在武汉读大学的澳门籍学生小卓在自助取款机（ATM机）上取钱后，忘了取卡，卡内余额竟在1分钟内全部被人取走。事发3天后，才察觉此事的小卓向本报记者反映，称澳门的ATM机都是退出银行卡以后才能取走现金，刚回武汉的她犯了迷糊，才出了这么“悲催”的事情。

In wuhan university students read AoMenJi small zhuo in self-service ATM(ATM machine)Take money,Forget to take card,The remaining sum inside card was found in 1 minutes were all people take away.Three days after the,To detect the small zhuo to reflect our reporter,Says the ATM machine is out of bank card before we take cash,Just back to wuhan she made confused,To get out of the so"Sad reminder"things.

卡忘拿存款被盗精光 Card forget take deposit stolen off

　　11月10日，刚从澳门回武汉不久的小卓到华师东区的ATM机上取钱。下午3点5分，小卓取出300元钱后直接离开了。12日，小卓突然想起银行卡被落在了ATM机里，于是急忙到银行挂失。

On November 10,,Just back from the wuhan near small zhuo to no.1 east ATM machine take money.3 PM 5 points,Small zhuo withdraw 300 yuan directly after left.12,Small zhuo suddenly think of bank card had been left in the ATM machine,So hurried to the bank report the loss of STH.

　　工作人员查询后告诉小卓，该卡于11月10日下午进行了两次交易，在小卓取钱之后的1分钟内，卡内剩余的400多元被全部取走，“因为金额太小，马房山派出所不立案，因此无法调取录像，平白丢了400多，这也太悲催了。”

Staff after the search tell small zhuo,The card on November 10, the afternoon two trading,In the small zhuo take money after 1 minute,The rest of the inside card 400 yuan is all take away,"Because the amount is too small,The horse has not done well as the police station,Therefore it is impossible to obtaining video,For no reason lost more than 400,This is the sad reminder."

澳门的ATM机先吐卡后吐钞 The ATM machine to vomit after card spit chao

　　2010年，小卓被保送到华中师范大学英语系，此后只有寒暑假和国庆节期间返回澳门居住。小卓说，卡没取出并不仅仅是因为忘了，“澳门那边的ATM机吐钞和吐卡的顺序与武汉的完全相反。我这个月才从澳门回来，所以拿到钱下意识以为卡已经取出来了。”

In 2010,,Small zhuo was walks to the central China normal university department of English,Then only summer and winter vacations and during the National Day to return to the living.Small zhuo said,Card didn't take out not just because forget,"On the other side of the ATM machine spit chao and spit card order of wuhan and the complete opposite.I this month to come back from macau,So get money subconscious thought card has had taken out."

　　记者采访中获悉，香港、澳门等地的大多数ATM机操作流程的确不同：持卡人输入取款金额后，系统会提示是否还有其他操作，选“是”后钞票被送到出钞口，持卡人继续下一步操作；选“否”机器则会先将银行卡吐出，持卡人抽卡之后，才能从出钞口拿到钱。

Reporters learned that in,Hong Kong/Macau, most of the ATM machine operation process is different:After the input to withdraw amount,The system will prompt whether there are other operation,choose"is"The money was sent to the chao mouth,Cardholder continue to the next step operation;choose"no"The machine will be first out bank card,After the suction card,To get money from the bank note mouth.

　　另据了解，工行、交行、建行、招行、中信银行等多家银行在武汉的ATM机都是输入取款金额后系统直接吐钞，结束全部操作后才会退卡。

Additional as we have learned,icbc/in/CCB/travel/Citic bank and other Banks have in wuhan ATM machine are input to withdraw amount after the system directly spit chao,End all operations will return card.

银行卡被吞九成因持卡人遗忘 Bank card be swallowed the nine causes forgotten

　　一般ATM机吞卡的时限是30秒，30秒后未进行操作，银行卡便会被吞。

General ATM machine swallow card time is 30 seconds,After 30 seconds before operation,Bank card will be swallowed.

　　光大银行总行规划与风险管理处张晓红处长称，近期数据显示，每5000台ATM机日吞银行卡数量高达550张。且调取监控录像后发现，90%的银行卡被吞是因为持卡人忘了取卡。

Everbright bank head office planning and risk management ZhangXiaoGong director says,Recent figures show that,Every 5000 sets of ATM machine, swallow bank card number as high as 550 copies.And obtaining the discovery after surveillance video,90% of the bank card be swallowed because cardholder forget to take card.

　　针对自助取款忘记取卡的“顽疾”，各大银行都有不同的招数。工商银行会使用在ATM机上增加文字、图案、语音提示，或者增派值守人员等方式，通过改善服务提醒持卡人收好银行卡。用户久未操作，中信银行ATM机会发出尖锐叫声提醒客户。

According to the buffet to withdraw forget take card"Persistent ailment",Each big bank has a different way.In the commercial bank will use ATM machine increase text/pattern/Voice prompt,Or watching additional personnel, etc,By improving the service to remind the bank card.User not operation for a long time,Citic bank ATM opportunity a sharp cry remind customers.

　　光大银行则是借鉴港澳经验，从2011年年底起，在全国推行“先退卡后吐钞”的ATM机取款流程。目前，光大银行在武汉的120余台ATM机已都采用先退卡的模式。

Everbright bank is Hong Kong and Macao experience for reference,From the end of the 2011,In the national implementation of the"After the first return card spit chao"ATM machine to withdraw process.At present,Everbright bank in wuhan more than 120 sets of ATM machine has is used to return card mode.

　　目前，国内主流ATM机的流程是先吐钞后退卡，但国外却恰恰与此相反。

At present,Domestic mainstream ATM machine process is first spit chao back card,But foreign is just on the contrary.

　　美国的ATM机分两种，一种没有插卡槽，只有类似于刷卡的“半插入式卡槽”，操作时银行卡只需半插入机器，机器识别后会立即退卡，整个过程几乎是“卡不离手”。另一种同国内一样，卡需全部插入，但两种ATM机在取款时都会要求用户先抽卡，而且如果要再次取款，则必须重复输入密码。

America's ATM machine of two,A there is no card slot,Only is similar to the credit card"Half insert card slot",When operating bank card only half insertion machine,Machine recognition immediately return card,The whole process is almost"Card not depart from hand".Another with home,Card needs all insert,But the two kind of ATM machine in withdrawals will require the user to take a card,And if you want to draw again,It must be verify password.

　　欧洲、亚洲等许多国家的ATM机都与美国相似。因此，大家出境自助取款，需仔细查看ATM机上的操作说明，勿因已有的习惯导致钱、卡被吞。

The European/Asia and many other countries and the United States similar ATM machine.so,All outbound self-help to withdraw,Carefully check the ATM machine instructions,Do not have to because the habit of money/Card is swallowed.

　　见习记者朱蕾

Trainee reporter ZhuLei