昨天，现代快报记者从南京市人口和计划生育委员会获悉，一份《南京城市人口发展与波士顿、新加坡、特拉维夫比较分析》新鲜出炉，南京与先进国际城市相比，文化素质、预期寿命差距较小，营造国际性人文城市有一定基础。但是人文环境方面则有不小的差距，其中最引人注意的是房价与年收入比这一项数据，南京是15.2，在四个城市中排第二，特拉维夫是22.92，南京的房价与年收入比是新加坡的8.9倍。“这是不是意味着，我们全家人要15年不吃不喝，才能在市区买套房啊。 ”不少市民自嘲道。

yesterday，Modern express reporters from nanjing population and family planning committee learned，a《Nanjing city population development and Boston、Singapore、Tel aviv comparison analysis》Fresh baked，Nanjing and advanced international compared to the city，Culture quality、The difference is smaller life expectancy，Build international humanities city a certain foundation。But human environment, is not a small gap，One of the most notable was house price and income than this a data，Nanjing is 15.2，In four cities ranked second，Tel aviv is 22.92，Nanjing house price and income ratio is 8.9 times of Singapore。“Does this mean that，Our family to 15 years don't eat not to drink，Can buy suite in the city。 ”Many people laugh at themselves way。

　　现代快报记者

Modern express reporters

　　马乐乐 项凤华

The horse lele of China

　　数据

data

　　房价收入比15.2

The housing price to income than 15.2

　　江南八区差不多

Jiangnan area almost eight

　　今年，“房价收入比”与“合理房价”的话题成为社会最为热议的话题。5月份，上海易居房地产研究院发布过“全国35个大中城市房价收入比排行榜”，其中提到南京的房价收入比：包含保障房为9.6，排全国第十；剔除保障房为12.6，排全国第七。

This year，“Than the housing price to income”and“Reasonable prices”Topic become social the discussion of the most heat。In may，Shanghai enjoysmart real estate research institute published“The national 35 cities than the housing price to income list”，Speak of nanjing house prices than income：Contain security room for 9.6，Row of the first ten；Eliminate security room for 12.6，Row the seventh national。

　　而此次，南京市人口和计划生育委员会“南京市人的全面发展研究课题组”公布的房价与年收入比是15.2，课题组有关人士介绍说，低收入对中心城区的商品房没有负担能力，即使是40平方米以下的，他们房价收入比也是合理房价收入比的最大值的两倍以上。对超过140平米的住宅，即使高收入者的房价比也大于合理范围的最大值，为此，他们选取了中间范围，即中等收入户，选择买80-100平方米的房价比大约是12.75，选择买100-120平方米的大约是17.13，然后取平均值，中间忽略一些因素，最后算出大约是15.2。要注意的是，这个是剔除了保障房的江南八区房价收入比。这个数字，意味着三口之家要想在市区买套近百平米房子（按南京市人均面积），得不吃不喝15年多。

And the，Nanjing population and family planning commission“Nanjing an all-round development of man research group”The house price and income released than is 15.2，Research concerning personage introduction said，The commodity house of city center for low-income no burden ability，Even under 40 square metre，Their income is reasonable prices than housing price-income ratio of more than two times the maximum。Of more than 140 square meters of housing，Even high earners house prices also greater than the reasonable scope than the maximum，For this，They selected the middle range，Or middle-income households，Choose to buy 80-100 square meters of housing prices than is about 12.75，Choose to buy 100-120 square meters of is about 17.13，Then take average，Some factors among ignored，Finally figure out is about 15.2。Want to notice is that the，This is eliminate the security in the room of the jiangnan area eight housing price-income ratio。The number，Mean 3 home to nearly square meters in the city to buy a house（According to the nanjing area per capita），Have to don't eat not to drink more than 15 years。

　　根据2011年南京人均可支配收入为32200元，人均居住面积为32平方米，按照房价收入比通行的计算公式“房价×人均居住面积/人均可支配收入”倒推计算，如果房价收入比为15.2的话，则房价为15295元/平方米，这个江南八区的房屋均价与不少机构统计的数据较为接近。

According to the 2011 nanjing per capita disposable income for 32200 yuan，The living area per capita for 32 square meters，According to the housing price to income than popular calculation formula“House price × living area/per capita disposable income per capita”Pour push calculation，If the housing price to income ratio 15.2 words，The prices for 15295 yuan/square metre，The jiangnan area with many houses average eight statistical data organization relatively close。

　　实例

example

　　他在板桥买了一套75万元的房子

He in banqiao bought a set of 750000 yuan of the house

　　每个月的一半收入要给银行

Each month income to the bank to half

　　两个多月前，市民刘先生刚刚在板桥的金地自在城买了一套总价75万元的两房，准备作为自己的婚房。“和女朋友已经谈对象4年，去年年底开始谈结婚，打算先在租的房子里领证了。”

More than two months ago，Mr. Liu just slab in public gold comfortable city bought a price 750000 yuan of two rooms，Prepare as their marriage room。“And the girlfriend has been talking about object in 4 years，The end of last year to talk about marriage，Plans to rent a house in the license。”

　　放眼整个江南八区，8300元/平方米左右的单价算得上是“谷底价”，但刘先生表示自己的购房压力依然巨大。他说，自己和女友刚工作3年，两人年收入加起来大约8万元，积蓄加起来不到13万元。“我们找家里人又凑了十几万当做首付，然后贷款了50万，现在两个人共同还款，每个月要还3000块钱。”刘先生说，这意味着两人收入的一半要上交银行。

Look to the whole jiangnan eight area，8300 yuan/square metre of the unit price can be“Rock bottom price”，But Mr Liu said their purchasing pressure still huge。He said，Himself and his girlfriend just work 3 years，Two people add up the annual income about 80000 yuan，Savings added up to no more than 130000 yuan。“We find his family and got thousands as down，And then the 500000 loans，Now the two individual is collective pay，Each month to 3000 yuan。”Mr Liu said，This means that two people are to hand in his bank half the money。

　　按照刘先生现在的“家庭”收入，这套房子的房价收入比接近9.4，看上去比南京的水准低不少。“数字没什么意义，实际感受是我压力挺大，我现在只想把工作干好，争取过两年换个收入高些的工作。”他说。

According to Mr. Liu is now“family”income，The house value income of this house than close to 9.4，The low level of nanjing looks better than many。“Digital doesn't make sense，Actual feeling is I pressure's pretty big，Now I just want to get the job done，For two years before a high income of some work。”He said。

　　对比

contrast

　　新加坡人

Singapore

　　买房很轻松

Buy a house very relaxed

　　在此次统计中，与南京作为房价收入对比的还有三个外国城市，分别是新加坡（1.7）、特拉维夫（22.92）和波士顿（9.87）。

In the statistics，And nanjing as the housing price to income contrast and three foreign cities，Respectively is Singapore（1.7）、Tel aviv（22.92）And Boston（9.87）。

　　“波士顿这个数据应该有误。”南京工业大学天诚不动产研究所副所长吴翔华说，根据他掌握的数据，9.87应该是波士顿人均房价收入比，如果以家庭为单位，那么房价收入比则要小很多。

“Boston this data should be wrong。”Nanjing industry university day sincere real estate, deputy director of institute WuXiangHua said，According to his grasp of the data，9.87 per capita income should be Boston housing prices than，If the family unit，So the housing price to income is less than。

　　“我曾到新加坡考察过当地楼市，1.7的房价收入比在很多人看来不可思议，但事实就是这样，工作个两三年就买房的人在那儿很多。”吴翔华说，由于新加坡的收入水平较高且保障房价格相对便宜，因此大多数人买房压力都不大。

“I have ever been to Singapore checks the local property market，1.7 the housing price to income than in many eyes incredible，But that such is the fact，Work is the two or three years to buy a house in there a lot。”WuXiangHua said，As Singapore's income level and guarantee high housing prices is relatively cheap，So most people all the pressure that buy a house is not big。

　　“应当选择城市规模、城市化程度接近的城市进行对比。”他认为，就南京主城区15.2的房价收入比而言，无疑是很高的。

“Should choose the size of city、The urbanization degree of compared to the city。”He thinks，Nanjing city is 15.2 house value income of the comparison，Undoubtedly is very high。

　　南京房价

Nanjing house prices

　　超过居民承受力

More than residents holding capacity

　　尽管近年来，国家一直对楼市实施调控政策，但是房价与老百姓收入还是距离遥远。房价收入比的比值越高，说明居民攒钱买房年限越长，也表示居民支付住房消费的能力低。与收入不符的房价意味着居民买房存在相当的困难。

Although in recent years the，Countries have been about the housing control policy implementation，But house prices and the common people income or distant。The ratio of house prices than the higher income，Saving money to buy a house that residents of more long，Also said residents pay housing consumption low ability。And income discrepancy of house prices mean that residents to buy a house there is difficult。

　　有关专家称，按照房价收入的支付能力及家庭负债风险性考虑，房价收入比保持在36较为合适，“因为超过7，大部分居民已经没有购买能力了”。为了买房，“啃老”现象将越来越多，在买房的问题面前，年轻人更多的是叹息，“挺身而出”的父母更多的是辛酸。“我压根儿就不想"啃老"，我不想再让他们为我的生活操心了。但是，我的收入与购买一套房子距离太遥远了。”市民朱先生无奈地说。

Experts say，According to the housing price to income ability to pay and household debt risk consideration，The housing price to income than remaining in 36 relatively appropriate，“For more than seven，Most of the residents have no ability to buy”。In order to buy a house，“On the”Phenomenon will more and more，In the house before the problem，Young people is more of a sigh，“To stand up”Parents more is way。“I'm don't want to"On the"，I don't want to let them for my life worrying about。but，My income and buy a house the distance is too far away。”Mr. Chu citizens reluctantly。