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楼市抄底时机已到? 限购政策下曲线购房方式盘点--亲稳网络舆情监控室
2012-07-31
房地产市场回暖已成业内共识 The real estate market warms up to already became the consensus inside course
如今,楼市成交量开始走高,部分开发商放弃了购房优惠,房价也开始往回涨。现在买房合适吗?7月4日,《人民日报》发文称,“刚刚过去的6月,一线城市房地产市场延续3月以来的回暖态势,成交量环比5月再创新高。楼市的全面回暖,或许已是不争的事实。”
now,Property market turnover began to go up,Some developers to give up the purchase discount,House prices have started to go to HuiZhang。Buy a house right now?On July 4,,《People's Daily》Dispatch says,“Just the past six months,A line of urban real estate market continue since march of buoyancy situation,Volume annulus comparing may hit a record high。The housing market overall thaw,Perhaps already is the fact that does not dispute。”
中国房地产学会副会长、北京大学教授陈国强对媒体表示,“考虑买房时机完全取决于个人情况,购房资格和购房能力到了,同时价格符合预期就可以买,尤其是自住购房。现在市场的短期波动可以忽略不计,不要受市场的影响,否则一时犹豫,看中的房子就错过了。”
China real estate society vice-chairman、Beijing university professor Chen guoqiang media said,“Consider buying a house time depends on the individual situation completely,And the ability to purchase qualifications,At the same time with expected prices to buy,Especially since the live the house。Now the market short-term fluctuations can be neglected,Don't be the influence of the market,Or a hesitant,Seeing the house missed。”
限购政策下的曲线购房方式 限购 policy curve way that buy a house
虽然房地产市场回暖已成业内共识,但在楼市限购这种最有力的楼市调控手段之下,如何才能买到房产呢?所谓“上有政策,下有对策”,仍有不少购房者采取一些曲线途径购房,大打擦边球。
Although real estate market warms up to already became the consensus inside course,But in the property market 限购 this the most powerful property market under control measures,How to buy real estate?The so-called“policy,XiaYouDuiCe”,There are still many home buyers to take some curve way the house,Big play outside。
以他人名义购置:这种方式是以亲朋好友的名义买房,并加以公证。委托亲戚朋友购房的确可以免限购,甚至办理银行贷款时也有优惠。但由于该房屋登记在他人名下,他人会因为婚姻、继承、债权债务纠纷而涉及该房屋,而且他人持有该房屋也有一定的费用与成本发生,故双方须通过协议对此作明确的约定。
The name of others to purchase:This way is the name of relatives and friends to buy a house,And be notarized。Entrust relatives and friends from 限购 purchase can indeed,Even for bank loans also discount。But because the building is registered in the other name,Others will for marriage、inheritance、Creditor's rights debt disputes involving the houses and,And others of hold this house also to have certain expenses and costs occur,So both sides must through the agreement on clear agreement。
以公司名义购置:这种方式是买家以公司法人身份去置业,房屋的交易流程与个人买房大致相同,但是需要提供的材料和所交付的房屋交易费用会截然不同。在提交材料方面,个人买房只需身份证而公司购房则需要提供境内注册公司的营业执照、组织机构代码、法定代表人身份证以及公司委托书并加盖公章和法人章。交易费用方面,个人买房所交付的契税分了1%、1.5%和3%三档,而公司所交付的契税则只是3%一档。
The name of a company to purchase:This way is to corporate identity to buyer homes,The deal flow and individual houses to buy a house is about the same,But the need to provide materials and the delivered houses the cost of trading can completely different。In the submitted materials,Personal house purchase and the company only id card, need to provide registered within the territory of the company business license、Organization code、Legal representative of the company and the id card of attorney and build official seal and legal representative seal。Transaction costs,Personal delivered to buy a house of agree duty points of 1%、1.5% and 3% three gears,And the company delivered the deed tax is just a 3%。
上海户籍假离婚:这种方式是夫妻双方先去民政局办理“离婚”手续,之后只要符合针对上海户籍限购政策规定的相关事宜后,便可以购置房屋,房屋的买卖交易流程与其一般的买房流程一样。如今有不少人选择这种方式。
Shanghai census register false divorce:This way is both sides of husband and wife to go first for civil affairs bureau“divorce”formalities,As long as in Shanghai after with household 限购 policies of the related matters,He can purchase houses,Building the buying and selling of the deal flow and general process of buying a house。Nowadays many people choose this way。
但是律师提醒:离婚从法律上其实没有真假之分,其实办理了离婚手续,就是真离婚。为购房资格而离婚的风险就在于离婚后双方是否还会复婚,导致假离婚变成真离婚。
But lawyer remind:Divorce from the law actually not true and false of the points,Actually deal with a divorce,Is really a divorce。For purchase qualifications and the risk of divorce is whether both sides after divorce will turn,Lead to a false divorce become true divorce。
非上海户籍假结婚:根据沪上6月26日新颁布的限购政策规定,在上海名下无房的非本市户籍居民家庭有购房资格,而所谓家庭,必须是已婚而非单身。因此,这种规避限购的方法适用于非上海户籍人士。
The Shanghai census register fake marriage:According to Shanghai on June 26 限购 provisions promulgated by the new policy,No room in Shanghai of the name of this city residents have family purchase qualifications,The family,Must be married rather than single。so,This 限购 circumvent the method is applicable to the Shanghai census register people。
假结婚固然可以避免限购,但是假结婚的后遗症较多。首先,结婚后购房,该房屋是婚后共同财产,对方是可以分的。其次,一方不同意离婚,那么即使诉至法院,也有时间成本。
Fake marriage is to avoid 限购,But the legacy of fake marriage more。first,After marriage buys a house,This building is a common property after marriage,The other party is can points。second,One party does not agree to divorce,So even if the appeal court,Also has the time cost。
延后过户:这种方式即买卖双方找一个第三方,一般为亲属,到公证处做卖方委托第三方在合适的时间点进行产权过户的公证。等到“限购”解除,只要买方和第三方去办理过户手续就可以了,卖方不用去办理这些手续。闵 明
Delayed transfer:The way that buyers and sellers to find a third party,General for relatives,To do the seller notarized entrust a third party in the right time points of property transfer notarized。Wait until“限购”remove,As long as the buyer and the third party to deal with transfer procedures,The seller does not go to deal with these procedures。Downtown Ming
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