本报讯 （记者 刘珍华） 今年上半年，在住房刚性需求和相对宽松的货币政策的双重推动下，本市住房成交量有所回升，公积金个贷企稳回升，月度个贷发放额逐月回升。同时，共有产权保障房（经济适用房）个贷占比大幅提高。

Report from our correspondent （Reporter LiuZhenHua） In the first half of this year，In housing demand and relatively rigid loose monetary policy under the double push，This city house turnover bounced，Accumulation fund GeDai stabilising picks up，Monthly GeDai issued amount back from month to month。At the same time，There are the property right safeguard room（Economy applicable room）GeDai than the increase of。

　　市公积金管理中心日前发布的报告显示，上半年，本市住房公积金归集额、缴存人数、提取额等指标平稳增长，个贷量企稳回升。今年1-6月，本市共归集住房公积金和补充公积金254.05亿元，同比增长19.19%；住房公积金提取合计134.71亿元，同比增长11.64%；住房公积金个贷发放金额155.03亿元，同比增长12.42%；发放户数4.42万户，同比增长15.1%。其中，发放共有产权保障房个贷27.44亿元，1.1万户。

City accumulation fund management center to released the report shows，In the first half，This city GuiJiE housing accumulation fund、Capture puts the number、Frontal index extraction steady growth，GeDai quantity stabilising picks up。The first 6 months of this year，This city deal with housing accumulation fund and added accumulation fund 25.405 billion yuan，Year-on-year growth of 19.19%；Extraction of housing accumulation fund amounted to RMB 13.471 billion，Year-on-year growth of 11.64%；Housing accumulation fund GeDai issued amount of 15.503 billion yuan，Year-on-year growth of 12.42%；Issue number of 44200，Year-on-year growth of 15.1%。Among them，Release property protection GeDai room there are 2.744 billion yuan，11000 homes。

　　据分析，上半年本市住房公积金运行呈现以下特点：

According to the analysis，In the first half of this city housing accumulation fund running show the following characteristics：

　　归集额、缴存人数较快增长，市郊各区成为新的增长点。

GuiJiE、Capture puts the number growing rapidly，Suburban district has become a new growth point。

　　1-6月住房公积金归集额同比增长19.19%，缴存人数同比增长11.38%，体现了公积金制度覆盖面稳步扩大的良好态势。崇明、金山、青浦、奉贤、松江、嘉定等市郊各区近两年的职工开户数增长明显，平均增长率为42.8%，比其他区的平均增长率高约26个百分点。

1-June housing accumulation fund GuiJiE year-on-year growth of 19.19%，The number of capture puts a year-on-year increase of 11.38%，Embodies the common reserve fund system to expand coverage to a good situation。chongming、jinshan、qingpu、fengxian、songjiang、Suburban district of jiading, worker accounts for nearly two years increased substantially，Average growth rate of 42.8%，Other than the average growth rate of about 26% higher。

　　住房公积金个贷企稳回升，共有产权保障房个贷占比创新高。

Housing accumulation fund GeDai stabilising picks up，There are the property right safeguard room GeDai than innovation of high。

　　自2010年4月国家进一步加强对房地产市场宏观调控以来，受政策影响，房地产交易量和个贷规模日趋回落，处于低位运行状态。2011年住房公积金月度个贷发放额大致在22亿元的水平。今年上半年，在住房刚性需求和相对宽松的货币政策的双重推动下，本市住房成交量有所回升，公积金个贷相应企稳回升。2月份发放个贷17.71亿元，3月份发放23.88亿元，4月份发放29.08亿元，5月份发放31.92亿元，6月份发放33.94亿元，月度个贷发放额逐月回升。

Since April 2010 countries to further strengthen the real estate market since the macroeconomic regulation，Influence by policy，Real estate GeDai scale volume and increasingly fall back，Low status。In 2011 GeDai monthly housing accumulation fund issued in 2.2 billion yuan of frontal roughly level。In the first half of this year，In housing demand and relatively rigid loose monetary policy under the double push，This city house turnover bounced，Accumulation fund GeDai corresponding stabilising picks up。February GeDai issued 1.771 billion yuan，March sent 2.388 billion yuan，Issue 2.908 billion yuan in April，Issue 3.192 billion yuan in May，Issued in June 3.394 billion yuan，Monthly GeDai issued amount back from month to month。

　　共有产权保障房个贷占比大幅提高。本市2010年开展公积金共有产权保障房个贷试点，2010年、2011年分别发放了共有产权保障房个贷1.92亿元、3.18亿元，分别占当年发放的公积金个贷的0.6%和1.2%。今年上半年发放公积金共有产权保障房个贷27.44亿元，占同期个贷发放总量的17.7%。上半年共有产权保障房个贷量增加的原因：一是在市政府大力推进住房保障体系建设的要求下，各区加大了共有产权保障房的供应，申请人资格认定、摇号、选房、签约的流程加快，签约量大幅增加。二是市公积金中心采用“集中预约，分散受理”和“集中预约，集中受理”的模式，提高了贷款申请的受理效率，加快了放款速度。1-6月，共有1.1万个共有产权保障房申购家庭成功获得公积金个贷，约占全市购买共有产权保障房家庭总户数的55%。

There are the property right safeguard room GeDai than increase of。This city were carried out in 2010 accumulation fund property right safeguard room GeDai pilot，2010 years、In 2011 there were handed out the property right safeguard room GeDai 192 million yuan、$318 million，The issue of accumulation fund that accounted for 0.6% and 1.2% of the GeDai。In the first half of this year release of the property right safeguard room GeDai accumulation fund of 2.744 billion yuan，Accounting for 17.7% of the total in the same period GeDai release。In the first half of the property right safeguard room GeDai increased reasons：One is in the city government to promote housing guarantee system construction requirements，Attached to increase the supply of property rights guarantee room，The applicant qualification、Wave number、Choose room、Signing process speed up，Signing is greatly increased。2 it is the city accumulation fund center“Concentrated appointment，Scattered accept”and“Concentrated appointment，Concentrated accept”mode，Improve the loan application acceptance efficiency，To speed up the lending rate。1-June，There were 11000 mutual property security room explain buy domestic successful GeDai accumulation fund，In the city of property rights to buy accounts for about 55% of the ZongHuShu family guarantee room。

　　住房公积金销户类提取同比增幅较大。

Housing accumulation fund sell a door are extracted year-on-year rate of increase greatly。

　　1-6月本市住房公积金销户类提取33.06亿元，同比增长26.91%，增幅为近五年的新高。销户类提取中主要包括两大部分：一是离退休提取；二是非沪籍职工劳动关系迁出本市所引起的提取。这两类提取占销户提取的比例超过90%。

1-June this city housing accumulation fund sell a door are extracted 3.306 billion yuan，Year-on-year growth of 26.91%，Growth for nearly five years of high。Sell a door in the extraction of mainly includes two parts：One is retired extraction；Two is Shanghai nationality worker labor relations from the city of the cause of extraction。The two types of extraction of sell a door extraction of more than 90%。