本报讯

Report from our correspondent

　　记者张明亮 通讯员岳永丽 常琳报道 近日，记者从人民银行石家庄中心支行召开的河北省房地产金融工作专业委员会2012年第二季度例会上获悉，截至6月末，房地产贷款同比增长14.2%，增速同比下降6.2个百分点，临近2009年以来的最低点。

Reporter correspondent ZhangMingLiang YueYongLi ChangLin reported recently，Reporters from the people's bank shijiazhuang central subbranch in hebei province at the real estate finance work professional committee of the second quarter of 2012, that meeting，By the end of June，Real estate loans increased by 14.2% as compared，Growth of 6.2% year-on-year drop，Near their lowest since 2009。

　　今年上半年，河北省房地产市场整体运行较为平稳，房地产调控效果进一步显现，房地产投资速度持续放缓，商品房销售市场较为冷淡，房地产信贷业务增速快速回落，金融支持保障性安居工程建设力度不断加大。上半年，河北省完成房地产开发投资1370.9亿元，同比减少4.3%；商品房销售面积1869.2万平方米，同比减少22.3%。

In the first half of this year，Hebei province real estate market whole running relatively smoothly，Real estate regulation effect further revealed，Real estate investment speed continuous slowdown，Sales of commercial property market is relatively cold，Real estate credit business growth fell back quickly，Financial support indemnificatory comfortable housing project construction is increasing continuously。In the first half of，Hebei province completed real estate development investment of 137.09 billion yuan，Reduced by 4.3% year-on-year；Sales of commercial property area of 18.692 million square meters，Reduced by 22.3% year-on-year。

　　截至6月末，房地产开发贷款同比增长3.5%，增速同比下降7.8个百分点；房地产开发贷款新增4亿元，较上年同期少增55.2亿元，仅占房地产贷款新增额的2%。个人住房贷款同比增长18%，增速同比下降6个百分点；个人住房贷款新增162.4亿元，较上年少增43.6亿元，占房地产贷款新增额的90.7%。

By the end of June，Real estate development loans year-on-year growth of 3.5%，Growth of 7.8% year-on-year drop；Real estate development loans increased by 400 million yuan，Year-on-year increase 5.52 billion yuan less，Accounted for only 2% of the real estate loan XinZengE。Personal housing loan year-on-year growth of 18%，Growth of 6% year-on-year drop；Individual housing loans increased by 16.24 billion yuan，Less than the previous year increase 4.36 billion yuan，Real estate loans accounted for 90.7% of the XinZengE。

　　上半年，河北省金融机构累计支持保障安居工程项目16个，累计发放贷款30.3亿元。截至6月末，保障性安居工程贷款余额为106.5亿元，较年初增加16.9亿元；经济适用房8.4亿元；廉租住房贷款9.6亿元；公共租赁住房贷款13亿元。

In the first half of，Financial institutions in hebei province accumulated support comfortable housing project project 16，Accumulative total loans 3.03 billion yuan。By the end of June，Indemnificatory comfortable housing project loan balance is 10.65 billion yuan，The year an increase of 1.69 billion yuan；Economy is applicable the room is 840 million yuan；Low-rent housing loans 960 million yuan；Public rental housing loans 1.3 billion yuan。