统计显示，小微企业贷款余额10.87万亿元，同比增长21.4%

Statistics show that，Small micro enterprise outstanding balance of the loans of 10.87 trillion yuan，Year-on-year growth of 21.4%

　　央行昨日披露经初步统计的2012年上半年金融机构贷款投向统计报告显示，2012年6月末全部金融机构人民币各项贷款余额59.64万亿元，同比增长16%。上半年增加4.86万亿元，同比多增6832亿元。6月末，主要金融机构及农村合作金融机构、城市信用社、外资银行人民币房地产贷款余额11.32万亿元，同比增长10.3%，增速比上季度末高0.2个百分点。

The central bank yesterday after the preliminary statistics disclosure of the financial institutions in the first half of 2012 loans to report says，In late June, 2012, all financial institutions all balance of loans 59.64 trillion yuan RMB，Year-on-year growth of 16%。Up to $4.86 trillion in the first half，Add up 683.2 billion yuan。6 month，Major financial institutions and rural cooperative financial institutions、Urban credit cooperatives、Real estate loans outstanding foreign Banks RMB 11.32 trillion yuan，Year-on-year growth of 10.3%，Growth is 0.2% higher than the quarter。

　　报告显示，6月末，主要金融机构及农村合作金融机构、城市信用社、外资银行人民币房地产贷款余额11.32万亿元，同比增长10.3%，增速比上季度末高0.2个百分点；上半年增加5653亿元，同比少增2271亿元，上半年增量占同期各项贷款增量的12.3%，比1季度占比高2个百分点。

report，6 month，Major financial institutions and rural cooperative financial institutions、Urban credit cooperatives、Real estate loans outstanding foreign Banks RMB 11.32 trillion yuan，Year-on-year growth of 10.3%，Growth is 0.2% higher than the quarter；Up to $565.3 billion in the first half，By 227.1 billion yuan less year-on-year，The same period in the first half of the loan increment increment of 12.3%，More than 1 quarter than 2% of high。

　　6月末，地产开发贷款余额8037亿元，同比增长0.8%，增速比上季度末高8.8个百分点。房产开发贷款余额2.92万亿元，同比增长11.3%，增速比上季度末高0.3个百分点。个人购房贷款余额7.49万亿元，同比增长11 %，增速比上季度末低1.1个百分点；上半年增加3455亿元，同比少增2220亿元；6月末，保障性住房开发贷款余额4784亿元，同比增长62.7%，增速比上季度末低1个百分点。上半年增加869亿元，占同期房产开发贷款增量的49.7%，比1季度占比高2.6个百分点。

6 month，Real estate development loan balance of 803.7 billion yuan，Year-on-year growth of 0.8%，Growth is 8.8% higher than the quarter。Real estate development loan balance of 2.92 trillion yuan，Year-on-year growth of 11.3%，Growth is 0.3% higher than the quarter。Personal purchase loan balance of 7.49 trillion yuan，Year-on-year growth of 11%，Growth 1.1% lower than the quarter；Up to $345.5 billion in the first half，By 222 billion yuan less year-on-year；6 month，Affordable housing development loan balance of 478.4 billion yuan，Year-on-year growth of 62.7%，Growth 1% lower than the quarter。Up to $86.9 billion in the first half，The same period accounted for 49.7% of the growth in real estate development loan，More than 1 quarter than 2.6% of high。

　　小微企业贷款增速持续回升，当年新增额占比明显提高。6月末，主要金融机构及农村合作金融机构、城市信用社和外资银行人民币企业贷款余额38.51万亿元，余额同比增长15.6%。其中，小微企业贷款余额10.87万亿元，同比增长21.4%，增速比上季度末高0.9个百分点，比同期大、中型企业贷款增速分别高10.1个和5.9个百分点。小微企业贷款余额占全部企业贷款的28.2%，比上季度末高0.3个百分点。上半年人民币企业贷款增加2.85万亿元，其中小微企业贷款增加9332亿元，占同期全部企业贷款增量的32.7%，比1季度占比高4.4个百分点。

Small micro business loans growth continue to rise，That accounts for XinZengE than obviously improved。6 month，Major financial institutions and rural cooperative financial institutions、Urban credit cooperatives and foreign Banks RMB 38.51 trillion yuan enterprise loan balances，Balance year-on-year growth of 15.6%。Among them，Small micro enterprise outstanding balance of the loans of 10.87 trillion yuan，Year-on-year growth of 21.4%，Growth is 0.9% higher than the quarter，Same period than big、Medium-sized enterprise loan growth high 10.1 and 5.9% respectively。Small micro enterprise loan balances of 28.2% of all business loans，The quarter than 0.3% higher。The enterprise loans in the first half of up to $2.85 trillion，One small micro enterprise loans of up to $933.2 billion，The same period accounted for 32.7% of the growth in all business loans，More than 1 quarter than 4.4% of high。

　　工业中长期贷款增速继续放缓，服务业中长期贷款增速回升。6月末，主要金融机构本外币工业中长期贷款余额6.31万亿元，同比增长5.8%，增速比上季度末低1.5个百分点；上半年增加2029亿元，同比少增1481亿元。其中，轻工业中长期贷款余额6434亿元，月末余额同比增长3.6%，增速比上季度末低2.8个百分点；重工业中长期贷款余额5.66万亿元，同比增长6.2%，增速比上季度末低1.2个百分点。

Industrial long-term loans continue to grow faster slowdown，Long-term loan growth services back。6 month，Major financial institutions of local industrial long-term loan balance of 6.31 trillion yuan，Year-on-year growth of 5.8%，Growth 1.5% lower than the quarter；Up to $202.9 billion in the first half，By 148.1 billion yuan less year-on-year。Among them，Long-term loans outstanding light industry 643.4 billion yuan，Balance end a year-on-year increase of 3.6%，Growth 2.8% lower than the quarter；Heavy industry long-term loans outstanding 5.66 trillion yuan，Year-on-year growth of 6.2%，Growth 1.2% lower than the quarter。

　　此外，6月末，服务业中长期贷款余额15.51万亿元，同比增长7.4%，增速比上季度末高0.4个百分点。

In addition，6 month，Long-term loans outstanding service 15.51 trillion yuan，Year-on-year growth of 7.4%，Growth is 0.4% higher than the quarter。