【《财经》(博客,微博)综合报道】 【《financial》(blog,Micro bo)Comprehensive report】

　　据中国证券网报道，外媒消息称，一位知情人士透露，中国银监会已经要求银行催促房地产开发商加快住宅销售，因为有迹象显示贷款质量正在恶化。

According to the China securities network reported，External medium news that，An insider，The China banking regulatory commission has asked the bank urged real estate developers to speed up the housing sales，Because there are signs loan quality is deteriorating。

　　外媒报道称，中国银行业监督管理委员会上月以非公开方式通知各商业银行，倘若银行预计开发商在一年内偿还债务有困难，应向开发商收取更多担保品，或让开发商出售建设项目或股份。

External media reports say，The China banking regulatory commission last month to private way to notify each commercial bank，If the bank is expected to developers in a year have difficulty repayment of the debt，To developers should collect more collateral，Or let developers sell construction projects or shares。

　　报道称，按揭贷款和开发商贷款被评为“关注”级别，面临发生坏账风险。银监会告知银行，由于缺乏融资以及贷款到期高峰期到来，部分开发商融资链条断裂的风险大大增加。

Reports say，Mortgage loans and developers loans were evaluated“attention”level，Faced with the risk of bad debt occurred。Banking regulatory commission told the bank，Due to the lack of financing and loan expire peak arrival，Some developers to financing chain a significantly increased risk of fracture。

　　知情人士还表示，银监会称银行应加强对开发商现金量的关注，并警告称风险可能暂时难以发现，因尽管银行收紧信贷，部分房地产企业可通过个人贷款或子公司申请贷款来获取融资。

People familiar with the matter said，Banking regulatory commission (CBRC) said Banks should strengthen the developers cash amount of attention，And warned risk may temporarily difficult to find，Because although Banks to tighten credit，Part of the real estate enterprise can through the personal loan or subsidiary company to apply for a loan to obtain financing。