广州退休医保向外来户籍人员打开大门 Guangzhou retired medical insurance to foreign household open the door

　　基本医保 The basic medical insurance

　　只要继续缴纳养老保险 As long as you continue to pay endowment insurance

　　外地户籍 Nonlocal census register

　　过了法定退休年龄，养老保险却还未缴够年限 The legal and emeritus age,Endowment insurance but haven't paid enough fixed number of year

　　通知细则 Notification rules

　　元旦起实施 New Year's day on the implementation of the

　　1 1

　　 符合本市职工基本养老保险(以下简称养老保险)有关延缴费规定的人员，在延缴养老保险费期间，可以个人身份按34号文的有关规定参加本市基本医疗保险。其中，非本市户籍人员中断延缴养老保险费的，同时停止参加基本医疗保险。

Comply with this city worker is basic endowment insurance(Hereinafter referred to as the "endowment insurance)Relevant personnel prescribed by the delay payment,During the period of delay pay endowment insurance,Can the relevant provisions of the personal identity according to no. 34 of insurance of primary medical treatment in the city.Among them,Non - this city census register personnel interruption delay pay endowment insurance,Stop to attend insurance of primary medical treatment at the same time.

　

　2 2

　　在本市延缴养老保险费的人员符合按月领取基本养老保险金条件并办理申领基本养老保险金手续时，达到本市基本医疗保险规定缴费年限的，享受退休人员医疗保险待遇。未达到本市基本医疗保险规定缴费年限的，按规定缴纳过渡性基本医疗保险金后，享受退休人员医疗保险待遇。

Delay in this city endowment insurance of pay of personnel to accord with the monthly basic endowment insurance gold conditions is dealt with explain receive procedures of primary endowment insurance gold,To reach the city basic medical insurance regulation capture expends fixed number of year,Enjoy treatment of insurance of retiree medical treatment.Have not reached the city basic medical insurance regulation capture expends fixed number of year,After press formulary pay transitional basic medical treatment insurance gold,Enjoy treatment of insurance of retiree medical treatment.

　　3 3

　　参加省属职工基本养老保险的人员，原已在本市参加基本医疗保险，符合本市养老保险有关延缴费规定的，在延缴养老保险费期间，可参照以上规定执行。

To participate in provincial worker is basic endowment insurance,The original has set up a file in the city attend insurance of primary medical treatment,Conform to the provisions of the related to delay this city endowment insurance expends,During the period of delay pay endowment insurance,Can be reference to the above provisions.

　　

本地户籍 This locality census register

　　算算账 SuanSuanZhang

　　案例： The case:

　　养老保险缴费13年，还差两年；基本医保缴费8年，还差两年。

Endowment insurance pay for 13 years,Two years;The basic medical insurance payment 8 years,Two years.

　　

以前 before

　　缴交医保过渡金获得退休医保待遇，每月缴纳社平工资的7.5%。

Transition to pay medical insurance gold to get retired medical insurance treatment,Monthly pay club - 7.5% of the wage.

　

　以后 after

　　每月按社平工资的4%来缴交基本医疗保险，同时可享基本医保待遇。

Monthly club - 4% of the wage to pay is basic medical treatment insurance,At the same time can enjoy treatment of primary health care.

　

　省一半钱 Save half the money

　　待遇更好 Better treatment

　　超过法定退休年龄的人员，在延缴养老保险期间，仍可参加基本医保。这一政策让本地老年居民省下近半的医保过渡金，也给在广州辛苦工作但是未能满足退休待遇的外来户籍人员打开了享受退休医保的大门。这是记者昨天从广州市人力资源和社会保障局获悉的一大好消息。

More than legal and emeritus age,During the period of delay pay endowment insurance,Still can participate in the basic medical insurance.The policy that local elderly residents save nearly half of the medical insurance gold,Also in guangzhou to work hard but failed to meet the foreign household personnel of emeritus pay opened a door to enjoy the retirement health insurance.This is yesterday, reporters learned from the guangzhou human resources and social security bureau of a big good news.

　　

累计缴费满10年 Accumulative total capture expends full 10 years

　　可享退休医保待遇 Retire to enjoy medical insurance treatment

　　广州市民张阿姨已经60岁了，但是由于一直没有固定工作，她的养老保险缴费年限只有13年，按照国家最低15年的缴费年限，张阿姨还要延缴两年才能领取养老金。同时她的基本医疗保险也没有缴费满10年，只有8年，因此，也不能享受退休人员的医保待遇。

Guangzhou citizens zhang aunt is 60 years old,But because there has been no regular work,She is only 13 years the endowment insurance capture expends fixed number of year,According to the national minimum 15 years of capture expends fixed number of year,Zhang aunt will delay for two years to get old-age pension.At the same time, she also does not have capture to expend of insurance of primary medical treatment of 10 years,Only eight years,so,Also cannot enjoy the treatment of retiree health care.

　　按照之前的相关规定，已经超过退休年龄的张阿姨在这期间只能参加居民医保；或者等到她养老保险缴费满15年、达到退休条件的时候，才能通过缴纳医保过渡金的方式，获得退休医保的待遇。

In accordance with the relevant provisions of the before,Has more than retirement age of zhang aunt during this period only to residents medical insurance;Or wait until she endowment insurance pay is full 15 years/When reaching emeritus condition,To get through the transition to pay medical insurance gold,Get retired medical insurance treatment.

　　由于居民医保不累计年限，基本医保累计年限。按之前规定，张阿姨只能每年缴费参加居民医保，待遇较基本医保要低。现在，张阿姨在延缴养老保险的同时继续以个人身份参加基本医保的话，不仅可以享受基本医保待遇，而且等到她满足领取养老保险条件，同时基本医保缴费也满十年(现在的最低年限)之后，直接就可以享受退休人员的医保了，待遇比在职人员的医保待遇更好，更别提好过居民医保待遇了。

Because residents medical insurance is not total fixed number of year,Basic medical insurance of fixed number of year.According to provisions of before,Zhang aunt can capture every year in residents medical insurance,Lower pay is basic medical insurance.now,Zhang aunt in delay pay endowment insurance at the same time continue to participate in the basic medical insurance as an individual,Not only can enjoy treatment of primary health care,And wait until she meets the endowment insurance conditions,At the same time, the basic medical insurance payment also for ten years(Now the lowest fixed number of year)after,Directly can enjoy retiree health care,Treatment is better than on-the-job personnel's medical insurance treatment,Let alone better than residents medical insurance treatment.

　　

本市老年居民： Elderly residents in the city:

　　可省近半“医疗过渡金” Can save nearly half"Medical transition gold"

　　就在日前，广州市人社局发布了《关于达到法定退休年龄有关人员参加广州市基本医疗保险有关问题的通知》。通知规定，从今年1月1日起，符合广州市职工基本养老保险(以下简称养老保险)有关延缴费规定的人员，在延缴养老保险费期间，可以个人身份参加基本医疗保险。

Just a few days ago,Guangzhou people club bureau released[About achieving legal and emeritus age to relevant personnel to participate in the guangzhou inform of the relevant questions of the basic medical insurance].notice,From 1 January this year,Conform to the guangzhou worker is basic endowment insurance(Hereinafter referred to as the "endowment insurance)Relevant personnel prescribed by the delay payment,During the period of delay pay endowment insurance,Attend insurance of primary medical treatment to personal identity.

　　“对于本地老年居民来说，最大的利好就是省钱了。”广州市人社局医保处处长张学文昨天向记者表示。因为缴纳医保过渡金，是按照社平工资的7.5%的比例缴纳的，但是缴纳基本医疗保险是按照社平工资的4%来缴纳的。按照广州市目前4789元的社平工资，每个月就相当于省下了167.6元的医保费，如果以张阿姨的情况、相差两年来计算的话，那就是4022.76元。对于收入来源不多的老年居民来说，几乎省下了近半的过渡金。

"For local elderly residents,The biggest benefit is to save money."Guangzhou people social medical insurance bureau in zhang told reporters yesterday.Because pay medical insurance gold,Is in accordance with the club - the proportion of 7.5% of the wage payment,But the pay is basic medical treatment insurance is in accordance with the club - 4% of the wage to pay.According to the guangzhou 4789 yuan the club flat salary at present,Every month is equivalent to save the medical insurance fee of $167.6,If to zhang aunt/Are calculated in two years,That is 4022.76 yuan.For the elderly residents income is not much,Almost save nearly half the transition of gold.

　　“而且，在他们参加基本医保的过程中，同样可以享受基本医保待遇。”张学文表示。

"and,In them to take part in the process of basic medical insurance,The same can enjoy treatment of primary health care."Zhang said.

　　

外地户籍居民： Other residents:

　　敞开广州退休医保大门 Guangzhou retired medical insurance door open

　　“这一政策对于外地户籍人士的利好更多。”张学文进一步向记者解释。因为在这之前，外来户籍人员参加广州市基本医保必须满足两个条件之一：要么具有广州的劳动关系，是在职人员；要么具有广州市的退休待遇。

"The policy for nonlocal census register of more positive."Zhang further explained to reporters.Because before this,Foreign household staff in guangzhou one of the basic medical insurance must meet two conditions:Or has the guangzhou labor relations,Is on-the-job personnel;Either with guangzhou's retirement pay.

　　广州之前发生过一个典型案例，一名外来务工人员在广州工作了许多年，但是最后发现自己的养老保险年限没有达到退休标准，不能在广州领取退休金，与此同时，也不能享受广州的退休医保待遇。而这种情况，将随着刚刚发布的这一通知有所解决。

Guangzhou happened before a typical case,A migrant workers work in guangzhou for many years,But in the end found himself the endowment insurance of not reaching emeritus standards,Can't get in guangzhou,At the same time,Can't enjoy the retirement health care treatment of guangzhou.And this kind of situation,Will be released with the notice to solve.

　　“这一政策出来之后，外来户籍人员，在延缴养老保险期间，也可以通过个人参加基本医保的方式达到退休医保待遇了，相当于向他们打开了退休医保的大门。”张学文表示。

"After the policy came out,Foreign staff census register,During the period of delay pay endowment insurance,Can also be achieved through the way of people to participate in the basic medical insurance retired medical insurance treatment,Equivalent to they opened a door to the retirement health insurance."Zhang said.

　　根据养老保险相关规定，缴费满十年的外来户籍人员，可以在就业地区通过延缴养老保险的方式达到退休条件。“如果他们延缴养老保险，我们认为他们想在当地退休，所以同时也允许他们以个人身份参加基本医保，最后达到满足退休医保的条件。但是如果他们中断了延缴养老保险，则同时停止参加基本医保。”张学文表示。( 文/记者蒋悦飞 通讯员张鹏)

Endowment insurance according to relevant provisions,Pay full 10 years of foreign household registration,Can be in employment areas reaching emeritus condition by means of delay pay endowment insurance."If they delay to pay endowment insurance,We think they want to retire at the local,So at the same time also allow them to participate in the basic medical insurance as an individual,Finally meet retirement health conditions.But if they interrupt the delay pay endowment insurance,While at the same time to stop to participate in the basic medical insurance."Zhang said.( Wen/reporter JiangYueFei correspondent zhang peng)