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自“新国八条”出台以来逾20城市调整住房公积金政策--亲稳网络舆情监测室
2012-08-26

  

【《财经》(博客,微博)综合报道】 【《financial》(blog,Micro bo)Comprehensive report】

  据中国证券报报道,自2011年1月“新国八条”出台至今,据不完全统计,放宽公积金政策城市超过20个,内容涉及上调贷款额度、下调首付比例、缩短申请贷款所满足的缴存时间等。除重庆的调整措施因允许补缴账户余额而被叫停外,其余城市公积金政策的放宽均得到落实。

According to China securities news said,From 1 January 2011“Article eight new countries”Come so far,According to incomplete statistics,Relax accumulation fund policy city more than 20,Content involves increase loans、Cut down proportion、Shorten to apply for a loan to satisfy the capture of time and so on。In addition to chongqing's adjustment measures for allow payment account balance and outside have been stopped,The rest of the cities of the accumulation fund policy loosening are implemented。

  北京中原地产统计显示,自2011年1月“新国八条”出台至今,全国明确发文微调房地产调控政策的城市超过40个,其中超过20个城市的微调措施涉及公积金政策调整。

Beijing central plains real estate statistics show,From 1 January 2011“Article eight new countries”Come so far,The national real estate regulation policy clear outgoing mail fine-tuning the city more than 40,More than 20 cities of fine-tuning measures involving accumulation fund policy adjustment。

  在上述调整公积金政策的城市中,有15个明确上调公积金贷款的最高限额,上调幅度普遍在15%至25%之间;有3个城市将购买首套90平方米以下住房的最低首付由30%调低至20%。其余政策调整涉及允许二次放贷、缩短申请贷款所满足的缴存时间等。

In the above policy adjustment accumulation fund of the cities,Has 15 clear provident fund loans raised the ceiling,Rise in common between 15% and 25%;There are three city will buy the first set of below 90 square meters of housing minimum down from 30% down to 20%。The rest of the policy adjustment involves allow secondary lending、Shorten to apply for a loan to satisfy the capture of time and so on。

  根据《住房公积金管理条例》规定,各地的住房公积金管理委员会可根据相关规定,拟订住房公积金的具体缴存比例并确定住房公积金的最高贷款额度。

According to《Housing accumulation fund management regulations》provisions,Around the housing accumulation fund management committee according to the relevant provisions,Draw up specific housing accumulation fund capture puts scale and determine the highest housing accumulation fund loans。



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