30岁的廖姓男子（中）在报上刊登小额贷款讯息吸引被害人上门，再以放高利贷方式，让被害人怎么还钱也还不完。 台湾《联合报》

30 years old LiaoXing man(in)In the newspaper microfinance information to attract the victim the door,Again with usury way,Let the victim how return money also not over. Taiwan[The Associated Press]

　　中新网10月8日电据台湾《联合报》报道，台湾桃园县罗姓男大学生为买名牌包送女友，从广告中看到小额贷款讯息，他借了4万元(新台币，下同)买名牌精品后，却发现“怎么还都还不完”。直到被警方通知，才知掉入“高利贷”陷阱。警方提醒，学生涉世不深，要多想“天下没有白吃的午餐”，怎有人便宜借钱供花用？

Beijing on October 8, according to Taiwan[The Associated Press]reports,Taiwan taoyuan county LuoXing male college students to buy brand packet to send his girlfriend,From the advertising message see small loans,He borrowed 40000 yuan(Nt $,Similarly hereinafter)Buy famous brand high-quality goods after,found"How to still don't even finish".Until it is the police notice,Known until fall into the"usury"trap.Police remind,Students wet behind the ears,To think more about"The world does not have bilked lunch",How someone cheap to borrow money for it?

　　竹东警分局侦查队接获报案，30岁廖姓男子在广告中刊登小额借贷讯息，吸引民众上门。在借出第一笔现金时，先扣下利息，例如，借款2万元，借款人只拿到1万8千元，而缴利息，以10天或15天一期，利息高达45分，借款人缴了许久，仍无法还到本金。有的受害人因此陷入困境，向警方求助。

Bamboo east p fongyuan police precinct received report a case to the security authorities,30 years old LiaoXing man in the advertisement publish microfinance message,Attract people to.In the loan brushstroke cash,First buckle down interest,For example,Borrowing 20000 yuan,Borrowers got only 18000 yuan,And pay interest,With ten days or 15 days a period,Interest of up to 45 points,The borrower paid for a long time,Still can't also to the principal.Some victims so mess up,To the police for help.

　　廖男向警方说，他放款前，会先调查借款人背景，确认是否有工作、薪水是否定时入账，还会到借款人住处附近打听，确认是否上下班后，才会放款。得知罗姓大学生有在打工，才借钱给他。

Liao male to police said,He loan before,Will be the first to survey the borrower background,Confirm whether a work/Salary is timing enter an item in an account,Also the borrower to drive around to find out,Confirm whether after commuting,Will loan.LuoXing that college students have to work,To lend money to him.

　　警方因接获报案，到廖男家中搜索，在他住处查获本票，陆续传唤借款人调查，先依重利罪将全案移送法办。

The police for receiving report a case to the security authorities,To the manifold male home search,At his residence seized a promissory note,Have summoned the borrower survey,In accordance with the high interest first sin will all the case deal with according to law.