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穗拟建二手房房款监管账户--亲稳舆论引导监测室
2012-08-23
广州市国土房管局有关人士证实,确实计划参照一手房房款专用监管账户,设立二手房房款资金监管账户,但目前仅处于征求中介机构意见阶段,只是个初步设想。初步打算是,如果推行了二手房房款资金专用监管账户,二手房买卖的房款全额,包括首付款在内都要先由买家打入资金专用监管账户。在所有手续办完后,再将房款转入业主个人银行账户中。
Guangzhou bureau of land room canal officials confirmed,Do plan to refer to a room house money special supervision account,Secondhand the room set up house fund supervision account,But at present only in for intermediaries opinion stage,Just a preliminary idea。Preliminary plan is,If the implementation of the second-hand house house money capital special supervision account,Second-hand house business full house,Including head, first by the buyers will be money into special supervision account。In all the formalities does,Then the house into personal bank account。
信息时报讯 (记者 田桂丹 实习生 蓝单) 记者昨日了解到,今年7月份广州各大中介收到了一份“关于全面开展存量房资金监管的通知”(征求意见稿),表示广州计划建立二手房房款资金专用监管账户,强制要求所有二手房买卖资金要全额存入账户中。广州市国土房管局有关人士证实,确实计划参照一手房房款专用监管账户,设立二手房房款资金监管账户,但目前仅处于征求中介机构意见阶段。
Information times dispatch (Reporter TianGuiDan interns blue single) Reporters learned yesterday,In July this year guangzhou major intermediary received a“About how to carry out comprehensive stock room funds supervision notice”(draft),Said guangzhou planning to establish a second-hand house house money capital special supervision account,Compulsory for all secondary trading capital to full deposit account。Guangzhou bureau of land room canal officials confirmed,Do plan to refer to a room house money special supervision account,Secondhand the room set up house fund supervision account,But at present only in for intermediaries opinion stage。
此前,广州市也曾推出二手房资金托管账户,但非强制执行,而是由买卖双方进行选择使用,使用比率偏低。一旦强制性二手房房款资金专用监管账户建立,二手房的首付款也将纳入其中。业主在卖房手续办完前,无法拿到任何房款;手续办完后,全额房款将由监管账户转入业主账号。
after,Guangzhou has introduced secondhand the room funds custody account,But not for compulsory execution,But by the buyers and sellers to choose to use,Use ratio is low。Once the mandatory second-hand house house money capital account set up special supervision,The second-hand housing will be included in the head。The owner in the house before the formalities does,Can't get any house money;After formalities does,Full house money will turn into account by supervision account owner。
拟变房款自愿托管为强制监管
Quasi variable house money voluntary custody for compulsory supervision
据广州市房地产中介业界人士透露,今年7月份广州各大中介收到了一份“关于全面开展存量房资金监管的通知”(征求意见稿),表示广州计划建立二手房房款资金专用监管账户,强制要求所有二手房买卖资金要全额存入账户中。
According to guangzhou real estate intermediary industry sources,In July this year guangzhou major intermediary received a“About how to carry out comprehensive stock room funds supervision notice”(draft),Said guangzhou planning to establish a second-hand house house money capital special supervision account,Compulsory for all secondary trading capital to full deposit account。
该份文件由广州国土房管局、中国人民银行广州分行和广东银监局联合下发,要求市房管局下设机构市房屋交易监管中心负责存量房交易资金监管工作。商业银行与监管中心签署《存量房交易资金监管协议》,并设立存量房交易资金监管专用账户,而二手房出卖方也需在监管合作银行开立具备结算功能的收款账户。
This document from guangzhou bureau of land room canal、The people's bank of China, guangzhou branch and guangdong silver inspect bureau jointly issued,Requirements prefectures housing administration bureau under the agency city housing transaction supervision center is responsible for the stock room trading capital supervision work。Signed commercial Banks and supervision center《Stock room trading capital supervision agreement》,And the establishment of stock room trading capital supervision special account,And the second-hand house out to the seller in the regulatory cooperation bank to open an account with settlement function of the collection。
昨日,广州市国土房管局有关人士证实,确实计划参照一手房房款专用监管账户,设立二手房房款资金监管账户,但目前仅处于征求中介机构意见阶段,只是个初步设想。但未来,将二手房款强制监管将是个大方向。设立二手房房款资金监管账户,与此前已实施的二手房交易资金托管相类似,只是资金托管是买卖双方自愿使用,而专用监管账户计划强制推行。早在2008年,广州市房管局就试点由银行设二手房款托管的专项账户,但目前使用率偏低。
yesterday,Guangzhou bureau of land room canal officials confirmed,Do plan to refer to a room house money special supervision account,Secondhand the room set up house fund supervision account,But at present only in for intermediaries opinion stage,Just a preliminary idea。But the future,The second-hand house money forced supervision will be a way。Secondhand the room set up house fund supervision account,With the previously have been implemented second-hand house transaction fund trusteeship is similar,Just funds custody is buyers and sellers voluntary use,And special supervision account plan impose。As early as in 2008,Guangzhou department of housing management pilot is by the bank set second-hand house money managed special account,But at present, the low utilization rate。
首付款也要纳入监管
Head to also want to into the supervision
目前,广州市二手房交易中,一般买家要在递件过户时,就将首付款全部给业主,待按揭手续办完后业主就可以收到全款。
At present,Guangzhou second-hand housing transactions,General buyers to pass a when transfer,Will head to all the owners,Mortgage formalities for right after the owner can receive the entire section。
但广州市国土房管局有关人士表示,初步打算是,如果推行了二手房房款资金专用监管账户,二手房买卖的房款全额,包括首付款在内都要先由买家打入资金专用监管账户。在所有手续办完后,再将房款转入业主个人银行账户中。满堂红地产相关负责人表示,目前还未知具体操作细则和银行方面的态度,因此很难对监管账户的成立如何影响市场进行判断。但是,如果是强制要求二手房房款进行监管,意味着在二手房买卖过程中加多了一个程序,可能会延长整个交易时间。
But the guangzhou bureau of land room canal officials said,Preliminary plan is,If the implementation of the second-hand house house money capital special supervision account,Second-hand house business full house,Including head, first by the buyers will be money into special supervision account。In all the formalities does,Then the house into personal bank account。Success in every field real estate officials say,Is still unknown concrete operation rules and the attitude of the Banks,So it is difficult to account for the establishment of supervision affect how market judgment。but,If it is forced to second-hand housing loans for supervision,In the process of buying and selling second-hand housing means much more to add a program,Could extend the entire trading time。
广州市国土房管局有关人士称,目前都只是初步征求意见,还未到征求公众意见的阶段,也没有正式出台的时间表。监管账户的成立,不会对买卖双方进行额外收费。
Guangzhou bureau of land room canal officials say,At present are preliminary for advice,Is not to solicit public opinion stage,No come on stage formally schedule。The establishment of the account supervision,Not on both the buyer and the seller for extra charge。
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