新华社华盛顿7月23日电 美国住房抵押贷款巨头房利美23日发布报告说，下半年美国经济增速将低于去年同期，但房地产市场仍将有积极表现。

The xinhua news agency Washington, July 23 (Reuters) Mortgage giant room beauty 23, the report said，The second half of U.S. economic growth will be lower than the same period last year，But the real estate market will still have a positive performance。

　　报告说，近几个月来消费支出有所下滑，消费者信心指数也降至1月以来最低水平，加上就业市场复苏前景依然充满不确定性，因此将2012年美国经济增速预期从2.2%调降至2.0%，失业率仍将处于8.1%高位，10年期国债收益率预计仅1.8%，通货膨胀率为1.7%。

The report said，In recent months has slipped down consumer spending，The consumer confidence index fell to its lowest level since January，With the job market recovery prospects, still full of uncertainty，So in 2012 the United States economic growth expectations come down to 2.0% from 2.2%，The unemployment rate will remain in the 8.1% high，The 10-year Treasury yield is expected to only 1.8%，Inflation rate was 1.7%。

　　房利美首席经济学家邓肯表示，尽管经济活动有减缓迹象，但房地产市场仍将是亮点，并对经济复苏起到支撑作用。

The beautiful house chief economist Tim Duncan said，Although there were signs of slowing economic activity，But the real estate market is still the window，And the economic recovery supportive。

　　报告预计，2012年住房销量将达496.8万套，比上一年增加8.8%，独栋住宅开工量将达51.1万套，增加18.6%，不过仍低于房地产市场健康水平。报告预计，今年住房成交价将上升1.1%，住宅地产投资将自2005年以来首次拉动经济增长，30年期定息抵押贷款平均利率为3.8%。

The report is expected，Housing sales in 2012 will be 4.968 million sets，8.8% increase on the previous year，Single-family housing KaiGongLiang will reach to 511000 sets，18.6% increase，But still lower than the real estate market health level。The report is expected，This year the housing price will rise by 1.1%，Residential real estate investment will for the first time since 2005 drive economic growth，A 30-year fixed rate mortgage interest rates have averaged 3.8%。

　　根据房利美6月开展的一次全国调查，由于当前抵押贷款利率处于历史低位且房价已经触底，更换居住地后有购房意愿的消费者比重增加6个百分点，达到2年来最高水平。

According to the room in June of the beauty a national survey，The current mortgage rates at historic lows and house prices have hit bottom，After the purchase will replace residence proportion consumers increased by 6%，2 years to the highest level。