable housing project project construction, reasonable credit demand。