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学生遭遇被贷款被买房 银行房管局学校集体沉默--亲稳舆论引导监测室
2013-01-30

  据中国之声《新闻纵横》报道,河北大学影视艺术学院利用学生个人信息套取银行贷款,导致多名学生毕业后购房没法享受首套房利率优惠和首付优惠的报道。记者调查发现,虽然学生们没法继续享受优惠,但用学生贷款开发建设的楼盘正在市场上热卖。 According to the sound of China[News aspect]reports,Hebei university of film and television art college students use personal information show the bank loan,Lead to many students after graduation can't enjoy the first suite interest rate preferential and down favorable report.Reporter survey found,Although the students can't continue to enjoy preferential,But with the student loan development and construction building are hot on the market.

  河北大学影视艺术学院毕业生张扬(化名)告诉记者,他们多方询问得知,自己当年的贷款,已经被学校的法人代表李德颂用于安联朗润园小区的房地产开发。昨天(16日)晚上,记者来到朗润园小区,和附近冷清的大学城相比,这个17栋楼的楼盘灯火通明,蔚为壮观。小区中介的售楼员看到记者显得很热情。

Hebei university of film and television art college graduates make public(alias)Told reporters,They ask that many,In their loans,Has been the school legal representative LiDeSong for allianz green garden area of real estate development.yesterday(16)In the evening,The reporter comes to green garden district,Near the city and cold and cheerless compared,This 17 building building lights,spectacular.Community intermediary sales clerk see the reporter seemed very enthusiastic.

  售楼员:现在的成交量最高了,也特别好租,租金一般在900、1000元,一室的还租过850。

Sales clerk:Now the highest volume,Also especially good rent,The rent is in commonly 900/1000 yuan,One room still rent over 850.

  售楼员告诉记者,因为附近就是大学城和信息产业园,这里楼房的出租和销售都十分活跃。这样的景象让学生张扬有点想不通。

Sales clerk told reporters,Because is near the university and information industrial park,This building rental and sales are very active.This scene let students make public a little think impassability.

  张扬:当时我们在学校租的一个挺旧的地方,学校就给我们开动员会说要建设新校园,让大家帮帮学校。

Make public:We were in the school rented a pretty old place,School is open to us a kick-off to construction of new campus,Let everybody to help the school.

  记者:当时说的是要盖学生宿舍?

reporter:Said at that time is to cover students dormitory?

  张扬:是学生宿舍楼和教师宿舍楼。当时我们是借河北体院的几栋楼教学,所以学生们都愿意搬到新校区,也是说要尽快解决这个问题。

Make public:Is the student dormitory building and teacher dormitory building.When we lend hebei physical culture institute few building teaching,So the students are willing to move to a new campus,Is to say to want to solve this problem as soon as possible.

  当初遭遇"被贷款"的学生现在又一次"被二套"了。为了弄明白自己是如何"被贷款"的,以及原本写着自己名字的房产又哪儿去了?学生们多次到贷款银行中国农业银行石家庄广安支行和当地房管部门询问交涉。

Had encountered"Be loan"Students now once again"By two sets of"the.In order to understand how"Be loan"of,And originally write his name and real estate where go to?Many students to loan bank agricultural bank of China shijiazhuang branch waste and the local branch of the inquiry negotiate.

  1月5日,张扬到石家庄市鹿泉房管局查询,他名下确实有过安联朗润园小区的一套住房,但是在2008年12月,房子已经过户到别人名下。

On January 5,,Make public to shijiazhuang LuQuan inquiry of room canal bureau,His name there have been allianz green garden plot a set of housing,But in December 2008,The house had been transfer to other name.

  按照规定,房产过户,买卖双方必须携带身份证到房管局房产交易所进行交易。而张扬从来没有到场交易过,他的房子又是怎么过户的呢?记者在鹿泉房管局交易所调查发现,在2008年12月张扬的房产交易档案中,使用的身份证复印件还是一代身份证。张扬的二代身份证是2008年2月26日启用的,此前他的一代身份证已经被公安机关收回销毁,他不可能在当年12月份还用一代身份证进行房产交易。

According to the regulation,Property transfer,Both parties must carry id card to the department of housing management real estate exchanges.And make public never had to deal,His house is how to transfer?Reporter in the LuQuan department of housing management exchange survey found,In the December 2008 make public housing transaction files,The use of copies of id card or a generation id card.Make public of the second generation id card is on February 26, 2008 is used,After one of his generation id card has been the public security organ recovery destroyed,He can't be in the December with a generation id card for real estate transaction.

  张扬:我们问房管局个房产没有经过我们本人怎么卖出去的,房管局说是拿着我们签过字的委托书来的,但是根本就没有通知我们。

Make public:We asked inning of a property without we I how to sell,Department of housing management, take we signed the power of attorney,But did not inform us.

  到底谁该对张扬毫不知情的房产交易负责?房地产律师秦兵认为,房地产开发商和房管局都有责任。

Who is this to make public without the knowledge of the real estate transaction is responsible for?Real estate lawyer took think,Real estate developers and department of housing management are responsible for.

  秦兵:如果房屋买卖合同不是本人签字,这个房屋买卖合同应当是不成立的。因为所有权人没有同意,开发商在买卖合同中如果有作假行为,可能就会构成欺诈。房管局对这件事情有两种状态,第一是真实的知情,他知道不是学生本人的签字,那么房管局肯定有责任。第二,如果房管局不知情,像普通的房屋买卖一样,那么房管局的责任就会相对减轻。

took:If building business contract is not my signature,The building business contract shall is not established.Because owner didn't agree,Developers in the sales contract if there is false behavior,May constitute fraud.Department of housing management to it there are two kinds of state,The first is true knowledge,He knows not the signature of the student,So department of housing management must have the responsibility.The second,If not familiar with the department of housing management,As common as building business,So the responsibility of the department of housing management will be relative ease.

  张扬告诉记者,在他和同学多次往返银行、房管局的过程中,想看一看那些所谓的自己的签字都成了奢望,似乎总有一双看不见的手遮住了自己的双眼。

Make public told reporters,In his many times with my classmates to bank/In the process of the department of housing management,Want to have a look at those so-called his signature has become a thought,There always seemed to be a pair of invisible hand covering his eyes.

  张扬:他们先是不理我们,后来他们说这个事情归学校管,事情是你们学校办的,不要找他们。

Make public:First they ignored us,Then they said the things to school tube,Is your school things to do,Don't find their.

  在1月15日记者连续报道此事之后,张扬赶到当年学校为他们办理贷款的中国农业银行石家庄广安支行,拿出身份证要求查询贷款记录,奇怪的是,电脑中竟然完全没有记录。

On January 15, reporters after continuous reports it,To make the school for their loans for the agricultural bank of China branch in shijiazhuang waste,Take out id request loan records,It is strange that,The computer had no record.

  张扬:您好,查一下个人贷款记录,是在您这查吗?

Make public:How do you do,Check the personal loan records,It's in your this check?

  工作人员:你是不是记错行了。

staff:Did you remember the fault line.

  张扬:没有。

Make public:no.

  工作人员:这里确实查不着。

staff:Here does not be found.

  张杨:你说在微机里边打上这个身份证号和姓名是没有的?

ZhangYang:You said in the computer to play inside the id number and name is no?

  工作人员:对,对,没有。

staff:to,to,no.

  面对记者的话筒,主管个人贷款的农行石家庄广安支行副行长刘贺方(音)也是讳莫如深。

In the face of the reporter's microphone,The personal loans agriculture bank shijiazhuang branch deputy governors waste LiuHe party(sound)Is also working on.

  记者:现在能查吗?现在去拿身份证去查一下,现在为什么不行?

reporter:Can now find it?Now go to take id card to check,Now, why not?

  刘贺芳:我先给你看看,行不?

LiuHeFang:I first show you,Do not?

  刘贺芳:你这个录着音呢?

LiuHeFang:You this record? The sound?

  记者:我们肯定要给你录音。

reporter:We are sure that we will give you the recording.

  刘贺芳:不行不行,采访程序你知道?

LiuHeFang:not,Interview program you know?

  记者:采访有什么程序?

reporter:What is the interview process?

  刘贺芳:你看,你做新闻的吗不是!

LiuHeFang:You see,You do not news?!

  记者:采访有什么程序,我还真想学习学习?采访有什么程序?

reporter:What is the interview process,I really want to learn to learn?What is the interview process?

  记者:干嘛这是,抢!

reporter:Why this is,rob!

  刘行长强行关闭了记者的采访机。截至记者发稿,银行、学校、房管局都没有能对这些问题作出回应。本来没有还款能力的学生,为何能够贷款?毫不知情的房产交易有何内幕?谁又该对学生被侵犯的权益、本该属于他们的公道负责?记者将继续追踪报道。

LiuHangChang forcibly closed the reporter's interview machine.The reporter,The bank/The school/Department of housing management failed to respond to these questions.Were not reimbursement ability of students,Why can loan?Without the knowledge of the real estate transaction have why inside?Who is the student of infringing rights/Should have their own justice is responsible for?Reporters will continue to tracking report.


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