地方微调救市的长名单中又加上了一个名字。昨天，南京市政府出台政策，对首次购房的特定人才，视为南京户籍，不受限购，并返还个税补贴。这一政策的出台距离最新一次中央两部委联合“喊话”还不到一周。

Place the long list fine-tuning save added in a name。yesterday，Nanjing government policy，For first time buying specific talent，As nanjing census register，Don't be 限购，And return the tax subsidies。This policy appearing distance latest central two departments jointly“propaganda”Is less than a week。

　　昨天社科院发布的报告则称，上半年市场走势已偏离调控目标，给下半年的调控增加了复杂性和难度。

Yesterday the academy report said the，In the first half the market trends, already deviate control target，In the second half of the regulation to increase the complexity and difficulty。

　　南京人才首次购房可获补贴

Nanjing talents for subsidies that buy a house for the first time

　　昨天，南京市召开新闻发布会，公布了《市政府关于进一步扩大内需拉动消费的若干意见》，就房地产消费、汽车消费等10个方面提出了30条具体意见。

yesterday，Nanjing held a news conference，Announced the《The city government on further expanding domestic demand consumption of some Suggestions》，Is real estate consumption、Auto ten aspects of article 30 concrete ideas put forward。

　　《意见》提出，将加大公积金政策对首次购房和保障房的支持力度。加大对中低收入户、住房困难群众安居保障力度，积极争取南京南京列入公积金支持保障性住房建设试点城市。年底前发放10—20亿元住房公积金贷款支持保障房建设等。

《opinion》Put forward，Will increase accumulation fund to purchase and security policy for the first time in the room of the support。The increase of low-income families、Housing difficult people live security efforts，Push to get the nanjing nanjing in affordable housing accumulation fund support pilot city construction。Before the end of the year-2 billion yuan issued 10 housing accumulation fund loan support security room construction, etc。

　　在首次购房的个人支持上，《意见》明确表示，对于公积金缴存者首次购房家庭给予公积金贷款支持。倡导积极支持人才住房消费，入选“321”计划的人才，正常缴纳公积金的可优先享受公积金贷款；首次购买自住商品住房，视同南京户籍，并可按五年内个人所得税市以下留成部分，给予购房补贴。

For the first time in the personal support that buy a house，《opinion》Made it clear that，For the first time the accumulation fund capture puts accumulation fund loan to purchase family support。Initiative positive support personnel housing consumption，in“321”Plan talent，Normal pay accumulation fund can enjoy the priority of accumulation fund loan；First purchased from live commodity housing，Inspect nanjing census register，And according to five years under the portion of the individual income tax，Subsidies to buy。

　　据介绍，个人所得税中央与地方之间分配比例分别为60%和40%，地方留成40%，而目前地方留成存在省、市、区三级地方留成，本次“按五年内个人所得税市以下留成部分，给予购房补贴”的政策即将“321”人才个人所得税中市以下的留成部分作为购房补贴。

According to introducing，Individual income tax of the central government and the local distribution proportion between 60% and 40%, respectively，Place 40% retained，And the local existence belongs to the provinces、city、District three local government，the“According to five years under the portion of the individual income tax，Subsidies to buy”Policy is to“321”People in the city of individual income tax of the retained portion as the executor subsidies。

　　新政打开限购令“小口子”

Open 限购 new order“Small slits”

　　记者查询发现，所谓“321”人才就是 “南京将引进3000名领军型科技创业人才，培养200名科技创业家，聚集100名国家千人计划创业人才”。按此计算，实际上南京限购令松绑实质可以惠及的人群总数只有3000名，但其信号意义远比实质意义大。

The reporter found inquires，The so-called“321”Talent is “Nanjing will introduce 3000 t& c technology incubation talents，Training 200 science and technology entrepreneurs，Gathered 100 national one thousand plan entrepreneurial talent”。According to the calculation，In fact 限购 nanjing to relax essence of the total benefits people only 3000，But the signal significance than real significance。

　　有分析指出，此次房产新政策的出台是打开了限购令的一个 “小口子”，“321”人才群体是享受此次优惠政策的主要群体，对其他群体影响不大。但是，对处于观望中的买房人的影响也不小，急于购房的刚需人群迫于房价上涨压力，很可能就此出手买房，退出博弈。

Have pointed out，The property of the new policy issued was open 限购 make one “Small slits”，“321”Talent is to enjoy the preferential policies of the major groups，The impact is not big to other groups。but，In looking to buy room person to the influence of the small，Anxious to buying just need to people under pressure rising housing prices，This is likely to make moves to buy a house，Exit game。

　　上海易居房地产研究院副院长杨红旭表示，南京新政中，既不限购，还给补贴，与其他被叫停的限购松绑政策相比，南京打出的是“人才牌”，“擦边球”打得妙，师出有名，不会被叫停。然而，上海等城市跟进的可能性并不大。

Shanghai enjoysmart real estate, vice President of the institute YangGongXu said，Nanjing in the New Deal，Neither 限购，Back to subsidies，And the other was to stop the 限购 easing than policy，Nanjing is played“Talent brand”，“outside”Played wonderful，The famous teacher，Will not be called。however，Shanghai city such as the possibility of follow up is not big。

　　同策研究咨询中心总监张宏伟则坦言，从近期申城对于非户籍的 “双限”，到昨日明确酒店式公寓属于限购范围的最新解读，都表明上海在楼市限购方面与中央保持了高度的一致，不可能会“开口子”。

Policy research and consulting center director with the said d，From Shanghai to the recent census register “Double limit”，To clear yesterday serviced apartment 限购 belongs to the scope of the latest reading，That Shanghai property market and the central in 限购 remains highly consistent，Could not“KaiKouZi”。

　　不过，南京市住建委相关负责人晚间在接受媒体采访时指出，下午公布的政策中根本不存在解除限购的说法。首次购买自住商品房时享受南京户籍的待遇只涉及3300人，不会对限购令的执行产生大的影响。所有名单有着严格的审核制度，都需要南京市人才办给出的相关证明，房产管理部门才会出具购房证明。该负责人强调，目前南京不可能解除限购，将严格执行国务院对于房地产调控的相关政策。

but，Nanjing live appoint relevant chief night in interviews out，Released in the afternoon policy does not exist 限购 remove the claim。The first commercial houses purchased from when the registered permanent residence of nanjing enjoy treatment involves only 3300 people，Not to the execution of the 限购 to produce greater impact。List all the strictest examination system，All need to nanjing talents are relevant proof of do，House property management department will issue proof of purchase。The official stressed，At present the nanjing could not remove 限购，Will strictly enforce the state council regulation for real estate related policies。

　　中央“喊话”成“空话”？

The central“propaganda”into“Hot air”？

　　值得注意的是，南京新政与最新的中央“喊话”相距不过几日。本月19日，针对当前房地产市场形势，国土资源部与住房和城乡建设部近日联合下发了 《关于进一步严格房地产用地管理巩固房地产市场调控成果的紧急通知》，对下一步房地产市场调控工作进行了部署。

Note the，Nanjing New Deal and the latest central“propaganda”Apart but days。This month, 19,，In view of the current real estate market conditions，The ministry of land and resources and housing and rural construction have jointly issued the 《On further strictly real estate management real estate market regulation of land consolidation of emergency notice results》，Next to the real estate market regulation makes a deployment。

　　《通知》指出，近期房地产和土地市场出现的一些波动，虽并未改变市场整体格局，但市场运行的复杂性和不稳定性在增加，房地产市场调控仍然处在关键时期，任务还很艰巨。对此，各级部门坚持房地产市场调控不放松，坚决防止房价反弹。《通知》还强调，严格执行房地产市场调控政策，不得擅自调整放松要求。已放松的，要立即纠正。

《notice》Points out that，The recent real estate and land market of some of the volatility there，Although did not change the market the whole pattern，But the market operation complexity and stability is on the increase，The real estate market regulation is still in a critical period，The task is still arduous。this，Various departments to real estate market regulation not to relax，Determined to prevent prices rebound。《notice》Also stressed，Strictly carry out the real estate market adjustment and control policies，Without authorization and adjust relax requirements。Already relaxed，Should immediately correct。

　　汉宇地产对此评论称，虽然中央前期多次明确表示房地产调控决心不动摇，但鉴于中央政府与地方政府之间存在微妙博弈关系，后者仍或多或少流露出放松调控的倾向性。此次两部委紧急发布通知，无疑再次鸣响警钟。特别是要求地方不得擅自调整放松要求，已放松的要立即纠正，表明中央政府对地方楼市微调的容忍度在下降，预计下半年地方楼市微调的动作将会明显减弱。

Han yu real estate comment says，Although many times made it clear that the central control determined not to shake the real estate，But with the central government and local government delicate relationship between game，The latter is still more or less reveals relax regulation orientation。The two ministries announced an emergency，No doubt rang alarm bells again。Especially required local without authorization and adjust relax requirements，Already relaxed should immediately correct，The central government to the local property market that tolerance in decline of fine-tuning，The second half of the local property market is expected to fine-tune action will significantly weakened。

　　尽管南京官方不承认放松限购，但南京新政的出台还是被外界视为救市，评论称其让中央的最新“喊话”成了“空话”。地产大佬任志强问“还是要靠房地产？”此前，一天被挂出41幅地块，也被认为是南京地方土地财政吃紧的信号。

Although the official denied 限购 nanjing relax，But the New Deal on nanjing was the outside world as to save the day，Critics say the let the latest“propaganda”became“Hot air”。Real estate RenZhiJiang asked two“Still want to rely on real estate？”after，One day be hang the 41 of land，Is also believed to be the land of nanjing local finances signal。

　　社科院报告称市场已偏离调控

Cass report said already deviate market regulation

　　6月，土地楼市皆热，70个大中城市中，新建商品住宅和二手住宅价格上涨的城市数量均有所增加。虽然官方分析认为房价环比上涨有其特殊性，但在社科院专家看来，市场走势偏离调控目标。

June，Land property market is hot，In 70 major cities，New commodity house and second-hand housing prices are increasing the number of cities。Although the official analyzed that house prices rising annulus has its particularity，But experts believe at the academy，The market trends, deviation control target。

　　昨天下午，社科院财经战略研究院“住房问题研究”课题组发布报告称，上半年市场走势已偏离调控目标，主要是宏观政策微调导致的预期调整与市场恐慌引起的而非宏观微调实际作用导致，这一回的涨的变化给下半年的调控增加了复杂性和难度。

Yesterday afternoon，Cass financial strategy research institute“Housing research”Task group released report said，In the first half the market trends, already deviate control target，Main is fine-tuning the expected to macro adjustment and markets panicked and the macro fine-tuning the actual role which，This time the changes to the rise in the second half of the increased complexity and difficulty of regulation。

　　报告认为，首套房优惠并不能从实际意义上刺激太多刚性需求，而此前央行两次降息的同时强调“商业银行对个人住房贷款利率浮动区间下限仍为基准利率的0.7倍”释放了一个房贷降息的信号，是市场预期发生预期的主因。对此，报告建议取消个人按揭利率浮动区间下限为基准利率的0.7倍，提升至基准利率，二套房贷款利率上浮20%。同时继续限制二套房贷款，其首付比例定位60%，停止三套房贷，继续实施“认房又认贷”。此外，报告还提出了取消期房预售制度、试点政府土地款补贴房价上涨导致的购买力差额等建议。

Report says，The first suite preferential and can't stimulate too much from the actual meaning rigid demand，The central bank also stressed that the two cuts“Commercial Banks to individual housing loan interest rates for the lower range of floating still benchmark interest rate of 0.7”Released a mortgage rate cut signal，The market is expected to happen is the main reason of the expected。this，The report recommends that the cancel individual mortgage rates for the lower range of floating benchmark interest rate of 0.7，Promoted to benchmark rates，Two suites loan interest rate rise 20%。At the same time continue to limit two suites loans，The proportion of 60% down position，Stop three sets of mortgages，Continue to implement“Recognize room and recognition credit”。In addition，The report also puts forward the cancellation period room to open to booking system、Pilot government land of subsidies to the purchasing power of the rising housing prices balance and so on。

　　昨天，住建部与中国指数研究院也共同发布了上半年政策评估报告，提出货币政策微调、信贷投放力度有所加大，是北京等热点城市今年以来量价两升的主要原因。对于下半年走势，近七成房企认为货币政策有可能进一步放松，近半数预测房价会上涨，约三成预测房价将基本稳定。超过五成购房者也认为房价将上涨。

yesterday，Live JianBu and China also share index academy released the first half policy assessment report，Puts forward monetary policy fine-tuning、The supply of credit increase strength，Is Beijing and hotspot cities this year since two litres of quantity and price of the main reason。For the second half of movements，Nearly seventy percent think room enterprises monetary policy could further relax，Nearly half of all predict prices will rise，About thirty percent predict prices would basically stable。More than fifty percent of the person that buy a house also think prices will rise。